Fixed Deposit Guwahati

About Guwahati

The largest city of Assam and entire north-eastern India, Guwahati is a major riverine port city. It is amongst the fastest emerging cities in India. The significant economic activity of the city is the manufacturing of petroleum. The tea manufacturing and processing is another major activity done in the town. While manufacturing sector played a substantial role in the development of the city, many centralised, private and international banks have set up their branches here.

About Fixed Deposit

Fixed Deposit is a preferable investment option because it is the easiest and safest method to fetch great returns on the money presently not in the transaction. The depositor receives the advantage of regular income in the form of interest. This interest is rolled out either at the time of maturity of the plan or at the intervals determined by the depositor. The depositor can even reinvest the interest amount to yield higher returns. The time period of these term deposits is flexible and ranges from 7 days to a decade.

Fixed Deposit Guwahati in a nutshell

Particulars
Details
Interest Rate

3.00% - 8.10%

Minimum Investment Amount₹ 1,000
Tenure7 days – 10 years

Fixed Deposit Eligibility Criteria

Following are the entities which are eligible for availing fixed deposit schemes:

  • Individuals

  • Hindu Undivided Families (HUFs)

  • Minor represented by parents/guardian

  • Associations

  • Clubs

  • Trusts

  • Sole proprietorship firms

  • Partnership firms

  • Limited Companies

Documents Required For The Fixed Deposit

Category

Documents
An Individual, Hindu Undivided Family, Sole Proprietorship Concern
ID Proof – Passport, PAN Card, Driving Licence, Voter ID, Government ID Card, Senior Citizen ID Card
Address Proof - Telephone Bill, Electricity Bill, ID Card Issued by Post Office, Bank Statement with Cheque,
A photograph
Trusts
Copy of the Trust Deed
Copy of the registration certificate
Copy of the Resolution of the Trustees authorizing the members concerned to open and operate the account
Photographs of the members operating the account
Associations/Clubs
By-laws of the Association
Copy of the Resolution by the board authorizing the members concerned to open and operate the account
Photographs of the members operating the account
Partnership Firm
Partnership Deed
Letter from partners approving the persons concerned to open and operate the account
Photographs of the persons operating the account
Public or Private Limited CompaniesBoard Resolution / Authority Letter
Memorandum & Articles of Association
Certificate of Incorporation
Certificate of Commencement of Business (Public Limited Company)
Form 32 in case list of directors are not original subscribers to Memorandum & Articles of Association (in case of Private Limited Cos) Duly acknowledged by ROC
Governing Act / Rules and Regulations(PSUs) (certified true copy)

Top Banks Fixed Deposit Interest Rate and Address

Banks NameMain Branch AddressRate of Interest
State Bank Of IndiaPan Bazar, Guwahati, Assam- 7810013.75% - 6.75%
HDFC Bank
HDFC Bank Ltd, Quality Initiative Group, 2nd Floor, Build Well Compound Between Darwin School and NEPPCO Bhawan R G Baruah Road Guwahati, Assam-7810053.50% - 7.25%
ICICI Bank
ICICI Bank Ltd, Ohio Shopping Complex, Fancy Bazar, M.G.Road, Guwahati, Assam-7810014.00% - 7.25%
Axis BankAdministrative Office, Chibber
House, 3rd Floor, G S Road,
Guwahati. Assam-781 005
3.50% - 7.35%
Punjab National Bank
Nilgiri Mansion, Bhangagarh, G S Road, Guwahati, Assam-7810054.00% - 7.10%
Bank of India

Saikia Commercial Complex,
G.S.Road, Srinagar, Guwahati, Assam-781 005

4.00% - 7.20%

Bank of Baroda
G.S. Road, Bhangagarh, Guwahati, Assam-7810054.00% - 7.15%
Central Bank Of India
G.S. Road, Central Bank of India Building, Bhangagarh, Guwahati, Assam-781005

4.00% - 6.50%

IDBI BankKashi Place Complex, Daak Bungalow Road, OPP Heera Place, Patna
4.00% - 7.25%
Union Bank of IndiaKamrup Chamber Road, Fancy Bazar, Post Box No. 56, Taluka - Guwahati, Dist.Kamrup, Assam, Pin - 7810015.00% - 7.25% p.a.

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