Derive Best Returns from Dena Bank Fixed Deposit Lucknow - Wishfin

Dena Bank Fixed Deposit in Lucknow

About Dena Bank Fixed Deposit Lucknow

Headquartered in Mumbai, Dena Bank was incepted in the year 1939 as a public sector bank and is one of the earliest nationalized banks in India. The bank offers premier financial services of substantial value, Dena Bank guarantees exceptional financial returns and better economic growth to its customers and shareholders. The bank expands itself through a number of branches and some of the branches occupy the Lucknow city as well. The bank provides a host of products and services in the form of loans, deposits, internet banking, corporate banking,international banking, priority lending including small & medium enterprises services. Among the regular deposits, fixed deposit is an acclaimed savings avenue considered by numerous loan seekers.

Fixed deposit is believed to be one of the ideal modes of investment by people planning to obtain fixed and consistent returns. It is a one-time investment mode that delivers better returns after a particular period of time. By choosing the desired interest payout frequency the depositor can gain a regular income or can reinvest the interest amount along with the original deposit amount. The returns will be calculated on the new principal amount generated after adding the interest of the previous time period. The total amount including the principal and interest is paid off at the maturity of the fixed deposit. Fixed deposits offered by Dena Bank also render tax liability in case if the total interest amount exceeds ₹10,000 in a financial year.

Senior Citizens also take advantage from the Dena Bank fixed deposit as it pays them an additional interest rate during the financial year.

Dena Bank Fixed Deposit Lucknow at a glance

Interest Rate2.90% - 6.30%
Minimum Investment Amount₹ 1,000
Tenure7 days – 10 years

Eligibility Criteria

1. The entities listed below are entitled to apply for fixed deposit :

  • Individuals

  • Hindu Undivided Families (HUFs)
  • Minor represented by parents/guardian
  • Guardian on behalf of societies, clubs, trusts and associations
  • Associations
  • Clubs
  • Trusts
  • Sole proprietorship firms
  • Partnership firms
  • Limited Companies

2. The eligibility criteria for Dena Maha Tax Bachat Yojna is as follows:

  • Minimum Lock-in period should be of 5 years.
  • Minimum size of deposit per receipt must be ₹ 1 lakh through a single deposit receipt.
  • Senior Citzens will get an additional interest rate of 0.50% over and above card rate except NRI Deposits.

Documents Required with Dena Bank Fixed Deposit Lucknow


An Individual, Hindu Undivided Family, Sole Proprietorship Concern
ID Proof – Passport, PAN Card, Driving Licence, Voter ID, Government ID Card, Senior Citizen ID Card
Address Proof - Telephone Bill, Electricity Bill, ID Card Issued by Post Office, Bank Statement with Cheque,
A photograph
Copy of the Trust Deed
Copy of the registration certificate
Copy of the Resolution of the Trustees authorizing the members concerned to open and operate the account
Photographs of the members operating the account
By-laws of the Association
Copy of the Resolution by the board authorizing the members concerned to open and operate the account
Photographs of the members operating the account
Partnership Firm
Partnership Deed
Letter from partners approving the persons concerned to open and operate the account
Photographs of the persons operating the account
Public or Private Limited CompaniesBoard Resolution / Authority Letter
Memorandum & Articles of Association
Certificate of Incorporation
Certificate of Commencement of Business (Public Limited Company)
Form 32 in case list of directors are not original subscribers to Memorandum & Articles of Association (in case of Private Limited Cos) Duly acknowledged by ROC
Governing Act / Rules and Regulations(PSUs) (certified true copy)

To access further details, visit Fixed Deposit Lucknow

Address of Dena Bank Branches in Lucknow

Branch NameComplete AddressIFSCMICRContact Number
Hazratganj11, M.G. Road, PB No.114, Hazrat Ganj, Lucknow, Uttar Pradesh - 226001BKDN07201852260180020522-2624913
Nadan Mahal Road, LucknowNadan Mahal Road, Lucknow 226001BKDN07202392260180050522-2266403/2653396
Shivaji Marg 7, Shivaji Marg, Lucknow - 226001, Uttar PradeshBKDN07206312260180060522-2212203
Bangla BazarRail Nagar, Bangla Bazar, Lucknow, Uttar PradeshBKDN07207362260180030522-2422161
Dubagga, LucknowRamjivan Bldg, Harodia Rd, Dubagga, Dist LucknowBKDN07208602260180080522-2408390
UthrathiaLucknow (Uthrathia) Rai Bareli Road, Uthrathia, Lucknow - 226 01BKDN07210892260180070522-2440524
Gomti Nagar3/107, Vidhayakpuram, Gomtinagar, Lucknow, Uttar PradeshBKDN07211352260180090522-2398264
RajajipuramSkd Plaza, E Block, Rajajipuram, Lucknow, Uttar PradeshBKDN07211452260180100522-2417392
Aliganj LucknowC - 1, Sector - M, Aliganj, Lucknow - 226024BKDN07211902260180110522-2334739
Alambagh565-KA/94/2, Amrudhi Bagh, Sneh Nagar, Alambagh, Lucknow- 226005BKDN0721573NON-MICR9454011313

Personal Loan Interest Rates March 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates March 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%