HDFC Bank Car Loan in Agra
Last Updated : Sept. 5, 2017, 3:13 p.m.
About HDFC Bank Car Loan in Agra
HDFC bank offers a car loan to interested car loan seekers in the city of Agra. The product can be used to buy a new car as well as an old car. HDFC bank has more than ten branches here in Agra and all these branches are operating in active mode. A person in Agra can now wish to drive his/her own car on the Mahatma Gandhi Road in the city. The product comes with flexible repayment tenure and affordable monthly installments.
HDFC Bank Car Loan Agra at a glance
The important details about a car loan offered by HDFC bank in the city have been given below.
| Particular | Details |
|---|---|
| Interest rate | 7.95% - 8.30% |
| Loan amount | Max. loan amount : New Cars : Upto ₹ 3,00,00,000 Pre-owned Cars: Upto ₹ 50,00,000 |
| Tenure | New Cars : Up to 7 years Pre-owned Cars: Up to 5 years |
| Processing fee | New Car: 0.4% of Loan Amount or ₹10000, whichever is lower Pre-owned Car: 2% of loan amount or ₹ 5,000/-, whichever is lower |
| Pre-payment charge | No foreclosure allowed within 6 months from date of availing the car loan; 6% of Principal Outstanding for preclosures within 1 year from 7th EMI;5% of Principal Outstanding for preclosures within 13-24 months from 1st EMI; 3% of Principal Outstanding for preclosures post 24 months from 1st EMI |
Eligibility criteria for HDFC Bank Car Loan Agra
The eligibility for a car loan offered by HDFC bank for different applicants have been given below-
Salaried Employee-
- Should be at least 21 years of age while applying for a loan and <=60 years of age when the loan matures
- Should have a job for a minimum of two years and must be working for the current employer for at least one year
- Must earn a minimum annual income of ₹ 2,50,000. This can include the income of the co-applicant or spouse
- Should have a post-paid mobile or a telephone
Self-employed individual (Sole Proprietorship)-
- Need to be at least 21 years of age when the tenure starts and <=65 when the tenure ends
- Need to be in their business for a minimum of two years
- Need to have an annual income of at least ₹ 2,50,000 if you plan to get a standard car and mid-sized & premium cars respectively
- Need to have a telephone at home or a post-paid mobile connection
Self-employed (Partnership Firms)-
- Need to have a minimum turnover of ₹ 2,50,000
- People engaged as self-employed partners in the business of manufacturing, trading or services are eligible to apply for car loans.
- Must have a landline in residence as well as office.
Self-employed (Private Limited Companies) and Self employed (Public Limited Companies)-
- Earn a minimum annual income of ₹ 2,50,000 in order to get a standard car.
- Landline connection in office is required
Documents required for HDFC Bank Car Loan Agra
The list of all the important documents has been given below. Check them out right now-
- Identity Proof- PAN Card, Voter ID Card, Passport, Driving License
- Proof of Income- The applicants are required to submit the below documents as a proof of their income.
-Salaried employee: A salary slip along with Form 16
-Self-employed individual (Sole Proprietorship): Latest Income Tax Returns
-Self-employed (Partnership Firms): Audited Balance Sheet, latest two years Income Tax returns and Profit and loss account of the last two years
-Self-employed (Private Limited Companies): Audited Balance Sheet, P&L account of the last two years and Income Tax returns of the latest two years
-Self-employed (Public Limited Companies): Audited Balance Sheet and P&L account of the last two years
- Proof of Address-
-Salaried employee and Self-employed individual (Sole Proprietorship): Driving license/Telephone Bill/Ration card/Life insurance policy/passport copy/Voter card/ electricity bill/PAN Card
-Self-employed (Partnership Firms), Self-employed (Public Limited Companies) and Self employed (Private Limited Companies): Sales Tax certificate/Electricity Bill/Telephone Bill/SSI registered certificate/Shop & Establishment Act certificate
- Bank Statement-The applicant needs to show the bank statements of the past six months
For additional details, you can always refer to Car Loan Agra .
Address of HDFC bank branches in Agra
The complete list of HDFC bank branches in the city has been given below with the address, contact details and IFSC & MICR codes.
| Branch | Address | IFSC | MICR | Contact details |
|---|---|---|---|---|
| Sanjay Place | Shop No. 3 / 4 / 11, Ground Floor, Block No. 17 / 2 / 4, Friends Plaza, Sanjay Place, Agra - 282002, Uttar Pradesh | HDFC0000121 | 282240002 | 9935903333 |
| Hing Ki Mandi | 8 / 483 Shri Hotel, 1st Floor, Hing ki Mandi, Opposite J & K Bank Ltd., Agra - 282003, Uttar Pradesh | HDFC0000297 | 282240003 | 9935903333 |
| Kamla Nagar | C 2 / 50, Opposite Shri Ram Talkies, Kamla Nagar, Agra - 282004, Uttar Pradesh | HDFC0000870 | 282240004 | 9935903333 |
| Civil Lines | Building No 1, Ground Floor Pariney Gardens Bagh Farzana Civil Lines Agra | HDFC0001178 | 282240001 | 9935903333 |
| Kiraoli | Adjoining Shreyash Gramin Bank Kiraoli Agra Agra Uttar Pradesh | HDFC0002165 | 282240501 | 9935903333 |
| Agra Cantonment | 20/20A, 1St Floor, Taj Road, Sadar Bazar, Agra Uttar Pradesh 282001 | HDFC0001934 | 282240006 | 9935903333 |
| Shahganj | 5 Mig, Opposite Koti Meena Bazar, Shahganj, Dist Agra, Agra Uttar Pradesh 282010 | HDFC0003679 | 282240007 | 9935903333 |
| Shastri Puram | J.R.F Building, Sector 13, Shastri Puram, Dist Agra, Agra Uttar Pradesh 282007 | HDFC0003696 | 282240008 | 9935903333 |
| Bamrauli Katara | Bamrauli Katara Krishna College Crossing Fatehabad Road Agra Uttar Pradesh 282006 | HDFC0003750 | 282240009 | 9935903333 |
| Belanganj | Hdfc Bank Ltd 6 184 Belanganj Agra Uttar Pradesh 282006 | HDFC0004350 | 282240010 | 9935903333 |
| Trans Yamuna | Hdfc Bank Ltd F4 Trans Yamuna Colony Phase 2 Agra Uttar Pradesh 282006 | HDFC0004134 | 282240011 | 9935903333 |
