Central Bank of India Pune

About Central Bank of India

Central Bank of India is the oldest bank in the country which was established before the independence of the country in the year 1911. It is a public sector bank. The head office of the bank is located in Mumbai. After being nationalised in 1969 by the Indian Government, the vast network of branches was spread across the country. At present, the bank has a total number of 4,741 branches throughout the country. Since incorporation, the motive of the bank was to provide excellent banking service to the public. It has taken various initiatives to deliver the useful services to the customers and transform their banking experience into fruitful one. The bank has been leveraging modern technology to match the pace of the changing world. It modifies its products and services from time to time to meet the requirement of the people. It has been awarded various prestigious awards. The bank won first prize for excellent implementation of Official Language Policy of Govt. of India. It also received the Fintech India Award 2016 under category Mobile Banking and even the Banking technology award. It is a bank that initializes new and adequate ways to curb the financial troubles of the people. Over the years of faithful service, the bank has created a legacy for itself.

Address of Central Bank of India Branches in Pune

The complete address, IFSC Code, MICR Code and customer care details of Central Bank of India branches located in Pune is mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Deccan Gymkhana Pune759/5, Deccan Gymkhana, PuneCBIN0280655411016006(020) 25677500

529/2 - A, P B No 21, Nargis Datta Road, Shivaji Nagar, Pune - 411005CBIN0280656411016009(020) 25655438, (020) 25654722
Hadapsar, Pune

79/2, Pune Sholapur Road, Opp. A.S.P.T. Hadapsar, PuneCBIN0280657411016008(020) 26819824, (020) 26870678
Pune Camp Br

317, M.G. Road, Pune Camp Br.
CBIN0280658411016002(020) 26131613 - 14
Rasta Peth, Poona
499 / 501, Ajanta Complex, Rasta Peth, PuneCBIN0280659411016012(020) 26054928, 26120335
Shankarshet Road PoonaMani Ratna, Shankarshet Road, PoonaCBIN0280660411016011(020) 24441882
Swargate, Poona
Plot No. 3, Mukundnagar, Swargate, PuneCBIN0280662411016007(020) 24261184/ 24266694
Tilak Road, PoonaSahydri Sadan, Tilak Road, Poona CityCBIN0280663411016005(020) 24332131
Yerawada Poona
161, Yerawada, PoonaCBIN0280664411016010(020) 26696797 /26687017

22/1 Poonam Chembers, Station Road, Pimpri - 411018CBIN0280667411016018(020) 27474601/ 27472827
Fergusson College Poona

Office No.104, 105, 1st Floor, Sanas Memories, F.C.Road, ShivajinagarCBIN0281019411016013(020) 25653683
Akurdi, Poona
Shah Chambers, S.no.169, Akurdi
CBIN0281466411016019(020) 27482775
Jedhenagar, Pune
48, Jedhenagar, Chavans Bungalow, PuneCBIN0282402411016016(020) 24216509 /24230607
NBO Pune

170, Shan Bldg., 2nd Floor, Dhole Patil Road, Pune - 1CBIN02830524110160011800 200 1911
Koregaon Park Pune

31/2, Koregaon Park, Near Kapila Dairy, PuneCBIN0283089411016028(020) 26141128, (020) 26130092

Flat No 78, Raghuvansh Apartment, P.O. KothrudCBIN02833894110160311800 200 1911
Aundh Road

246/4 Vaishwik Building, House No. 1892, Off D.P. Road, Baner, P.O. AundhCBIN0283483411016032(020) 27299045
Adarsha Shikshan Mandal, Pune

ASM Extension Counter, Abhinav Vidyalaya Campus, Nal Stop, Opp Telephone Exchange, Karve Road, Pune 411004CBIN0010655411016006020-25447490
Deccan College, Pune

Deccan College Campus Extension Counter, Central Bank Of India, Yerwada, Pune - 411006CBIN0010664411016025020-26697523
Fergussion College Campus, PuneFergusson College Campus, FC Road, Pune 411004CBIN0011019411016013020-25650136
Market Yard, Pune

Plot No. 369, Guruprasad, Yeshwantgad Road, Market Yard, Gultekdi, Pune, Pincode: 411037CBIN0282221411016020(020) 24263981 / 24270587
Shukrawar Peth, Poona

P.B. No. 625, Kenjale Building, 345, Shukrawar Peth, Poona, Pincode: 411002CBIN0281371411016014(020) 24452996
Aranyeshwar Poona
Bakares Bldg., S. No.47, Parvati, Poona - Satara Road , Dist - Pune, Mrashtra - 411 009
Mangal Peth

