- Interest Rates ranging from 9.05% - 9.95% and Processing fee applicable on DHFL home loans.
- DHFL housing loans interest rates under PMAY scheme.
A housing loan may continue up to 30 years which makes it quite obvious that people would want to get the lowest interest rate. DHFL is one of the most opted lenders for housing loans as the rates offered by them are very low. To know more about DHFL home loan interest rates and other charges, you must read this article.
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DHFL Home Loan Interest Rates January 2022
The interest rate at present ranges from 9.05% - 9.95% per annum. The rates are subject to change from time to time as per the bank’s norms and overall profile of the applicant. Applicants having minimum CIBIL score required for home loans, stable income and property in a good location have more chances of getting a lower rate as compared to those not having it.
DHFL Home Loan Rates for PMAY
There is interest rate subsidy for applicants eligible under Pradhan Mantri Awas Yojana (PMAY) scheme. After applicable subsidy, you can get home loans for as low as 6.50% per annum rate. With the scheme, the borrowers can save up to INR 2.67 lakhs on their home loan.
DHFL Home Loan Processing Fees
At the time of loan disbursal, the amount of INR 2,500 is deducted from the loan amount in the form of processing fee. This is a one-time fee which also attracts applicable GST of 18%.
DHFL Home Loan Prepayment Charges
In case you want to prepay your existing loan, you will have to pay 3% + applicable GST of the remaining loan amount in case the dwelling unit is not constructed on the plot within 3 years from the date of first disbursement of the loan.