Dena Bank Fixed Deposit in Gurugram

FD Interest Rates 117 views

About Dena Bank Fixed Deposit Gurugram

Dena Bank with its headquarters in Mumbai stands affirmed in the region of Gurugram, near to the national capital of India i.e. New Delhi. The city provides numerous job offers inviting people from across the country to improve their standard of living. Dena Bank is a public sector bank which along with 13 other commercial banks got nationalized in July 1969 by the Government of India. It is the bank selected by the World Bank for disbursing the loan amount of ₹ 72.3 crores to foster Tier-II Capital under Financial Sector Development project in the year 1995. It is also identified as one amongst the few banks to get the World Bank loan for technological upgradation and training purposes. The bank offers a multitude of services in the fields of Treasury Operations, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations. Moreover, the bank provides a host of products and services such as deposits and loans, Internet banking, corporate banking and international banking. Fixed deposit is one such financial avenue which every customer prefers to park their money so as to get assured returns in future.

Fixed deposit is considered to be a very safe investment vehicle since it has no connection with the stock market. It provides the returns higher than the regular savings bank account maintained with Dena Bank. However, the liquidity differs as per varying levels of liquidity. The underlying criterion for a fixed deposit is that the money cannot be withdrawn unless the maturity date gets passed. The interest rates offered by Dena Bank starts from the lower range of 4.25% p.a. applicable on the amount blocked by the customer in this financial instrument. Upon maturity, the fixed deposit with Dena Bank gets into auto-renewal mode. It depends on the customer whether to withdraw the interest amount and continue the FD with the earlier principal amount for another tenure. Such option is also available with Dena Bank subject to the financial goal of every customer.

Dena Bank Fixed Deposit Gurugram at a glance

ParticularsDetails
Interest Rate4.00% - 7.00%
Minimum Investment Amount₹ 1,000
Tenure7 days – 10 years

Eligibility Criteria

1. The entities listed below are entitled to apply for fixed deposit:

  • Individuals
  • Hindu Undivided Families (HUFs)
  • Minor represented by parents/guardian
  • Guardian on behalf of societies, clubs, trusts and associations
  • Associations
  • Clubs
  • Trusts
  • Sole proprietorship firms
  • Partnership firms
  • Limited Companies

2. The eligibility criteria for Dena Maha Tax Bachat Yojna is as follows:

  • Minimum Lock-in period should be of 5 years.
  • Minimum size of deposit per receipt must be ₹ 1 lakh through a single deposit receipt.
  • Senior Citzens will get an additional interest rate of 0.50% over and above card rate except NRI Deposits.

Documents Required with Dena Bank Fixed Deposit Gurugram

Category

Documents
An Individual, Hindu Undivided Family, Sole Proprietorship Concern
ID Proof – Passport, PAN Card, Driving Licence, Voter ID, Government ID Card, Senior Citizen ID Card
Address Proof - Telephone Bill, Electricity Bill, ID Card Issued by Post Office, Bank Statement with Cheque,
A photograph
Trusts
Copy of the Trust Deed
Copy of the registration certificate
Copy of the Resolution of the Trustees authorizing the members concerned to open and operate the account
Photographs of the members operating the account
Associations/Clubs
By-laws of the Association
Copy of the Resolution by the board authorizing the members concerned to open and operate the account
Photographs of the members operating the account
Partnership Firm
Partnership Deed
Letter from partners approving the persons concerned to open and operate the account
Photographs of the persons operating the account
Public or Private Limited CompaniesBoard Resolution / Authority Letter
Memorandum & Articles of Association
Certificate of Incorporation
Certificate of Commencement of Business (Public Limited Company)
Form 32 in case list of directors are not original subscribers to Memorandum & Articles of Association (in case of Private Limited Cos) Duly acknowledged by ROC
Governing Act / Rules and Regulations(PSUs) (certified true copy)

To access further details, visit Fixed Deposit Gurugram

Address of Dena Bank Branches in Gurugram

Branch NameComplete AddressIFSCMICRContact Number
GurugramSCO - 17 - 18, Sector 7, Huda Shopping Complex, Gurugram - 122011, Haryana BKDN07111241100180250124-2309249
Sohna RoadUnit No 8 To 12 Ground Floor Universal Trade Tower Sohna Road Gurugram Haryana Pin Code 122101BKDN0711846NON-MICR8802380487

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