116, Mang Peth, Pune, Dist. Pune, Mrashtra - 410011CBIN0282408411016017020-26129014

Tarangan, Survey No - 98/2, Plot No 9 - 10, A - Block, Bhosari, Dist - Pune, Maharashtra - 411039CBIN0283780NON-MICR1800 200 1911

Survey No. 13/1, Near Balewadi Phata, Main Road, Opp. Orchids School, Baner - 411045CBIN0283779NON-MICR020-27292948

Survey No 21, Bye Pass Road, Opp Nyati Empire, Kharadi, Dist - Pune, Maharastra - 411004CBIN0283784NON-MICR
1800 200 1911
Asset Recovery Branch Pune
317, M.G. Road, Pune Camp, Maharashtra - 411001CBIN0283743NON-MICR
Mafco Ltd. Pune

Mafco Ltd.pune, Gokhale Nagar, Dist - Pune, Maharashtra - 411016CBIN0010656NON-MICR
Institute Of Management Development And ReseFergusson College Campus, B.M.C.C ROAD, , Dist - Pune, MaharashtraCBIN0020655NON-MICR
Inst. Of Mgmt. Devp. And Research (IMDR) Pune
Institution Of Management Dev.& Research (IMDR) Pune, Dist - Pune, MaharashtraCBIN0284120NON-MICR
Deccan College Pune, Yerwada
Deccan College Campus , Central Bank Of India, Yerwada, Pune 411006CBIN0284244NON-MICR
Sinhagad Technical Edu Institute
Venutai Chavan College Wadgaon Dhairee Pune MaharashtraCBIN0284444NON-MICR

S.No. 146/8/1, At Post Dhayari, City Pune, Maharashtra 411041CBIN0285017NON-MICR
Pimple Gurav

Nyalkaran Apartment, Near Ramkrishna Mangal Karyalaya, Katepuram Road, Pimple Gurav, Dist. Pune - 411061CBIN0285095NON-MICR
NIBM Kondhwa

Madhav Bhuvan, S. No.7/1, A/1, Kondhwa Khurd, Pune, Maharashtra 411048

Products Offered by Central Bank of India in Pune

The Central Bank of India offers multiple loans and investment products that include home loan, personal loan, loan against property, vehicle loan, business loan, education loan and fixed deposits. The product details, eligibility criteria and documents required for each of the product are mentioned below:

Basic Details of Central Bank of India Products

Product NameEligibility CriteriaAmount Interest RateProcessing FeeTenure
Home Loan Eligible Entity – Individuals, group of individuals, salaried employees, self-employed persons, professional, any other person having a legal, identified and regular source of income
Age – The minimum age of the applicant should be 18 years
As per individual's repayment capacity8.55% - 9.10%0.50% of the loan amount subject to maximum ₹ 20,000Maximum – 30 years
Personal LoanPermanent employees of railways, government institutions, central and state government, schools, hospitals, municipal bodies etc .having completed one year of service
confirmed/ permanent employees of Indian/ multinational companies having completed minimum 3 years of service
₹ 1,00,000 – ₹ 5,00,00,00012.30%0.50% of the loan amount subject to maximum ₹ 10,0003 – 7 years
Vehicle LoanEligible Category : - Permanent salaried employees/ Self-Employed Persons / Independent Entrepreneurs -Farmers - Non - Indian Residents - Companies, Societies, Proprietorship and Partnership Firms
Age – Minimum age of the applicant should 18 years and maximum 65 years
Minimum Annual Income -For 4 wheeler ₹ 2,40,000, for 2- wheeler - ₹ 1,20,000
For New Car : ₹ 75,00,000
For Used Car: ₹ 10,00,000
For 2- wheeler: ₹ 10,00,000
7.25% - 7.70%-4 - 7 years
Loan Against PropertyMinimum age of the applicant should be 21 years
Maximum age of the applicant should be 70 years
Minimum Gross Income of the applicant should be ₹ 2,00,000
Minimum - ₹ 1,00,000
Maximum - ₹ 5,00,00,000
10% - 12% p.a.
0.50% - 1% of the loan amountUp to 10 years
Business LoanDepends on the scheme availedUp to ₹ 1,00,00,0008.75% - 9.50% p.a.Depends on the loan amountUp to 10 years
Education LoanThe student should be an Indian National
Should have scored as per the marking set by bank
Up to ₹ 20,00,0008.50%- 10.50% p.a.Nil - ₹ 1,000Up to 15 years
Fixed DepositAn individual either solely or jointly
A minor jointly with a major
A minor over the age of 12 years who can read and write and operate the account personally(Maturity value should not exceed ₹ 50,000)
Charitable and educational institutions
Blind Persons
Illiterate persons
Private Traders, Merchants, Agents, Professionals Partnerships Firms, Companies Clubs, Societies & Corporates
-2.75% - 5.50%-7 days - 10 years

