Fixed Deposits 90 views
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About Dena Bank Fixed Deposit Patna
Dena Bank is a public sector bank with its headquarters in Mumbai. Initially named as the Devkaran Nanjee Banking Company, it was constituted in the year 1938. Later on, the name gets changed to Dena Bank in 1939. The bank became nationalized along with 13 other major banks in 1969 by the Indian Government. The bank has over 1,773 branches across the country and is throughout on its expansion reach. It offers a bouquet of banking and financial services to its customers, like loans, deposits, international and commercial banking. As a public sector bank, it also provides services like direct tax collection. The bank stands affirmed in the heart of Patna through some of its branches.
Patna, the capital and the largest city of Bihar is a home to agricultural industry and centre of trade. Patna is an acknowledged exporter in commodities like grain, sugarcane, sesame, and medium-grained Patna rice. It is because of the financial dissemination of loans and grants which the city procures from the local government including banking sector along with Dena Bank has strengthened the industries to function smoothly and efficiently. The financial aid secured from the banking sector including Dena Bank have allowed the rapid growth in the Fast-Moving Consumer Goods industry along with the Green revolution business across Patna.
The staff of Dena Bank ensures the delivery of banking products and services in a prompt manner which adds to the reputation of the bank and maintains its integrity in terms of customer service. Apart from providing numerous banks and products, fixed deposit is one amongst favourite option chosen by the customer for the sake of safety in returns.
Fixed Deposit is a preferable way to save hard earned money. This is due to the fact that idle money gets a way to reap better interest. The amount invested gets increased throughout the tenure. Any customer can open a fixed deposit account with any amount over and above minimum deposit amount. The time interval is predecided by the customer. The returns fetched on the deposit is based on the period for which the amount remains with the bank. The customers are not permitted to withdraw the amount before the expiry of the maturity period. If any customer withdraws prematurely, then the interest is paid at the penal rate.
Dena Bank Fixed Deposit Patna at a glance
|Interest Rate||4.50% - 7.30%
|Minimum Investment Amount||₹ 1,000
|Tenure||7 days – 10 years|
1. The entities listed below are eligible to apply for fixed deposit :
- Hindu Undivided Families (HUFs)
- Minor represented by parents/guardian
- Guardian on behalf of societies, clubs, trusts and associations
- Sole proprietorship firms
- Partnership firms
- Limited Companies
2. The eligibility norms for Dena Maha Tax Bachat Yojna is as follows:
- Minimum Lock-in period should be of 5 years.
- Minimum size of deposit per receipt must be ₹ 1 lakh through a single deposit receipt.
- Senior Citzens will get an additional interest rate of 0.50% over and above card rate except NRI Deposits.
Documents Required with Dena Bank Fixed Deposit Patna
|An Individual, Hindu Undivided Family, Sole Proprietorship Concern||ID Proof – Passport, PAN Card, Driving Licence, Voter ID, Government ID Card, Senior Citizen ID Card
Address Proof - Telephone Bill, Electricity Bill, ID Card Issued by Post Office, Bank Statement with Cheque,
|Trusts||Copy of the Trust Deed
Copy of the registration certificate
Copy of the Resolution of the Trustees authorizing the members concerned to open and operate the account
Photographs of the members operating the account
|Associations/Clubs||By-laws of the Association
Copy of the Resolution by the board authorizing the members concerned to open and operate the account
Photographs of the members operating the account
|Partnership Firm||Partnership Deed
Letter from partners approving the persons concerned to open and operate the account
Photographs of the persons operating the account
|Public or Private Limited Companies||Board Resolution / Authority Letter
Memorandum & Articles of Association
Certificate of Incorporation
Certificate of Commencement of Business (Public Limited Company)
Form 32 in case list of directors are not original subscribers to Memorandum & Articles of Association (in case of Private Limited Cos) Duly acknowledged by ROC
Governing Act / Rules and Regulations(PSUs) (certified true copy)
To get additional details, visit Fixed Deposit Patna
Address of Dena Bank Branches in Patna
|Branch Name||Complete Address||IFSC||MICR||Contact Number|
|Patna||Dena Bank, Mourya Lok Complex, Dak Bungalow Road, PB No.34, Patna - 800001||BKDN0910183||800018002||0612-2222211|
|Bakhtiyarpur||Bakhtiarpur, Pin 803212||BKDN0910253||NON-MICR||06132-226498|
|Boring Road Patna||M2/2 Boring Road, Patna, Bihar - 800001||BKDN0911269||800018003||9471043532|
|Buddha Dental Hospital||Dena Bank, Mahatama Gandhi Nagar, Patna Budha Dental College , Kankarbagh, Patna , Bihar - 800 020||BKDN0911439||NON-MICR||0612-3295022|
|Barh||Dena Bank, Barh Branch, Sumitra Complex Near Savita Cinema Nh 31, Barh Dist Patna Bihar||BKDN0921688||NON-MICR||7541808776|
|Patna Rajabazar||Raja Bazar Branch, Maharaj Market, Near LG Shop, Patna||BKDN0921689||NON-MICR||7541808772|
|Patna City||Opp.Gurudwara, PO Jhauganj, Ashok Raj Path Sub Division, Patna City Patna, Bihar||BKDN0921695||NON-MICR||7541808774|
|Patna Khazanchi Road||Khazanchi Road Branch, Ashutosh Kumar, Khazanchi Road Main Road, Patna, Bihar||BKDN0921696||NON-MICR||7541808775|
|Sherpur||Sherpur Branch, At Sherpur, Near Shakti Nath Mandir, Sherpur Dist, Muzaffarpur, Bihar 842001||BKDN0921950||NON-MICR||8877781318|