Citibank Mumbai

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About Citibank

Citi is an employer of choice in India that serves the full spectrum of clients from helping India’s top global corporations commit capital, making the market and manage their global cash positions to supporting the growth ambitions of India’s budding businessmen and the common people save as well invest. Citi’s India’s products and services are organized under the two major segments- Institutions Clients Group (ICG) and Global Consumer Bank (GCB).

Citi India has been amongst the top 2 Bookrunners on the G3 bond league table for five years since 2012. In 2016, Citi helped clients raise USD 19.1 billion in capital across equity and debt markets. In 2014, Citi Prestige, Citi’s first global credit card and Citi Ultima, a ‘by invitation only’ credit card. The bank has also the first one to launch airline agnostic card through Citi PremierMiles in the year 2012. From low-interest rates to higher loan amount facility, Citibank loans give the best from their side when it comes to loans. Talking about the investment schemes, Citibank is one of the first choices of customers as the interest rates on deposits are higher and hence beneficial for the people.

Branch Addresses of Citibank in Mumbai

Branch NameComplete AddressIFSCMICRContact Number
Mumbai Bombay Building, 293, DR. D D Road, Fort, Mumbai-400001CITI0100000400037002022-40005706/022-40005922/022-28446390 /022-40015618
Andheri Citibank NA, Kalpachandra, Next to Shoppers Stop, AndheriCITI0000036400037002022-40005706/022-40005922/022-28446390 /022-40015618
JuhuCitibank NA, Ammu, B1, V Mehta Road, JVPD Scheme Juhu CITI0000037400037002022-40005706/022-40005922/022-28446390 /022-40015618
VashiCitibank NA, Mahatma Phule Bhavan, Palm Beach Road, Junction Sector 17, Vashi, New Mumbai CITI0000038400037002022-40005706/022-40005922/022-28446390 /022-40015618
BandraCitibank NA West View Building Road, Khar Danda Junction, Khar West CITI0000039400037002022-40005706/022-40005922/022-28446390 /022-40015618
AIBCitibank NA AIR India Building, Nariman Point, Mumbai CITI0000040400037002022-40005706/022-40005922/022-28446390 /022-40015618
RTGS-HOBombay Mutual Building, Fort, Mumbai-400001CITI0RTGSMI 40003700240005706

Products Offered by Citibank in Mumbai

In Mumbai, Citibank offers the following products-home loans, personal loans, business loans, commercial vehicle loans, loan against property, fixed deposit schemes etc. with the customer-friendly budget.

Basic Details of Citibank Products

ProductEligibilityAmount Interest RateProcessing FeeTenure
Home Loan At least 23 years of age
Minimum work experience of 2 years
Up to 10 Crores9.00% - 9.85%Up to 0.40% of the loan amount25 years
Personal Loan Salaried individuals
Self-employed professional and business owners
Existing Citibank customers with a Suvidha, Branch or a Mortgage relationship can avail of Citibank Personal Loan
Up to 30 lakhs

10.99% - 18.99%

Up to 2.5% of the loan amount sanctioned5 years
Commercial Vehicle LoanUp to 1 Crores[citibank_cl_ir_sc][/citibank_cl_ir_sc]Up to 3% of the loan amount4 years
Business Loan Up to 80% of the value of the collateral Up to 2% of the loan amount sanctioned 6 months
Loan Against PropertyIndividual of at least 23 years of age
Salaried individual of maximum 60 years of age
Self-employed individuals of maximum 65 years of age
Salaried individuals with at least 3 years of working experience
Self-employed individuals with at least 2 years of cash profit
Up to 5 Crores9.50% p.a.Up to 0.75% of the loan amount15 years
Fixed DepositValid identity proof
Valid address proof
A permanent address
A telephone number
15 lakhs and above3.00% - 7.74% NA5 years and above

Documents Required

Home Loan Signed application form with photograph
ID and residence proof
Approved Building Plan
Last 3 months bank statements
Last 3 months salary-slips
Form 16 or Income Tax Returns
Signed application form with photograph
ID and residence proof
Approved Building Plan
Last 3 months bank statements
Last 2 years Income Tax Returns
Last 2 years CA Certified Profit & Loss Account
NA
Personal Loan Proof of Identity-

Photograph is mandatory
PAN
Valid Driver’s License
Valid Passport
Voter’s ID card
Valid Identity card
Overseas Citizen of India Card
Person of Indian Origin Card
Job card issued by NREGA1
Letters issued by the Unique Identification Authority of India

