List of Credit Bureau Agencies in the World
Last Updated : Feb. 18, 2025, 5:11 p.m.
A credit bureau is a data collection agency that garners account details from various financial and non financial entities and provides this consumer credit information with value added facilities such as credit scores to private lenders. Credit bureaus have widened their horizon of services, now focusing more on emerging market trends and technological advancements. These firms are now equipped with AI (Artificial intelligence) and ML (Machine learning) tools to enhance their predictive and risk evaluation abilities. Several agencies have introduced blockchain based rating systems for enhanced transparency and protection and climate risk analysis for the impact of climate change on creditworthiness. Let us now see a list of some of the credit bureau agencies in the world.
List of Credit Bureaus Globally
| Country | Private Credit Bureau | Website |
|---|---|---|
Argentina | Organización Veraz S.A. (Equifax Inc. affiliate) | www.veraz.com.ar |
FELIDAS | http://www.fidelitas.com.ar/ | |
NOSIS | http://www.nosis.com.ar/SitioNosisWeb/Default.aspx | |
Armenia | ACRA Credit Bureau | www.acra.am |
Australia | Veda Advantage | www.vedaadvantage.com |
Dun & Bradstreet | http://dnb.com.au/ | |
Austria | Experian Scorex | www.experian-scorex.de/_sterreich.at.0.html |
Kreditschutzverband von 1870 (KSV) | www.ksv.at | |
Bahrain | The Benefit Company | www.benefitco.com.bh |
Belgium | UPC-BVK | |
Bolivia | Entidad De Servicios De Información Enserbic S.A. | www.infocenter.com.bo |
INFOCRED BIC S.A | www.infocred.bo | |
Bosnia And Herzegovina | LRC Credit Bureau | www.lrcbh.com |
Botswana | TransUnion ITC | www.transunionitc.co.za |
CRBAfrica | www.crbafrica.com | |
Brazil | Equifax Brasil | www.equifax.com.br/default_pse.asp |
SCPC (SERVIÇO CENTRAL DE PROTEÇÃO AO CRÉDITO) | http://www.acia.com.br/scpc.htm | |
Serasa S.A. | www.serasa.com.br | |
Bulgaria | CreditInfo Bulgaria | www.creditinfo.bg/ |
Experian Bulgaria | http://www.experian.bg/ | |
Canada | Equifax Canada | www.equifax.com/EFX_Canada/ |
TransUnion | www.tuc.ca | |
Cambodia | Credit Bureau (Cambodia) Co., Ltd | http://www.creditbureaucambodia.com/ |
Chile | Camara de Comercio de Santiago (CCS) | www.ccs.cl |
Databusiness S.A. | www.databusiness.cl | |
Equifax Chile | www.dicom.cl/ | |
SINACOFI | http://www.sinacofi.cl/ | |
SIISA | ||
China | Huaxia D&B China | http://www.huaxiadnb.com |
Colombia | Computec - DataCrédito | www.computec.com |
CIFIN | http://cifinpruebas.asobancaria.com | |
Costa Rica | Teletec S A (Equifax) | www.teletec.co.cr |
Cero Riesgo, S.A. | http://www.ceroriesgo.co.cr/ | |
Croatia | Hrvatski Registar Obveza Po Kreditima | http://www.hrok.hr/ |
Cyprus | First Cyprus Credit Bureau (FCCB) | http://www.fccb.com.cy/ |
Czech Republic | CBCB - Czech Banking Credit Bureau | www.creditbureau.cz |
CreditInfo Czech Republic | www.cicr.cz/ | |
Denmark | RKI Kredit Information A/S (Experian Denmark) | www.experian.dk/ |
Dominican Republic | Transunion | www.transunion.com.do |
DataCredito | http://www.datacredito.com.do | |
Dubai | EMCRED | www.emcredit.com |
Ecuador | Acredita Buró de información crediticia S.A | www.datacredito.com.ec |
CREDIT REPORT C.A. Buró de Información Crediticia ( EQUIFAX) | www.equifax.com | |
CALTEC Buró de Información Crediticia, S.A. | http://www.caltecburo.com/ | |
Egypt | I-Score | http://www.i-score.com.eg/ |
El Salvador | El Salvador | www.equifax.com.sv/equifax/ |
Procredito -Transunion Central America | http://www.bancoprocredit.com.sv/ | |
Asociación Protectora de Créditos de El Salvador (PROCREDITO) | www.procredito.com.sv | |
Estonia | Krediidiinfo AS (Experian) | www.krediidiinfo.ee |
Fiji | Databureau | www.databureau.com.fj |
Finland | Experian Finland | www.experian.fi/ |
Suomen Asiakastieto Oy - Finska | www.asiakastieto.fi | |
France | Experian France | www.experian.fr/ |
