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HDFC Bank Car Loan in Ghaziabad

HDFC Bank Car Loan in Ghaziabad

Last Updated : June 3, 2017, 11:19 a.m.

About HDFC Bank Car Loan in Ghaziabad

A car is like a jewel in your crown and adds a spark to your style statement. There are people who wish to buy a car which they can as their own. HDFC bank is there to fulfill all your wishes. It offers the product of car loan to suitable applicants at a good rate of interest. There are over 20 branches of the bank in the city of Ghaziabad and every branch offers a car loan to the customer.

HDFC Bank Car Loan Ghaziabad at a glance

The important details about a car loan offered by HDFC bank in the city have been given below.

ParticularDetails
Interest rate7.95% - 8.30%
Loan amountMax. loan amount :

New Cars : Upto ₹ 3,00,00,000

Pre-owned Cars: Upto ₹ 50,00,000
TenureNew Cars : Up to 7 years

Pre-owned Cars: Up to 5 years
Processing feeNew Car: 0.4% of Loan Amount or ₹10000, whichever is lower

Pre-owned Car: 2% of loan amount or ₹ 5,000/-, whichever is lower
Pre-payment chargeNo foreclosure allowed within 6 months from date of availing the car loan; 6% of Principal Outstanding for preclosures within 1 year from 7th EMI;5% of Principal Outstanding for preclosures within 13-24 months from 1st EMI; 3% of Principal Outstanding for preclosures post 24 months from 1st EMI

Eligibility criteria for HDFC Bank Car Loan Ghaziabad

The eligibility for a car loan offered by HDFC bank for different applicants have been given below-

Salaried Employee-

  • Should be at least 21 years of age while applying for a loan and <=60 years of age when the loan matures
  • Should have a job for a minimum of two years and must be working for the current employer for at least one year
  • Must earn a minimum annual income of ₹ 2,50,000. This can include the income of the co-applicant or spouse
  • Should have a post-paid mobile or a telephone

Self-employed individual (Sole Proprietorship)-

  • Need to be at least 21 years of age when the tenure starts and <=65 when the tenure ends
  • Need to be in their business for a minimum of two years
  • Need to have an annual income of at least ₹ 2,50,000 if you plan to get a standard car and mid-sized & premium cars respectively
  • Need to have a telephone at home or a post-paid mobile connection

Self-employed (Partnership Firms)-

  • Need to earn a minimum annual income of ₹ 2,50,000 if you plan to get a standard car
  • People engaged as self-employed partners in the business of manufacturing, trading or services are eligible to apply for car loans.
  • Must have a landline in residence as well as office

Self-employed (Private Limited Companies) and Self employed (Public Limited Companies)-

  • Earn a minimum annual income of ₹ 2,50,000 in order to get a standard car.
  • Landline connection in office is required

Documents required for HDFC Bank Car Loan Ghaziabad

The list of all the important documents has been given below. Check them out right now-

  • Identity Proof- PAN Card, Voter ID Card, Passport, Driving License
  • Proof of Income- The applicants are required to submit the below documents as a proof of their income.

-Salaried employee: A salary slip along with Form 16

-Self-employed individual (Sole Proprietorship): Latest Income Tax Returns

-Self-employed (Partnership Firms): Audited Balance Sheet, latest two years Income Tax returns and Profit and loss account of the last two years

-Self-employed (Private Limited Companies): Audited Balance Sheet, P&L account of the last two years and Income Tax returns of the latest two years

-Self-employed (Public Limited Companies): Audited Balance Sheet and P&L account of the last two years

  • Proof of Address-

-Salaried employee and Self-employed individual (Sole Proprietorship): Driving license/Telephone Bill/Ration card/Life insurance policy/passport copy/Voter card/ electricity bill/PAN Card

-Self-employed (Partnership Firms), Self-employed (Public Limited Companies) and Self employed (Private Limited Companies): Sales Tax certificate/Electricity Bill/Telephone Bill/SSI registered certificate/Shop & Establishment Act certificate

  • Bank Statement-The applicant needs to show the bank statements of the past six months

For more information please refer to Car loan Ghaziabad .

Address of HDFC bank branches in Agra

The complete list of HDFC bank branches in the city has been given below with the address, contact details and IFSC & MICR codes.

BranchAddressIFSCMICRContact details
Raj NagarC - 29, Rdc, Raj Nagar, Ghaziabad - 201001, Uttar PradeshHDFC00001531102400230120-2781698
VaishaliVC - 1, Sector 3, , Adjacent To Income Tax Office, Ghaziabad - 201010, Uttar PradeshHDFC00004221102400640120-4154621/22/23
Shalimar GardenC - 8 Ocean Plaza, Shalimar Garden, Extn. 2, Sahibabad, Ghaziabad - 201005, Uttar PradeshHDFC00004331102400680120-2648169/68
Vasundhara4 / 5, Om Plaza, Sector - 15, Vasundhara, Ghaziabad - 201012, Uttar PradeshHDFC00005631102400824159591/92
Nehru NagarIII N - 28 Ambedkar Road, Nehru Nagar, Ghaziabad - 201001, Uttar PradeshHDFC000057311024007803592-203616
IndirapuramG 2 And 3 Windsor Park, Indirapuram, Ghaziabad - 201014, Uttar PradeshHDFC00005901102400810120-4164741
ModinagarNear Amber Cinema Gt Road Modinagar, Modinagar 201204, Near Amber Cinema, Ghaziabad - 201204, Uttar PradeshHDFC00014602012400029935903333
Shastri NagarSh - 290, Shastri Nagar Ghaziabad, Opposite Uttam Girls School Shastri Nagar, Ghaziabad - 201001, Uttar PradeshHDFC000159111024019003592-203616
KaushambiB-39, Opp.SBI, Kaushambi, Dist. Ghaziabad Uttar Pradesh 201010HDFC00026531102403019935903333
Chander NagarShop.No.1-6, Devika Towers Commercial Complex, Chander Nagar, Ghaziabad Uttar Pradesh 201010HDFC00027221102403049935903333
GovindpuramF Block Gaur Homes Govindpuram Ghaziabad Uttar Pradesh 201102HDFC00047331102404429935903333
Lohiya NagarGround Floor C 9 Lohiya Nagar Ghaziabad Uttar Pradesh 201001HDFC00048331102404789935903333

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