Citibank Lucknow
Last Updated : May 29, 2018, 3:42 p.m.
About Citibank
Citibank has been fulfilling the dreams and wishes of the people by providing customer-friendly products and services. The bank serves the full spectrum of clients from helping India’s top global corporations commit capital, make markets and manage their global cash positions to supporting the growth and ambitions of budding entrepreneurs. You can save, invest, spend, borrow and protect their money with trust at Citibank. Citi’s India’s products and services are organized under the two major segments- Institutional Clients Group (ICG) and Global Consumer Bank (GCB).
Since its inception in 1999, Citi Foundation grant program has catalyzed opportunities for more than 2.5 million people across India while working in the areas of Financial Capability & Asset Building, Youth Education & Livelihoods, Enterprise Development and Microfinance. Citibank won the IFR Asia Awards 2016, FE India’s Best Bank Awards 2016, The Asset Triple A Asset Servicing, Fund Manager and Investors Awards 2016, Business Today Best Company to Work for, Businessworld Best Bank Awards, etc. Also, in 1985, Citibank was the first bank to launch a dedicated platform focused on serving the unique banking and wealth management needs of the Non-Resident Indian.
Branch Addresses of Citibank in Lucknow
Branch Name | Complete Address | IFSC | MICR | Contact Number |
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Ashok Marg | Citibank NA, 17/1, Ashok Marg, Lucknow-226001 | CITI0000016 | 226037002 | 022-40005706/022-40005922/022-28446390 /022-40015618 |
Products Offered by Citibank in Lucknow
Below is the list of all the products offered by Citibank in Lucknow and their details like general eligibility criteria, amount, interest rate, processing fee and tenure.
Basic Details of Citibank Products in Lucknow
Product | Eligibility | Amount | Interest Rate | Processing Fee | Tenure |
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Home Loan | At least 23 years of age Minimum work experience of 2 years | Up to 10 Crores | 8.45% Onwards | Up to 0.40% of the loan amount | 25 years |
Personal Loan | Salaried individuals Self-employed professional and business owners Existing Citibank customers with a Suvidha, Branch or a Mortgage relationship can avail of Citibank Personal Loan | Up to 30 lakhs | 10.49% Onwards | Up to 2.5% of the loan amount sanctioned | 5 years |
Commercial Vehicle Loan | Up to 1 Crores | [citibank_cl_ir_sc][/citibank_cl_ir_sc] | Up to 3% of the loan amount | 4 years | |
Business Loan | Up to 80% of the value of the collateral | Up to 2% of the loan amount sanctioned | 6 months | ||
Loan Against Property | Individual of at least 23 years of age Salaried individual of maximum 60 years of age Self-employed individuals of maximum 65 years of age Salaried individuals with at least 3 years of working experience Self-employed individuals with at least 2 years of cash profit | Up to 5 Crores | 9.50% p.a. | Up to 0.75% of the loan amount | 15 years |
Fixed Deposit | Valid identity proof Valid address proof A permanent address A telephone number | 15 lakhs and above | 2.00% - 4.25% | NA | 5 years and above |
Documents Required
Home Loan | Signed application form with photograph ID and residence proof Approved Building Plan Last 3 months bank statements Last 3 months salary-slips Form 16 or Income Tax Returns | Signed application form with photograph ID and residence proof Approved Building Plan Last 3 months bank statements Last 2 years Income Tax Returns Last 2 years CA Certified Profit & Loss Account | NA |
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Personal Loan | Proof of Identity- Photograph is mandatory PAN Valid Driver’s License Valid Passport Voter’s ID card Valid Identity card Overseas Citizen of India Card Person of Indian Origin Card Job card issued by NREGA1 Letters issued by the Unique Identification Authority of India Proof of Residence- Valid Driving License Valid Passport Voter’s ID card Valid Identity card Utility Bill not more than 3 months old with name & address 3 Food Card (Ration Card) Letter from employer Lease Deed/ Rent agreement Copy/ Property Registration Document in the name of the Customer Last 3 months bank account statement, signed and stamped by existing banker Mutual Fund statements Overseas Citizen of India Card Person of Indian Origin Card Latest IT