Top Banks 2024
Citibank Bengaluru
Last Updated : Feb. 3, 2017, 4:43 p.m.
About Citibank
Citibank was founded in 1902 and is the consumer division of financial services multinational Citigroup. The headquarters of the bank are located in Mumbai. It is a public company bank working with the motive to help people attain their financial goals. Along with the standard banking products the bank offers other products such as Citibank market insurance, credit cards and investment products so that all the banking needs of the user are fulfilled.
The Citibank customer can avail the benefits of various loans and investment products such as personal loan, home loan, business loan, commercial vehicle loan, loan against property and fixed deposits. The customer- friendly staff and dedicated management work together to provide the customer best banking service experience. The bank aims at satisfying the customers with it banking products and therefore considers the requirements of the citizens of all age groups and class before drafting any plans or policies. It provides a customized product kit to help people gain their financial goals without making any compromise.
Address of Citibank Branches in Bengaluru
The complete address, IFSC Code, MICR Code and customer care details of Citibank branches located in Bengaluru are mentioned in the table below:
| Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
|---|---|---|---|---|
| Bangalore | 506 - 507, Level 5, Prestige Meridian 2, # 30 M G Road, Bangalore - 560001 | CITI0000004 | 560037002 | 022-40005706/ 022-40005922/ 022-28446390 /022-40015618 |
| Jayanagar Branch | Citibank NA Prestige South End, No 91, South End Road, Jayanagar, Bangalore - 560004 | CITI0000042 | 560037002 | 022-40005706/ 022-40005922/ 022-28446390 /022-40015618 |
Products Offered by Citibank in Bengaluru
In Bengaluru, Citibank offers home loans, personal loans, loan against property, commercial vehicle loans, business loans, under the category of loans and high-interest rates under the category of investment products.
Basic Details of Citibank Products
| Product | Eligibility | Amount | Interest Rate | Processing Fee | Tenure |
|---|---|---|---|---|---|
| Home Loan | At least 23 years of age Minimum work experience of 2 years | Up to 10 Crores | 8.45% Onwards | Up to 0.40% of the loan amount | 25 years |
| Personal Loan | Salaried individuals Self-employed professional and business owners Existing Citibank customers with a Suvidha, Branch or a Mortgage relationship can avail of Citibank Personal Loan | Up to 30 lakhs | 10.49% Onwards | Up to 2.5% of the loan amount sanctioned | 5 years |
| Commercial Vehicle Loan | - | Up to 1 Crores | As per bank's norms | Up to 3% of the loan amount | 4 years |
| Business Loan | - | Up to 80% of the value of the collateral | - | Up to 2% of the loan amount sanctioned | 6 months |
| Loan Against Property | Individual of at least 23 years of age Salaried individual of maximum 60 years of age Self-employed individuals of maximum 65 years of age Salaried individuals with at least 3 years of working experience Self-employed individuals with at least 2 years of cash profit | Up to 5 Crores | 9.50% p.a. | Up to 0.75% of the loan amount | 15 years |
| Fixed Deposit | Valid identity proof Valid address proof A permanent address A telephone number | 15 lakhs and above | 2.00% - 4.25% | NA | 5 years and above |
Documents Required
| Product | Documents | |
|---|---|---|
| For Salaried | For Self-employed | |
| Home Loan | Signed application form with photograph ID and residence proof Approved Building Plan Last 3 months bank statements Last 3 months salary-slips Form 16 or Income Tax Returns | Signed application form with photograph ID and residence proof Approved Building Plan Last 3 months bank statements Last 2 years Income Tax Returns Last 2 years CA Certified Profit & Loss Account |
