Dena Bank Hyderabad

Last Updated : Jan. 28, 2017, 2:49 p.m.

About Dena Bank

Dena Bank is a public sector bank which was founded by the Devkaran Nanjee family on the 26th of May, 1938. The bank got nationalized in 1969 along with 13 other commercial banks. Hyderabad city is a home to some of the branches of Dena Bank. The bank which offers a host of products in the form of Deposit, Loan and Investment Services, Small and Medium Enterprises(SME) along with foremost banking services such as Treasury Operations, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations. The wide spectrum of Dena Bank financial services has generated innumerable satisfied customers throughout Hyderabad and other cities across India. The bank offers flexible interest rates, thus catering to the needs of the customers of Hyderabad and outside cities to the fullest.

Dena Bank offers loan in various categories such as home loans, personal loan, loan against property, vehicle loan and business loan so as to meet the respective category of needs of its Hyderabad customers as well as outside cities.

Moreover, the growth of the banking and financial sector has evolved Hyderabad from a traditional manufacturing city to a cosmopolitan industrial service centre and Dena Bank also has played an active role to the economic prosperity of the city.

Branch Addresses of Dena Bank in Hyderabad

Branch Name	Complete Address	IFSC	MICR	Contact Number
Bank Street	Bank Street, Pb No.104, Hyderabad, Andhra Pradesh - 500195	BKDN0610124	500018002	040-24742639/24605681
Saroornagar	Saroornagar, Ranga Reddy, Hyderabad - 500035	BKDN0610410	500018008	040-24045591
Nampally	11/5/8 Bazarghat, Pb No.28, Nampally, Hyderabad - 500004	BKDN0610534	500018006	040-23316744
East Maredpally	Plot No.32, East Marredpaly, Secunderabad - 500026 .ANDHRA Pradesh	BKDN0610560	500018004	040-27734194
Rp Road	Dundoo Chambers, 4/3/16, Rashtrapati Rd., Station Road, Secunderabad - 500003	BKDN0610561	500018009	040-27714255
Sanat Nagar	Ind.Estate.Commercial Com, Sanat Nagar, Hyderabad - 500018	BKDN0610734	500018007	040-23704342
Gagan Mahal	1 - 2 - 3/6, Gagan Mahal Road, Domalgada, Hyderabad - 500029	BKDN0610984	500018003	040-27635750/27677856
Secunderabad (JAMIA - Osmania)	House No: 12/11/1264/A, Warasiguda, Bhoudanagar, Secunderabad - 500361	BKDN0611102	500018010	040-27602469
Retail Asset Branch Hyderabad	2, 4 14 - 16, 1 St Floor, M.G. Road, , Secumderabad, Andhra Pradesh,	BKDN0611233	500018013	040-27721843
Madhapur	Madhapur, S R R Niwas, H No 1 - 98/11, Arunoday Colony, Hyderabad, Andhra Pradesh - 50086	BKDN0611255	500018014	022-2654 5440

