HDFC Bank Car Loan in Agra

About HDFC Bank Car Loan in Agra

HDFC bank offers a car loan to interested car loan seekers in the city of Agra. The product can be used to buy a new car as well as an old car. HDFC bank has more than ten branches here in Agra and all these branches are operating in active mode. A person in Agra can now wish to drive his/her own car on the Mahatma Gandhi Road in the city. The product comes with flexible repayment tenure and affordable monthly installments.

HDFC Bank Car Loan Agra at a glance

The important details about a car loan offered by HDFC bank in the city have been given below.

ParticularDetails
Interest rate8.00% - 13.00%
Loan amountMax. loan amount :

New Cars : Upto ₹ 3,00,00,000

Pre-owned Cars: Upto ₹ 50,00,000
TenureNew Cars : Up to 7 years

Pre-owned Cars: Up to 5 years
Processing feeNew Car: 0.4% of Loan Amount or ₹10000, whichever is lower

Pre-owned Car: 2% of loan amount or ₹ 5,000/-, whichever is lower
Pre-payment chargeNo foreclosure allowed within 6 months from date of availing the car loan; 6% of Principal Outstanding for preclosures within 1 year from 7th EMI;5% of Principal Outstanding for preclosures within 13-24 months from 1st EMI; 3% of Principal Outstanding for preclosures post 24 months from 1st EMI

Eligibility criteria for HDFC Bank Car Loan Agra

The eligibility for a car loan offered by HDFC bank for different applicants have been given below-

Salaried Employee-

  • Should be at least 21 years of age while applying for a loan and <=60 years of age when the loan matures
  • Should have a job for a minimum of two years and must be working for the current employer for at least one year
  • Must earn a minimum annual income of ₹ 2,50,000. This can include the income of the co-applicant or spouse
  • Should have a post-paid mobile or a telephone

Self-employed individual (Sole Proprietorship)-

  • Need to be at least 21 years of age when the tenure starts and <=65 when the tenure ends
  • Need to be in their business for a minimum of two years
  • Need to have an annual income of at least ₹ 2,50,000 if you plan to get a standard car and mid-sized & premium cars respectively
  • Need to have a telephone at home or a post-paid mobile connection

Self-employed (Partnership Firms)-

  • Need to have a minimum turnover of ₹ 2,50,000
  • People engaged as self-employed partners in the business of manufacturing, trading or services are eligible to apply for car loans.
  • Must have a landline in residence as well as office.

Self-employed (Private Limited Companies) and Self employed (Public Limited Companies)-

  • Earn a minimum annual income of ₹ 2,50,000 in order to get a standard car. 
  • Landline connection in office is required

Documents required for HDFC Bank Car Loan Agra

The list of all the important documents has been given below. Check them out right now-

  • Identity Proof- PAN Card, Voter ID Card, Passport, Driving License
  • Proof of Income- The applicants are required to submit the below documents as a proof of their income.

-Salaried employee: A salary slip along with Form 16

-Self-employed individual (Sole Proprietorship): Latest Income Tax Returns

-Self-employed (Partnership Firms): Audited Balance Sheet, latest two years Income Tax returns and Profit and loss account of the last two years

-Self-employed (Private Limited Companies): Audited Balance Sheet, P&L account of the last two years and Income Tax returns of the latest two years

-Self-employed (Public Limited Companies): Audited Balance Sheet and P&L account of the last two years

  • Proof of Address-

-Salaried employee and Self-employed individual (Sole Proprietorship): Driving license/Telephone Bill/Ration card/Life insurance policy/passport copy/Voter card/ electricity bill/PAN Card

-Self-employed (Partnership Firms), Self-employed (Public Limited Companies) and Self employed (Private Limited Companies): Sales Tax certificate/Electricity Bill/Telephone Bill/SSI registered certificate/Shop & Establishment Act certificate

  • Bank Statement-The applicant needs to show the bank statements of the past six months

For additional details, you can always refer to Car Loan Agra.

Address of HDFC bank branches in Agra

The complete list of HDFC bank branches in the city has been given below with the address, contact details and IFSC & MICR codes.

BranchAddressIFSCMICRContact details
Sanjay PlaceShop No. 3 / 4 / 11, Ground Floor, Block No. 17 / 2 / 4, Friends Plaza, Sanjay Place, Agra - 282002, Uttar PradeshHDFC00001212822400029935903333
Hing Ki Mandi8 / 483 Shri Hotel, 1st Floor, Hing ki Mandi, Opposite J & K Bank Ltd., Agra - 282003, Uttar PradeshHDFC00002972822400039935903333
Kamla NagarC 2 / 50, Opposite Shri Ram Talkies, Kamla Nagar, Agra - 282004, Uttar PradeshHDFC00008702822400049935903333
Civil LinesBuilding No 1, Ground Floor Pariney Gardens Bagh Farzana Civil Lines AgraHDFC00011782822400019935903333
KiraoliAdjoining Shreyash Gramin Bank Kiraoli Agra Agra Uttar PradeshHDFC00021652822405019935903333
Agra Cantonment20/20A, 1St Floor, Taj Road, Sadar Bazar, Agra Uttar Pradesh 282001HDFC00019342822400069935903333
Shahganj5 Mig, Opposite Koti Meena Bazar, Shahganj, Dist Agra, Agra Uttar Pradesh 282010HDFC00036792822400079935903333
Shastri PuramJ.R.F Building, Sector 13, Shastri Puram, Dist Agra, Agra Uttar Pradesh 282007HDFC00036962822400089935903333
Bamrauli KataraBamrauli Katara Krishna College Crossing Fatehabad Road Agra Uttar Pradesh 282006HDFC00037502822400099935903333
BelanganjHdfc Bank Ltd 6 184 Belanganj Agra Uttar Pradesh 282006HDFC00043502822400109935903333
Trans YamunaHdfc Bank Ltd F4 Trans Yamuna Colony Phase 2 Agra Uttar Pradesh 282006HDFC00041342822400119935903333

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