Georgia | CreditInfo Georgia | www.creditinfo.ge/default_en.htm |
Germany | Experian Germany | www.experian.de/ |
SCHUFA Holding AG | www.schufa.de | |
Ghana | XDS Ghana Limited | http://www.xdscreditbureau.com/ |
Greece | CreditInfo Hellas | www.alphami.gr/ |
Tiresias SA Interbanking Information Systems | www.tiresias.gr/en/index.html | |
Guatemala | TransUnion Guatemala | www.tuca.org |
ORBE | ||
CEDIREF | ||
Guyana | Creditinfo Guyana | www.creditinfo.gy |
Honduras | TransUnion Honduras | www.tuca.org |
Hong Kong, China | TransUnion Information Services Limited | http://www.transunion.hk/ |
Hungary | BISZ Zrt | www.bisz.hu |
Iceland | CreditInfo Group | www.fmv.is/ |
India | www.cibil.com | |
Highmark Credit Information Services | http://www.myhighmark.com/ | |
Equifax Credit Information Services Pvt Ltd (ECIS) | www.equifax.com | |
Experian India | http://www.experian.in/ | |
Indonesia | Biro Kredit Indonesia | www.birokredit.com |
Iran | Iran Credit Scoring (ICS) | http://www.irancreditscoring.com/ |
Ireland | Experian Ireland | www.experian.ie/ |
Irish Credit Bureau (ICB) | www.icb.ie | |
Israel | BDI Business Data Israel Ltd. | www.bdi.co.il |
Italy | Experian Italy | www.experian.it/ |
CRIF S.p.a. | www.crif.com | |
Consorzio per la Tutela del Credito (CTC) | ||
Japan | Credit Information Center Corporation | www.cic.co.jp |
Experian Asia Pacific | http://www.experian.asia/ | |
Jamaica | Creditinfo Jamaica | www.creditinfojamaica.com |
Kazakhstan | The First Credit Bureau (CreditInfo) | www.1cb.kz/ |
Kenya | Credit Reference Bureau Africa Limited | www.crbafrica.com |
Metropol East Africa Ltd | http://metrolscore.com/ | |
TransUnion Kenya | www.transunionitc.co.za | |
Korea, Rep. | Korea Information Service - KIS | www.kisinfo.com |
Korea Credit Bureau | www.koreacb.com | |
Kuwait | Credit Information Network (Ci-Net) | www.cinet.com.kw |
Kyrgyz Republic | Credit Information Bureau "Ishenim"TM | http://www.ishenim.kg/ |
Latvia | Creditinfo Latvia | www.creditinfolatvija.lv |
Lithuania | Creditinfo Lietuva | www.creditinfo.lt |
Macedonia | Macedonian Credit Bureau (MKB) | http://www.mkb.mk/ |
Malaysia | CTOS Sdn Bhd | www.ctos.com.my |
BASIS RAM-DP Information Services Sdn Bhd (BRIS) | www.bris.com.my | |
Malawi | CRBAfrica Group | www.crbafrica.com |
Malta | CreditInfo Malta | www.creditinfo.com.mt/ |
Mexico | Buro de Credito (TransUnion) | www.burodecredito.com.mx |
Círculo de Crédito | www.circulodecredito.com.mx | |
Dun & Bradstreet, S.A | www.dnbmex.com.mx | |
Morocco | Experian Morocco | http://www.experian.co.ma/ |
Mozambique | CRBAfrica Group | www.crbafrica.com |
Namibia | TransUnion ITC | www.transunionitc.co.za |
Compuscan Namibia | www.compuscan.co.za | |
Nepal | Credit Information Bureau of Nepal | www.cibnepal.org |
Netherlands | Experian Netherlands | www.experian.nl/ |
Stichting Bureau Krediet Registratie | http://www.bkr.nl/ | |
Equifax Decision Systems B.V. | http://www.equifax.com/ | |
New Zealand | Veda Advantage | www.vedaadvantage.com |
Dun & Bradstreet | http://dnb.co.nz/ | |
Nicaragua | TransUnion Nicaragua | www.tuca.org |
Nigeria | CreditRegistry Corporation, USA; CR services Ltd, Nigeria | www.creditregistry.com |
Credit Reference Company (CRC) | http://www.creditreferencenigeria.com/ | |
XDS | http://www.xdscreditbureau.com | |
Norway | CreditInfo Decision | http://www.cidecision.com/ |
Experian Norway | www.experian.no/ | |
Pakistan | News-VIS Credit Information Services | |
Datacheck (PVT) Limited | ||
Panama | Asociación Panameña de Crédito | www.apc.com.pa |
Papua New Guinea | Credit and Data Bureau | http://www.cdb.com.pg/ |
Paraguay | Informconf S.A. | www.informconf.com.py |
Peru | DataCredito (Experian) | http://www.datacredito.com.pe/ |
Equifax Peru | www.equifax.com.sv/equifax/ | |
Philippines | BAP Credit Bureau, Inc. | www.bap.org.ph/ |
Poland | Biuro Informacji Kredytowej S.A. | www.bik.pl |