| Personal Loan | Proof of Identity- Photograph is mandatory PAN Valid Driver’s License Valid Passport Voter’s ID card Valid Identity card Overseas Citizen of India Card Person of Indian Origin Card Job card issued by NREGA1 Letters issued by the Unique Identification Authority of India Proof of Residence- Valid Driving License Valid Passport Voter’s ID card Valid Identity card Utility Bill not more than 3 months old with name & address 3 Food Card (Ration Card) Letter from employer Lease Deed/ Rent agreement Copy/ Property Registration Document in the name of the Customer Last 3 months bank account statement, signed and stamped by existing banker Mutual Fund statements Overseas Citizen of India Card Person of Indian Origin Card Latest IT Return Original Letter from Company Proof of Age - Birth Certificate School Leaving certificate Passport Length of Employment / Continuity of Business- Letter from employer Old PaySlip/For m 16 HR check by designated CPA resource Proof of Income and Occupation- Latest one or 2 salary slip (not more than 3 months old) Latest Form 16 Last 3 months bank statement | Identity Proof- Photograph is mandatory PAN Valid Driver’s License Valid Passport Voter’s ID card Valid Identity card Overseas Citizen of India Card Person of Indian Origin Card Professional License With Photograph Trade License With Photograph Proof of Residence- Valid Driving License Valid Passport Voter’s ID card Valid Identity card Utility Bill not more than 3 months old with name & address 3 Food Card (Ration Card) Letter from employer Lease Deed/Rent agreement Copy/ Property Registration Document in the name of the Customer Last 3 months bank account statement, signed and stamped by existing banker Mutual Fund statements Overseas Citizen of India Card Person of Indian Origin Card Latest IT Return Proof of Age- Birth Certificate School Leaving certificate Passport Length of Employment / Continuity of Business- Lease Deed/Rent Receipts Ownership Document Utility Bills Tax Returns from the same city 3 year old bank statement Proof of Income and Occupation- IT Returns for last 2 years and supplementary documents Computation of Income Schedule P&L Account Balance Sheet Audit Report Above accounts to be certified by CA Last 6 months bank statement |
| Vehicle Loan | Proof of Identity- Photograph is mandatory PAN Valid Driver’s License Proof of Residence- Valid Driving License Valid Passport Voter’s ID card Proof of Age - Birth Certificate School Leaving certificate Passport | Identity Proof- Photograph is mandatory PAN Valid Driver’s License Proof of Residence- Valid Driving License Valid Passport Voter’s ID card Proof of Age- Birth Certificate School Leaving certificate Passport |
| Business Loan | Proof of Identity- Photograph is mandatory PAN Proof of Residence- Valid Driving License Valid Passport Proof of Age - Birth Certificate School Leaving certificate Passport | Identity Proof- Photograph is mandatory PAN Proof of Residence- Valid Driving License Valid Passport Proof of Age- Birth Certificate School Leaving certificate Passport |
| Loan Against Property | Filled loan application form 2 Passport size photos Last 2 years ITR Identity proof (Passport/Driving License/Voter ID/PAN Card) Residential address (Leave and License/Registered Rent Agreement/Utility bill up to 3 months/Passport) Last 6 months salary slip Last 2 years Form 16 Last 6 months bank statement showing salary credit | Filled loan application form 2 Passport size photos Last 2 years ITR Identity proof (Passport/Driving License/Voter ID/PAN Card) Residential address (Leave and License/Registered Rent Agreement/Utility bill up to 3 months/Passport) Business proof such as VAT/service tax registration Incorporation details in case of companies Business address proof Profit and loss account Balance sheet certified by CA Copy partnership in case of partnership business |
| Fixed Deposit | Proof of Identity- Photograph is mandatory PAN Valid Driver’s License Valid Passport Voter’s ID card Valid Identity card Proof of Residence- Valid Driving License Valid Passport Proof of Age- Birth Certificate School Leaving certificate Passport Voters card with DOB | Identity Proof- Photograph is mandatory PAN Valid Driver’s License Valid Passport Voter’s ID card Valid Identity card Proof of Residence- Valid Driving License Valid Passport Proof of Age- Birth Certificate School Leaving certificate Passport Voters card with DOB |