Dena Bank Fixed Deposit in Gurugram
Last Updated : March 7, 2017, 10:49 a.m.
About Dena Bank Fixed Deposit Gurugram
Dena Bank with its headquarters in Mumbai stands affirmed in the region of Gurugram, near to the national capital of India i.e. New Delhi. The city provides numerous job offers inviting people from across the country to improve their standard of living. Dena Bank is a public sector bank which along with 13 other commercial banks got nationalized in July 1969 by the Government of India. It is the bank selected by the World Bank for disbursing the loan amount of ₹ 72.3 crores to foster Tier-II Capital under Financial Sector Development project in the year 1995. It is also identified as one amongst the few banks to get the World Bank loan for technological upgradation and training purposes. The bank offers a multitude of services in the fields of Treasury Operations, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations. Moreover, the bank provides a host of products and services such as deposits and loans, Internet banking, corporate banking and international banking. Fixed deposit is one such financial avenue which every customer prefers to park their money so as to get assured returns in future.
Fixed deposit is considered to be a very safe investment vehicle since it has no connection with the stock market. It provides the returns higher than the regular savings bank account maintained with Dena Bank. However, the liquidity differs as per varying levels of liquidity. The underlying criterion for a fixed deposit is that the money cannot be withdrawn unless the maturity date gets passed. The interest rates offered by Dena Bank starts from the lower range of 4.25% p.a. applicable on the amount blocked by the customer in this financial instrument. Upon maturity, the fixed deposit with Dena Bank gets into auto-renewal mode. It depends on the customer whether to withdraw the interest amount and continue the FD with the earlier principal amount for another tenure. Such option is also available with Dena Bank subject to the financial goal of every customer.
Dena Bank Fixed Deposit Gurugram at a glance
| Particulars | Details |
|---|---|
| Interest Rate | 2.90% - 6.30% |
| Minimum Investment Amount | ₹ 1,000 |
| Tenure | 7 days – 10 years |
Eligibility Criteria
1. The entities listed below are entitled to apply for fixed deposit:
- Individuals
- Hindu Undivided Families (HUFs)
- Minor represented by parents/guardian
- Guardian on behalf of societies, clubs, trusts and associations
- Associations
- Clubs
- Trusts
- Sole proprietorship firms
- Partnership firms
- Limited Companies
2. The eligibility criteria for Dena Maha Tax Bachat Yojna is as follows:
- Minimum Lock-in period should be of 5 years.
- Minimum size of deposit per receipt must be ₹ 1 lakh through a single deposit receipt.
- Senior Citzens will get an additional interest rate of 0.50% over and above card rate except NRI Deposits.
Documents Required with Dena Bank Fixed Deposit Gurugram
| Category | Documents |
|---|---|
| An Individual, Hindu Undivided Family, Sole Proprietorship Concern | ID Proof – Passport, PAN Card, Driving Licence, Voter ID, Government ID Card, Senior Citizen ID Card Address Proof - Telephone Bill, Electricity Bill, ID Card Issued by Post Office, Bank Statement with Cheque, A photograph |
| Trusts | Copy of the Trust Deed Copy of the registration certificate Copy of the Resolution of the Trustees authorizing the members concerned to open and operate the account Photographs of the members operating the account |
| Associations/Clubs | By-laws of the Association Copy of the Resolution by the board authorizing the members concerned to open and operate the account Photographs of the members operating the account |
| Partnership Firm | Partnership Deed Letter from partners approving the persons concerned to open and operate the account Photographs of the persons operating the account |
| Public or Private Limited Companies | Board Resolution / Authority Letter Memorandum & Articles of Association Certificate of Incorporation Certificate of Commencement of Business (Public Limited Company) Form 32 in case list of directors are not original subscribers to Memorandum & Articles of Association (in case of Private Limited Cos) Duly acknowledged by ROC Governing Act / Rules and Regulations(PSUs) (certified true copy) |
To access further details, visit Fixed Deposit Gurugram
Address of Dena Bank Branches in Gurugram
| Branch Name | Complete Address | IFSC | MICR | Contact Number |
|---|---|---|---|---|
| Gurugram | SCO - 17 - 18, Sector 7, Huda Shopping Complex, Gurugram - 122011, Haryana | BKDN0711124 | 110018025 | 0124-2309249 |
| Sohna Road | Unit No 8 To 12 Ground Floor Universal Trade Tower Sohna Road Gurugram Haryana Pin Code 122101 | BKDN0711846 | NON-MICR | 8802380487 |