Documents Required

Product NameDocuments
Home Loan Duly Filled Application Form with 2 Passport Size Photographs
Sale Deed & Agreement of Sale
Bank Property Valuation Report/Full Cost Estimate
Legal Scrutiny Report, Property Tax Payment Receipt, EC for the Last 13 Years, Khata and Permission for Mortgage
Age Proof - Passport, PAN Card or Any Other Certificate from Statutory Authority
Identity Proof - PAN Card/Passport/Voter ID/ Driving License
Residence Proof - Passport/Driving License/Voter ID/Ration Card/Telephone Bill
Income Proof - Salary Slip/ ITR, Latest Bank Statements
Other Documents - Title Clearance Report from Advocate & Valuation Report Prepared from a Bank Panel Member
Personal LoanLatest Photograph, Photo Identity & Residence Proof of the Applicant & Guarantor
Income Proof - Salary slips for last 3 months, ITR/ Form 16 for last 3 years (for salaried), Last two years profit & loss account and balance sheet, & ITR and Bank statement for last 3 months (for self-employed)
Vehicle LoanAge Proof - Passport/PAN Card/ Voter ID card, Photo Driving License with birth date/Photo ration card with DOB/Employer certificate/ID/School/College Leaving Certificate
Identity Proof - PAN Card/ Voter ID/Passport/Driving License, photograph
Income Proof - Form 16 for last 2 years, Salary slip for last 3 months, proof of employment in the same organisation for two years, salary certificate, bank statement showing salary credit into the account (for salaried), IT returns for the last 2 years along with income computation, bank statement for the last 3-6 months (for self-employed)
Address Proof - Latest Telephone Bill/ Electricity Bill/ Property Tax Receipt/ Passport/ Voter ID
Sign Verification Proof - Driving License/ Passport copy/ PAN Card
Loan Against PropertyApplication form
Financial Statements in case limit is over Rs.10.00 Lakh
Copy of Sales Tax / VAT / any other Tax Registration if applicable
Details of Property offered along with the latest valuation
For existing business, statement of accounts maintained with other Banks
Business LoanProof of Identity: Voter’s ID Card/ Passport/ Driving License/ PAN Card/ Signature identification from present bankers of proprietor, partner of director (if a company)
Proof of residence: Recent telephone bills, electricity bill, property tax receipt /Passport/ Voter’s ID Card of Proprietor, partner of Director (if a company)
Proof of business Address
Last three years balance sheets of the units along with income tax/ sales tax returns etc. (Applicable for all cases from Rs.2 lakhs and above) However, for cases below fund based limits of Rs. 25 lakhs if audited balance sheets are not available, then unaudited balance sheets are also acceptable as per extant instructions of the bank
Copy of Sales tax / VAT /any other Tax Registration
Memorandum and articles of association of the Company/ Partnership Deed of partners etc.
Assets and liabilities statement of promoters and guarantors along with latest income tax returns
Rent Agreement (if business premises on rent) and clearance from pollution control board if applicable
SSI / MSME registration if applicable
Projected balance sheets for the next two years in case of working capital limits and for the period of the loan in case of term loan (for all cases of Rs.2 lakhs and above)
In case of takeover of advances, sanction letters of facilities being availed from existing bankers/ Financial Institutions along with detailed terms and conditions
Photocopies of lease deeds/ title deeds of all the properties being offered as primary and collateral securities
Position of accounts from the existing bankers and confirmation about the asset being standard with them (Required only in case of takeover)
Education Loan Proof of identity - Passport, Voter ID card, Driving license, PAN card, Government department ID card
Proof of residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement
Latest salary slip showing all deductions or Form 16 along with recent salary certificate
Bank Statement/Pass Book of last 6 months
Copy of admission letter or the Institute along with Fees schedule
Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses
Fixed DepositProof of Identity - Passport, Voter ID card, Driving license, PAN card, Government department ID card
Proof of Residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement

Personal Loan Interest Rates February 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates February 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%