Products Offered by Dena Bank in Hyderabad

Product	Eligibility	Loan Amount	Interest Rate	Processing Fee	Tenure
Home Loan	(1) Need to be a major individual, resident or non-resident, having a regular source of income (2) Your age at the time of loan maturity is less than the retirement age if you are a salaried employee and below 65 years, if you have a business (3) The total deductions do not exceed 60% of your gross income, including the loan installment of the proposed loan	Up to Rs.200 lakhs for the purchase/construction of a house. Up to Rs.10 lakhs for renovation/upgradation.	8.50% - 10.60%	0.50% of the sanctioned limit	Upto 30 years for the purchase of a new flat/house/contruction/extension Upto 10 years for the repairs, renovation and upgradation
Personal Loan	1. Need to be a permanent employee between 24 to 55 years and have a work experience for atleast 2 years in a Govt. Or PSU/reputed organization 2. Need to have a gross monthly income of atleast ₹15,000/- (3) Need to have a salary disbursement arrangement with Dena Bank or provide an undertaking from your employer	Minimum : ₹ 15,000/- Maximum : 9 times of Net Monthly Income	10.90% - 18.25%	1% of the loan amount	Upto 3 years
Vehicle Loan	1. For Motor Cycle/Scooter: Minimum ₹ 1 lakh per annum 2. For Four Wheeler: (a) For Individual/Proprietary Firm: Minimum ₹2.50 lakhs p.a. (b) For Partnership Firm/Company : Minimum ₹ 3 lakhs p.a.	Upto ₹ 50 lakhs for purchase of a new two wheeler Upto ₹ 200 lakhs for purchase of a new car	7% onwards	Two Wheeler: ₹ 250/-(Plus service tax as applicable from time to time) For Car Loan : ₹ 500 irrespective of loan amount (Plus service tax as applicable from time to time)	Maximum upto 7 years for new vehicle. 2nd hand four-wheeler(upto 3 year old)-Maximum upto 3 years
Business Loan	Applicable for whole time practitioners such as Chartered Accountants, Company Secretary and Chartered Financial Analyst, not employed anywhere else but should be an income tax assessee for last two years For Doctor+ Need to be registered medical practitioner having indiviual/partnership firms, age should be over 25 years but less than 65 years at loan maturity, applicant should not be a defaulter of any Bank/FI	For CA, CS and CFA Minimum : ₹ 2 lakhs Upto ₹ 100 lakhs (With a maximium of 20 % by way of Working Capital) For Doctor+ Maximum of ₹ 2.00 crores of which a sub-ceiling for Working Capital limits at 10% of total loan amount.	For CA, CS and CFA For loans repayable in more than 3 years : 10.05%-10.55% For Working Capital Limits 10.05% For Women Borrowers, 0.25% concession in Rate of Interest For Doctor + 10.05%-10.55%	For CA, CS and CFA 0.50% of the loan amount For Doctor+ 0.50% of the loan amount Minimum : ₹ 500/- Maximum : ₹ 50,000/-	For CA, CS and CFA Upto 10 years For Doctor+ Upto 7 years
Loan Against Property	Need to be 21 years of age, eligible to salaried individual, professional, self-employed, agriculturist, need to be an income tax assesee for atleast 2 years, need to have net-monthly income of ₹ 12,000	Minimum : ₹ 2 lakhs Maximum : ₹ 500 lakhs	Term Loan : 10.25% Overdraft: 10.25%	1% of the sanctioned limit	Upto 10 years
Fixed Deposit	Individuals, Hindu Undivided Families (HUFs), Minor represented by parents/guardian,Guardian on behalf of societies, clubs, trusts and associations, associations, clubs, trusts, sole proprietorship firms, partnership firms and limited companies	NIL	2.90% - 6.30%	NIL	7 Days-10 years

Documents Required at Dena Bank Hyderabad

Product	Documents
Home Loan	Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Income Proof-Latest Salary Slips & Form 16 for Salaried - Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years Bank Account Statement for the Last 6 Months Track record of existing loans, if any Details of property you look to buy & construct
Personal Loan	Identity Proof- PAN Card/Voter ID/Driving License/Aadhar Card/Passport Address Proof- Utility bill/Passport/Aadhar card/Voter ID Income Proof- Latest Salary Slip/ ITR/Form-16 Bank Statement- Last 3-6 Month Bank Statement
Vehicle Loan	Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible) Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy PAN Card. Proof of Income: Latest salary slip with form 16 / Audited balance sheet, Profit & Loss Account for latest two years/ Have a minimum turnover of ₹ 4,50,000 per annum / Audited balance sheet, Profit & Loss Account for latest two years and the latest 2 years IT returns of the company / Latest ITR Bank Statement: Last 6 months
Business Loan	Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Income Proof-Latest Salary Slips & Form 16 for Salaried - Profit & Loss A/C Statement & Audited Balance Sheet for the Last 2Years for self-employed Bank Account Statement for the Last 6 Months Track record of existing loans, if any Trade License applicable to a proprietor/partnership firm Ownership documents, if any, of the security Copy of Partnership deed/Memorandum of Association (MOA and Articles of Association (AOA) or other documents. These documents apply in the case of partnership firm or a company
Loan Against Property	Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Income Proof-Latest Salary Slips & Form 16 for Salaried - Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years for self-employed Bank Account Statement for the Last 6 Months Track record of existing loans, if any Details of property to be mortgaged
Fixed Deposit	An Individual, Hindu Undivided Family, Sole Proprietorship Concern ID Proof – Passport, PAN Card, Driving Licence, Voter ID, Government ID Card, Senior Citizen ID Card Address Proof - Telephone Bill, Electricity Bill, ID Card Issued by Post Office, Bank Statement with Cheque A photograph Trusts Copy of the Trust Deed Copy of the registration certificate Copy of the Resolution of the Trustees authorizing the members concerned to open and operate the account Photographs of the members operating the account Associations/Clubs By-laws of the Association Copy of the Resolution by the board authorizing the members concerned to open and operate the account Photographs of the members operating the account Partnership Firm Partnership Deed Letter from partners approving the persons concerned to open and operate the account Photographs of the persons operating the account Public or Private Limited Companies Board Resolution / Authority Letter Memorandum & Articles of Association Certificate of Incorporation Certificate of Commencement of Business (Public Limited Company) Form 32 in case list of directors are not original subscribers to Memorandum & Articles of Association (in case of Private Limited Cos) Duly acknowledged by ROC Governing Act / Rules and Regulations(PSUs) (certified true copy)