InfoScore BIG S.A. | ||
Portugal | Equifax Iberica (Credinformações) | www.credinformacoes.pt |
Puerto Rico | TransUnion De Puerto Rico | www.transunion.com |
Romania | Biroul de Credit S.A. | www.birouldecredit.ro |
CreditInfo Romania | www.creditinfo.ro/ | |
Russian Federation | TransUnion CRIF Decision Solution | |
Sberbank-Experian-Interfax | http://www.experian-da.com/ru/products.html | |
Rwanda | CRBAfrica Group | www.crbafrica.com |
Saudi Arabia | Saudi Credit Bureau (SIMAH) | www.simah.com |
Abdul Latef Jameel | ||
Serbia | Srpski Kreditni Biro | http://www.s-kb.com/ |
Senegal | Creditinfo VoLo | www.creditinfo.com |
Singapore | Credit Bureau (Singapore) Pte Ltd. | www.creditbureau.com.sg |
DB Information Group | http://www.dpgroup.com.sg/ | |
Slovak Republic | CreditInfo Slovakia | www.creditinfo.sk/ |
SCB (Slovak Credit Bureau) | http://www.scb.sk/ | |
Slovenia | SISBON | http://www.zbs-giz.si/en/zdruzenje-bank.asp?StructureId=754 |
South Africa | Compuscan Information Technologies (Pty) Ltd | www.compuscan.co.za |
Consumer Profile Bureau (Pty) Ltd | www.cpbonline.co.za | |
CreditWatch (Pty) Ltd | www.medicalcreditwatch.co.za | |
Crosscheck Information Bureau (Pty) ltd | www.crosscheckonline.co.za | |
Experian South Africa (Pty) Ltd | www.experian.co.za | |
Inoxico (Pty) Ltd | www.inoxico.com | |
LexisNexis Risk Management (Pty) Ltd | www.lnrm.co.za | |
Managed Integrity Evaluation (Pty) Ltd | www.mie.co.za | |
Robertsons International Reports (Pty) Ltd | www.robreps.co.za | |
South African Fraud Prevention Services NPC | www.safps.org.za | |
Tenant Profile Network (Pty) Ltd | www.tpn.co.za | |
TenantWatch Business Activities | www.tenantwatch.co.za | |
Transunion Credit Bureau (Pty) Ltd | www.transunion.co.za | |
Xpert Decision Systems (Pty) Ltd | www.xds.co.za | |
South Korea | National Information & Credit Evaluation (NICE) | |
Korea Information Service (KIS) | http://www.kisinfo.com/ | |
Spain | ASNEF - EQUIFAX | www.asnefequifax.es/ |
Experian Bureau de Credito | www.experian.es | |
Sri Lanka | Credit Information Bureau of Sri Lanka | https://www.crib.lk/ |
Swaziland | TransUnion Swaziland | www.transunionitc.co.za |
Solidited UC | www.uc.se | |
Solidited AB | http://www.soliditet.se/ | |
Saint Lucia | Caribbean Credit Bureaus Ltd. (CCBL) | http://www.ccbl.info.tt/Caribbean/ |
Switzerland | ZEK Switzerland | www.zek.info |
Tanzania | CRBAfrica Group | www.crbafrica.com |
Creditinfo Tanzania | www.creditinfo.co.tz | |
Taiwan, China | Joint Credit Information Center | www.jcic.org.tw |
Thailand | Thai Credit Bureau Co., Ltd. | www.ncb.co.th/ |
Trinidad & Tobago | TransUnion_Trinidad and Tobago_Port of Spain | www.transunion.co.tt |
Turkey | KKB (KREDi KAYIT BUROSU A.S.) | www.kkb.com.tr |
Uganda | Compuscan Uganda | www.compuscan.co.za |
CRBAfrica Group | www.crbafrica.com | |
Ukraine | First Credit Bureau Ukraine | www.pvbki.com/ukr/ |
International Bureau of Credit Histories | https://credithistory.com.ua/ua/ | |
IBCH | www.ibch.info | |
United Arab Emirates | Emcredit | www.emcredit.com |
United Kingdom | Equifax UK | www.equifax.co.uk/ |
Experian Ltd | www.uk.experian.com | |
CallCredit | http://www.callcredit.co.uk/ | |
United States | Equifax | www.equifax.com/ |
Experian | www.experian.com/consumer/index.html | |
TransUnion | www.transunion.com | |
Uruguay | Clearing de Informes (una empresa Equifax) | www.clearing.com.uy |
InfoCred | http://www.ccisalto.com.uy/index.php?option=com_content&view=article&id=43&Itemid=43 | |
Uzbekistan | BANKLARARO KREDIT BYUROSI | |
Vietnam | PCB/CRIF | |
Zambia | Credit Reference Bureau Africa Ltd._Zambia_Lusaka | www.crbafrica.com |
Zimbabwe | TransUnion ITC | www.transunionitc.co.za |
Portcullis (Pvt) LtD | http://www.fcbureau.co.zw/ |
Note: In a continuous effort to provide maximum information to our clients, we will continue to update the list.
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