HDFC Bank Car Loan in Guwahati

Car Loan Rates EMI 2017 70 views

About HDFC Bank Car Loan in Guwahati

If you are looking to buy a stylish car but the lack of finance is stopping you from doing so, then you can now fulfill your wish. HDFC bank offers a car loan that can be used by an interested customer to buy an old or new car. HDFC bank has set up more than 15 branches in Guwahati so that people can realise their dreams. The product is tailor made to meet the financial needs of the customer who wishes to buy a car.

HDFC Bank Car Loan Guwahati at a glance

The important details about a car loan offered by HDFC bank in the city have been given below.

ParticularDetails
Interest rate

11.50% - 13.75%

Loan amountFor Salaried employee- 3 times of annual income

For Self-employed- 6 times of annual income
TenureUp to seven years
Processing fee0.4% of the Sanctioned Loan Amount plus service taxes
Pre-payment charge5% of the part payment amount if it is within 13-24 months from the first EMI

3% of the part payment amount if it post 24 months from the first EMI

Eligibility criteria for HDFC Bank Car Loan Guwahati

The eligibility for a car loan offered by HDFC bank for different applicants have been given below-

Salaried Employee-

  • Should be at least 21 years of age while applying for a loan and <=60 years of age when the loan matures
  • Should have a job for a minimum of two years and must be working for the current employer for at least one year
  • Must earn a minimum annual income of ₹ 2,50,000. This can include the income of the co-applicant or spouse
  • Should have a post-paid mobile or a telephone

Self-employed individual (Sole Proprietorship)-

  • Need to be at least 21 years of age when the tenure starts and <=65 when the tenure ends
  • Need to be in their business for a minimum of two years
  • Need to have an annual income of at least ₹ 2,50,000 if you plan to get a standard car and mid-sized & premium cars respectively
  • Need to have a telephone at home or a post-paid mobile connection

Self-employed (Partnership Firms)-

  • Need to earn a minimum annual income of ₹ 2,50,000 if you plan to get a standard car
  • People engaged as self-employed partners in the business of manufacturing, trading or services are eligible to apply for car loans.
  • Must have a landline in residence as well as office

Self-employed (Private Limited Companies) and Self employed (Public Limited Companies)-

  • Earn a minimum annual income of ₹ 2,50,000 in order to get a standard car. 
  • Landline connection in office is required

Documents required for HDFC Bank Car Loan Guwahati

The list of all the important documents has been given below. Check them out right now-

  • Identity Proof- PAN Card, Voter ID Card, Passport, Driving License
  • Proof of Income- The applicants are required to submit the below documents as a proof of their income.

-Salaried employee: A salary slip along with Form 16

-Self-employed individual (Sole Proprietorship): Latest Income Tax Returns

-Self-employed (Partnership Firms): Audited Balance Sheet, latest two years Income Tax returns and Profit and loss account of the last two years

-Self-employed (Private Limited Companies): Audited Balance Sheet, P&L account of the last two years and Income Tax returns of the latest two years

-Self-employed (Public Limited Companies): Audited Balance Sheet and P&L account of the last two years

  • Proof of Address-

-Salaried employee and Self-employed individual (Sole Proprietorship): Driving license/Telephone Bill/Ration card/Life insurance policy/passport copy/Voter card/ electricity bill/PAN Card

-Self-employed (Partnership Firms), Self-employed (Public Limited Companies) and Self employed (Private Limited Companies): Sales Tax certificate/Electricity Bill/Telephone Bill/SSI registered certificate/Shop & Establishment Act certificate

  • Bank Statement-The applicant needs to show the bank statements of the past six months

For extra details refer to Car Loan Guwahati

Address of HDFC bank branches in Guwahati

The complete list of HDFC bank branches in the city has been given below with the address, contact details and IFSC & MICR codes.

BranchAddressIFSCMICRContact details
G S Road126, G S Road, Bhangagarh, Guwahati - 781005, AssamHDFC00002647812400020361 2461074
Fancy BazarMishra complex, , Hem barua road, Fancy bazar, Guwahati - 781001, AssamHDFC00003997812400030361 2732670
ChandmariHotel alankar complex, Mrd road, chandmari, Guwahati, 781006, AssamHDFC00006317812400060631-2131158/0631-2131183,
KhanaparaPibco building, 1st floor, , G s road, rukmini gaon, Khanapara, Guwahati - 781022, AssamHDFC00007577812400040361-2229011/ 12/ 13
NoonmatiMani ram dewan road, Opposite brahmaputra flour mills, , Noonmati, Guwahati - 781020, AssamHDFC00007587812400050361-2650226
Nezone PlazaNear sohum shoppe, Christian basti, G.s.road, Guwahati - 781005, AssamHDFC0001474781240007
North Guwahati branchAmingaon-Hajo Barpeta Road, Near SBI Amingaon Branch, Amingaon, Guwahati, Assam 781039HDFC00020456202400049957193333
MaligaonMaligaon Chariali, Word Number - 7, A. T. Road, Opp. N. F. Railway Head Quarter, Maligaon, Assam 781011HDFC0002282781240009022-30751912/ 2041 / 2042
KalapaharHouse No.435, Lokhra Road,A.K. Azad Road, Kalapahar, Gopinath Nagar, Ulubari, Guwahati, Assam 781016HDFC00027217812400109957193333
Zoo RoadBuildwell Compound, Ground, First & 2Nd Floor, Zoo Road Between Darwin School & Neepco Bhawan Guwahati Assam 781005HDFC00045247812400019957193333
RG RoadFirst Floor, R G Baruah Road, Guwahati Assam 781024HDFC00029167812400119957193333
Beltola1st Floor, Beltola Bazar Road, Beltola Dispur Basistha Road, Saurabh Nagar, Beltola, Guwahati, Assam 781028HDFC00029307812400149957193333

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