Proof of Residence-

Valid Driving License
Valid Passport
Voter’s ID card
Valid Identity card
Utility Bill not more than 3 months old with name & address 3
Food Card (Ration Card)
Letter from employer
Lease Deed/ Rent agreement Copy/ Property Registration Document in the name of the Customer
Last 3 months bank account statement, signed and stamped by existing banker
Mutual Fund statements
Overseas Citizen of India Card
Person of Indian Origin Card
Latest IT Return
Original Letter from Company

Proof of Age -

Birth Certificate
School Leaving certificate
Passport

Length of Employment / Continuity of Business-

Letter from employer
Old PaySlip/For m 16
HR check by designated CPA resource

Proof of Income and Occupation-
Latest one or 2 salary slip (not more than 3 months old)
Latest Form 16
Last 3 months bank statement
Identity Proof-

Photograph is mandatory
PAN
Valid Driver’s License
Valid Passport
Voter’s ID card
Valid Identity card
Overseas Citizen of India Card
Person of Indian Origin Card
Professional License With Photograph
Trade License With Photograph

Proof of Residence-

Valid Driving License
Valid Passport
Voter’s ID card
Valid Identity card
Utility Bill not more than 3 months old with name & address 3
Food Card (Ration Card)
Letter from employer
Lease Deed/Rent agreement Copy/ Property Registration Document in the name of the Customer
Last 3 months bank account statement, signed and stamped by existing banker
Mutual Fund statements
Overseas Citizen of India Card
Person of Indian Origin Card
Latest IT Return

Proof of Age-

Birth Certificate
School Leaving certificate
Passport

Length of Employment / Continuity of Business-

Lease Deed/Rent Receipts
Ownership Document
Utility Bills
Tax Returns from the same city
3 year old bank statement

Proof of Income and Occupation-

IT Returns for last 2 years and supplementary documents Computation of Income Schedule
P&L Account
Balance Sheet
Audit Report
Above accounts to be certified by CA
Last 6 months bank statement
Proof of Identity-

Photograph is mandatory
PAN
Valid VISA

Proof of Residence-

A letter from employer/ Certificate from Embassy of the Country of Origin or any appropriate legal authority certifying the local address in India.
Last 3 months bank account statement/ Passbook signed and stamped by existing banker. Rent agreement
Certificate of Registration issued by the FRRO

Proof of Age-

Birth Certificate
School Leaving certificate
Passport

Length of Employment / Continuity of Business-

Letter from employer
Old PaySlip/Form 16
HR check by designated CPA resource

Proof of Income and Occupation-

Latest one or 2 salary slip (not more than 3 months old)
Latest Form 16
Last 3 months bank statement
Vehicle LoanProof of Identity-

Photograph is mandatory
PAN
Valid Driver’s License

Proof of Residence-

Valid Driving License
Valid Passport
Voter’s ID card

Proof of Age -

Birth Certificate
School Leaving certificate
Passport
Identity Proof-

Photograph is mandatory
PAN
Valid Driver’s License

Proof of Residence-

Valid Driving License
Valid Passport
Voter’s ID card

Proof of Age-

Birth Certificate
School Leaving certificate
Passport
NA
Business Loan Proof of Identity-

Photograph is mandatory
PAN

Proof of Residence-

Valid Driving License
Valid Passport

Proof of Age -

Birth Certificate
School Leaving certificate
Passport
Identity Proof-

Photograph is mandatory
PAN

Proof of Residence-

Valid Driving License
Valid Passport

Proof of Age-

Birth Certificate
School Leaving certificate
Passport
NA
Loan Against PropertyFilled loan application form
2 Passport size photos
Last 2 years ITR
Identity proof (Passport/Driving License/Voter ID/PAN Card)
Residential address (Leave and License/Registered Rent Agreement/Utility bill up to 3 months/Passport)
Last 6 months salary slip
Last 2 years Form 16
Last 6 months bank statement showing salary credit
Filled loan application form
2 Passport size photos
Last 2 years ITR
Identity proof (Passport/Driving License/Voter ID/PAN Card)
Residential address (Leave and License/Registered Rent Agreement/Utility bill up to 3 months/Passport)
Business proof such as VAT/service tax registration
Incorporation details in case of companies
Business address proof
Profit and loss account
Balance sheet certified by CA
Copy partnership in case of partnership business
NA
Fixed DepositProof of Identity-

Photograph is mandatory
PAN
Valid Driver’s License
Valid Passport
Voter’s ID card
Valid Identity card

Proof of Residence-

Valid Driving License
Valid Passport

Proof of Age-

Birth Certificate
School Leaving certificate
Passport
Voters card with DOB
Identity Proof-

Photograph is mandatory
PAN
Valid Driver’s License
Valid Passport
Voter’s ID card
Valid Identity card

Proof of Residence-

Valid Driving License
Valid Passport

Proof of Age-

Birth Certificate
School Leaving certificate
Passport
Voters card with DOB
NA

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