Dena Bank Fixed Deposit in Guwahati

About Dena Bank Fixed Deposit Guwahati

Dena Bank is one of the reputed banks which has its headquarters in Mumbai. The bank is one among the few banks to obtain the World Bank loan for technologically upgradation and training. Dena Bank became nationalized in the year 1969 along with 13 other banks in India. The bank seeks shelter in Guwahati region by setting some of its branches. Moreover, the bank has established a state-of- the art IT innovation and implementation of solutions at its branches including Guwahati and other regions.

Guwahati widely recognized as the prominent educational hub of Northeast India gives credit to the banking sector and Dena bank for financial infusion in the form of educational loans to students coming from different parts of India. With the strong support from the Government, Dena Bank launches several special schemes such as Pradhan Mantri Digi-Dhan Yojana, Atal Pension Yojana and similar other schemes for the security and welfare of people residing in Guwahati. Moreover, Dena Bank offers a bouquet of banking products and services such as Deposit, Loan and Investment Services, Small and Medium Enterprises(SME) services and other premier services. Apart from this, fixed deposit is one such financial deposit which every people of Guwahati and outside recognize it to be a safe avenue for their growth in returns.

Since fixed deposit is a riskless instrument so there is a full guarantee on the returns upon maturity. The tenures range across definite intervals ranging from 7 days to 10 years. The liquidity yield on fixed deposit would be subject to the selection of time intervals. The compounding principle works from the day a customer blocks their money on fixed deposit. Upon maturity, it depends on the customer whether to keep their FD on auto-renewal mode or withdraw as per their financial goal.

Dena Bank Fixed Deposit Guwahati at a glance

ParticularsDetails
Interest Rate3.50% - 7.25%
Minimum Investment Amount₹ 1,000
Tenure7 days – 10 years

Eligibility Criteria

1. The entities listed below are eligible to apply for fixed deposit :

  • Individuals
  • Hindu Undivided Families (HUFs)
  • Minor represented by parents/guardian
  • Guardian on behalf of societies, clubs, trusts and associations
  • Associations
  • Clubs
  • Trusts
  • Sole proprietorship firms
  • Partnership firms
  • Limited Companies

2. The eligibility norms for Dena Maha Tax Bachat Yojna is as follows:

  • Minimum Lock-in period should be of 5 years.
  • Minimum size of deposit per receipt must be ₹ 1 lakh through a single deposit receipt.
  • Senior Citzens will get an additional interest rate of 0.50% over and above card rate except NRI Deposits.

Documents Required with Dena Bank Fixed Deposit Guwahati

Category

Documents
An Individual, Hindu Undivided Family, Sole Proprietorship Concern
ID Proof – Passport, PAN Card, Driving Licence, Voter ID, Government ID Card, Senior Citizen ID Card
Address Proof - Telephone Bill, Electricity Bill, ID Card Issued by Post Office, Bank Statement with Cheque,
A photograph
Trusts
Copy of the Trust Deed
Copy of the registration certificate
Copy of the Resolution of the Trustees authorizing the members concerned to open and operate the account
Photographs of the members operating the account
Associations/Clubs
By-laws of the Association
Copy of the Resolution by the board authorizing the members concerned to open and operate the account
Photographs of the members operating the account
Partnership Firm
Partnership Deed
Letter from partners approving the persons concerned to open and operate the account
Photographs of the persons operating the account
Public or Private Limited CompaniesBoard Resolution / Authority Letter
Memorandum & Articles of Association
Certificate of Incorporation
Certificate of Commencement of Business (Public Limited Company)
Form 32 in case list of directors are not original subscribers to Memorandum & Articles of Association (in case of Private Limited Cos) Duly acknowledged by ROC
Governing Act / Rules and Regulations(PSUs) (certified true copy)

For getting additional details, visit Fixed Deposit Guwahati

Address of Dena Bank Branches in Guwahati

Branch NameComplete AddressIFSCMICRContact Number
GuwahatiOppmedical College, Pan Bazar, Guwahati 781001BKDN09105877810180020361-2548343/2636357
Beltola1st Floor, Beltola Survey, Basistha Road, Guwahati, Assam - 785001BKDN09112527810180039954886355

 

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