Return Original Letter from Company Proof of Age - Birth Certificate School Leaving certificate Passport Length of Employment / Continuity of Business- Letter from employer Old PaySlip/For m 16 HR check by designated CPA resource Proof of Income and Occupation- Latest one or 2 salary slip (not more than 3 months old) Latest Form 16 Last 3 months bank statement | Identity Proof- Photograph is mandatory PAN Valid Driver’s License Valid Passport Voter’s ID card Valid Identity card Overseas Citizen of India Card Person of Indian Origin Card Professional License With Photograph Trade License With Photograph Proof of Residence- Valid Driving License Valid Passport Voter’s ID card Valid Identity card Utility Bill not more than 3 months old with name & address 3 Food Card (Ration Card) Letter from employer Lease Deed/Rent agreement Copy/ Property Registration Document in the name of the Customer Last 3 months bank account statement, signed and stamped by existing banker Mutual Fund statements Overseas Citizen of India Card Person of Indian Origin Card Latest IT Return Proof of Age- Birth Certificate School Leaving certificate Passport Length of Employment / Continuity of Business- Lease Deed/Rent Receipts Ownership Document Utility Bills Tax Returns from the same city 3 year old bank statement Proof of Income and Occupation- IT Returns for last 2 years and supplementary documents Computation of Income Schedule P&L Account Balance Sheet Audit Report Above accounts to be certified by CA Last 6 months bank statement | Proof of Identity- Photograph is mandatory PAN Valid VISA Proof of Residence- A letter from employer/ Certificate from Embassy of the Country of Origin or any appropriate legal authority certifying the local address in India. Last 3 months bank account statement/ Passbook signed and stamped by existing banker. Rent agreement Certificate of Registration issued by the FRRO Proof of Age- Birth Certificate School Leaving certificate Passport Length of Employment / Continuity of Business- Letter from employer Old PaySlip/Form 16 HR check by designated CPA resource Proof of Income and Occupation- Latest one or 2 salary slip (not more than 3 months old) Latest Form 16 Last 3 months bank statement |
Vehicle Loan | Proof of Identity- Photograph is mandatory PAN Valid Driver’s License Proof of Residence- Valid Driving License Valid Passport Voter’s ID card Proof of Age - Birth Certificate School Leaving certificate Passport | Identity Proof- Photograph is mandatory PAN Valid Driver’s License Proof of Residence- Valid Driving License Valid Passport Voter’s ID card Proof of Age- Birth Certificate School Leaving certificate Passport | NA |
Business Loan | Proof of Identity- Photograph is mandatory PAN Proof of Residence- Valid Driving License Valid Passport Proof of Age - Birth Certificate School Leaving certificate Passport | Identity Proof- Photograph is mandatory PAN Proof of Residence- Valid Driving License Valid Passport Proof of Age- Birth Certificate School Leaving certificate Passport | NA |
Loan Against Property | Filled loan application form 2 Passport size photos Last 2 years ITR Identity proof (Passport/Driving License/Voter ID/PAN Card) Residential address (Leave and License/Registered Rent Agreement/Utility bill up to 3 months/Passport) Last 6 months salary slip Last 2 years Form 16 Last 6 months bank statement showing salary credit | Filled loan application form 2 Passport size photos Last 2 years ITR Identity proof (Passport/Driving License/Voter ID/PAN Card) Residential address (Leave and License/Registered Rent Agreement/Utility bill up to 3 months/Passport) Business proof such as VAT/service tax registration Incorporation details in case of companies Business address proof Profit and loss account Balance sheet certified by CA Copy partnership in case of partnership business | NA |
Fixed Deposit | Proof of Identity- Photograph is mandatory PAN Valid Driver’s License Valid Passport Voter’s ID card Valid Identity card Proof of Residence- Valid Driving License Valid Passport Proof of Age- Birth Certificate School Leaving certificate Passport Voters card with DOB | Identity Proof- Photograph is mandatory PAN Valid Driver’s License Valid Passport Voter’s ID card Valid Identity card Proof of Residence- Valid Driving License Valid Passport Proof of Age- Birth Certificate School Leaving certificate Passport Voters card with DOB | NA |