HDFC Bank Car Loan in Ghaziabad

About HDFC Bank Car Loan in Ghaziabad

A car is like a jewel in your crown and adds a spark to your style statement. There are people who wish to buy a car which they can as their own. HDFC bank is there to fulfill all your wishes. It offers the product of car loan to suitable applicants at a good rate of interest. There are over 20 branches of the bank in the city of Ghaziabad and every branch offers a car loan to the customer.

HDFC Bank Car Loan Ghaziabad at a glance

The important details about a car loan offered by HDFC bank in the city have been given below.

ParticularDetails
Interest rate8.00% - 13.00%
Loan amountMax. loan amount :

New Cars : Upto ₹ 3,00,00,000

Pre-owned Cars: Upto ₹ 50,00,000
TenureNew Cars : Up to 7 years

Pre-owned Cars: Up to 5 years
Processing feeNew Car: 0.4% of Loan Amount or ₹10000, whichever is lower

Pre-owned Car: 2% of loan amount or ₹ 5,000/-, whichever is lower
Pre-payment chargeNo foreclosure allowed within 6 months from date of availing the car loan; 6% of Principal Outstanding for preclosures within 1 year from 7th EMI;5% of Principal Outstanding for preclosures within 13-24 months from 1st EMI; 3% of Principal Outstanding for preclosures post 24 months from 1st EMI

Eligibility criteria for HDFC Bank Car Loan Ghaziabad

The eligibility for a car loan offered by HDFC bank for different applicants have been given below-

Salaried Employee-

  • Should be at least 21 years of age while applying for a loan and <=60 years of age when the loan matures
  • Should have a job for a minimum of two years and must be working for the current employer for at least one year
  • Must earn a minimum annual income of ₹ 2,50,000. This can include the income of the co-applicant or spouse
  • Should have a post-paid mobile or a telephone

Self-employed individual (Sole Proprietorship)-

  • Need to be at least 21 years of age when the tenure starts and <=65 when the tenure ends
  • Need to be in their business for a minimum of two years
  • Need to have an annual income of at least ₹ 2,50,000 if you plan to get a standard car and mid-sized & premium cars respectively
  • Need to have a telephone at home or a post-paid mobile connection

Self-employed (Partnership Firms)-

  • Need to earn a minimum annual income of ₹ 2,50,000 if you plan to get a standard car
  • People engaged as self-employed partners in the business of manufacturing, trading or services are eligible to apply for car loans.
  • Must have a landline in residence as well as office

Self-employed (Private Limited Companies) and Self employed (Public Limited Companies)-

  • Earn a minimum annual income of ₹ 2,50,000 in order to get a standard car. 
  • Landline connection in office is required

Documents required for HDFC Bank Car Loan Ghaziabad

The list of all the important documents has been given below. Check them out right now-

  • Identity Proof- PAN Card, Voter ID Card, Passport, Driving License
  • Proof of Income- The applicants are required to submit the below documents as a proof of their income.

-Salaried employee: A salary slip along with Form 16

-Self-employed individual (Sole Proprietorship): Latest Income Tax Returns

-Self-employed (Partnership Firms): Audited Balance Sheet, latest two years Income Tax returns and Profit and loss account of the last two years

-Self-employed (Private Limited Companies): Audited Balance Sheet, P&L account of the last two years and Income Tax returns of the latest two years

-Self-employed (Public Limited Companies): Audited Balance Sheet and P&L account of the last two years

  • Proof of Address-

-Salaried employee and Self-employed individual (Sole Proprietorship): Driving license/Telephone Bill/Ration card/Life insurance policy/passport copy/Voter card/ electricity bill/PAN Card

-Self-employed (Partnership Firms), Self-employed (Public Limited Companies) and Self employed (Private Limited Companies): Sales Tax certificate/Electricity Bill/Telephone Bill/SSI registered certificate/Shop & Establishment Act certificate

  • Bank Statement-The applicant needs to show the bank statements of the past six months

For more information please refer to Car loan Ghaziabad.

Address of HDFC bank branches in Agra

The complete list of HDFC bank branches in the city has been given below with the address, contact details and IFSC & MICR codes.

BranchAddressIFSCMICRContact details
Raj NagarC - 29, Rdc, Raj Nagar, Ghaziabad - 201001, Uttar PradeshHDFC00001531102400230120-2781698
VaishaliVC - 1, Sector 3, , Adjacent To Income Tax Office, Ghaziabad - 201010, Uttar PradeshHDFC00004221102400640120-4154621/22/23
Shalimar GardenC - 8 Ocean Plaza, Shalimar Garden, Extn. 2, Sahibabad, Ghaziabad - 201005, Uttar PradeshHDFC00004331102400680120-2648169/68
Vasundhara4 / 5, Om Plaza, Sector - 15, Vasundhara, Ghaziabad - 201012, Uttar PradeshHDFC00005631102400824159591/92
Nehru NagarIII N - 28 Ambedkar Road, Nehru Nagar, Ghaziabad - 201001, Uttar PradeshHDFC000057311024007803592-203616
IndirapuramG 2 And 3 Windsor Park, Indirapuram, Ghaziabad - 201014, Uttar PradeshHDFC00005901102400810120-4164741
ModinagarNear Amber Cinema Gt Road Modinagar, Modinagar 201204, Near Amber Cinema, Ghaziabad - 201204, Uttar PradeshHDFC00014602012400029935903333
Shastri NagarSh - 290, Shastri Nagar Ghaziabad, Opposite Uttam Girls School Shastri Nagar, Ghaziabad - 201001, Uttar PradeshHDFC000159111024019003592-203616
KaushambiB-39, Opp.SBI, Kaushambi, Dist. Ghaziabad Uttar Pradesh 201010HDFC00026531102403019935903333
Chander NagarShop.No.1-6, Devika Towers Commercial Complex, Chander Nagar, Ghaziabad Uttar Pradesh 201010HDFC00027221102403049935903333
GovindpuramF Block Gaur Homes Govindpuram Ghaziabad Uttar Pradesh 201102HDFC00047331102404429935903333
Lohiya NagarGround Floor C 9 Lohiya Nagar Ghaziabad Uttar Pradesh 201001HDFC00048331102404789935903333

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