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About Dena Bank Car Loan Jaipur
Dena Bank was established in July 1969 in combination with 13 major banks as nationalized banks. The headquarters of Dena Bank is situated in Mumbai. It is a government regulated bank which offers a host of financial services of great value to its customers. The bank laid down its presence in Jaipur by setting up some branches there. Apart from varied loans, a car loan is one such loan offered by Dena Bank to the loan borrowers for planning out their car purchase.
A car loan is an ideal way to set finance your new car or for the used ones. Now you can plan for your favorite small car, Sedan or luxury wheel with flexible repayment options available with Dena Bank. The repayment period set by the bank for the new car is upto 7 years as against 3 years for the used car. The quick and speedy processing of the car loan will ensure you are the owner of your car in no time. Dena Bank gives a leverage on your car loans so as to align your dreams into the right track. The interest rates offered by the bank are charged on daily reducing balance and there are no such prepayment charges applicable on it. The bank directly disseminates the loan amount to the authorized dealer from whom you have purchased your car. The maximum limit prescribed by the bank for obtaining the car loan is upto ₹ 200 lakhs for the purchase of a new car with a margin of 15% as compared to the margin requirement of 20% on the used car(upto 3 years old). The customers of Jaipur are given the right to plan their car for any type, make and model. Irrespective of the loan amount, a processing fee of ₹ 500 is applicable on a Dena bank car loan. Moreover, the hypothecation facility is available on the purchased car as a security required for the car loan.
Dena Bank Car Loan Jaipur at a glance
|Interest Rate||7.50% - 10.30%|
|Loan Amount||Upto ₹ 200 lakhs for purchase of a new car.|
|Tenure||Maximum upto 7 years for new vehicle.|
2nd hand four-wheeler(upto 3 year old)-Maximum upto3 years
|Processing Fee||₹ 500 irrespective of loan amount (Plus service tax as applicable from time to time)|
- Salaried Individuals, proprietary firm, partnership firms and companies are eligible to apply for the car loan.
- The minimum income for salaried individuals/proprietary firm is ₹ 2.50 lakhs per annum.
- The minimum income for partnership firm/company is ₹ 3 lakhs per annum.
- Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
- Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy PAN Card.
- Proof of Income: Latest salary slip with form 16 / Audited balance sheet, Profit & Loss Account for latest two years/ Have a minimum turnover of ₹ 4,50,000 per annum / Audited balance sheet, Profit & Loss Account for latest two years and the latest 2 years IT returns of the company / Latest ITR
- Bank Statement: Last 6 months
To know more details, visit Car Loan Jaipur
Address of Dena Bank Branches in Jaipur
|Branch Name||Complete Address||IFSC||MICR||Contact Number|
|M.I.Road||Near Panch Batti Chowk Major V.K.Marg, P.B.No.89, Jaipur, Rajasthan - 302001||BKDN0710142||302018022||0141-2362957/2360472|
|Ambawadi||Shop No.C 3536, Main Shopping Centre, Ambavadi , Jaipur 302012||BKDN0710954||302018003||0141-2335960/2338709|
|Haldio - Ka - Rasta||Chowkri Gate, Mani Ramji, Johri Bazar, Ki Khothi, Jaipur 302003||BKDN0711099||302018004||0141-2565787/2573764|
|Malviya Nagar||Main Road, Malviya Nagar, Jaipur||BKDN0711160||302018005||0141-2520215|
|Mansarover||105/1127 Vijay Path, Mansarover Jaipur - 302020||BKDN0711209||302018006||0141-2785941|
|Chitrakoot||B - 1/5, Gandhi Path, Chitrakoot, Jaipur, Rajasthan - 302001||BKDN0711327||302018007||9772848080|