HDFC Bank Kolkata

Last Updated : May 28, 2021, 9:07 p.m.

HDFC Bank Kolkata Main Branch with IFSC Code

Branch Name: Central Plaza
Complete Address: 2/6, Sarat Rose road, Central plaza, Kolkata – 700020, West Bengal
IFSC Code: HDFC0000014
MICR Details: 700240003
Customer Care Number: 9831073333

HDFC Bank Kolkata Branches with IFSC Codes

Branch	Address	IFSC	MICR	Contact details
Stephen House	4C,BBD Bag East, Dalhousie, Lal Dighi, BBD Bagh, Kolkata, West Bengal 700001	HDFC0000008	700240002	9831073333
Central Plaza	2/6, sarat bose road, 2/6, sarat bose road, Central plaza, Kolkata - 700020, West Bengal	HDFC0000014	700240003	9831073333
Salt Lake	Bb - 22, , Sector 1, Salt lake city, Kolkata - 700064, West Bengal	HDFC0000018	700240004	9831073333
Gol Park	132/a southern avenue, Dr.meghnad saha sarani, Gol park, dhakuria, Kolkata - 700029, West Bengal	HDFC0000022	700240005	9831073333
Madhyamgram	Chowmatha,, Sodpur Barasat Road, Madhyamgram, Kolkata, West Bengal 700129	HDFC0000023	700240006	9831073333
Raghunathpur	Dhariwal house, on vip road, Raghunathpur, 24 parganas(north), Kolkata - 700059, West Bengal	HDFC0000028	700240007	9831073333
New Alipore	174A, Ground floor, New alipore, Block - G, Kolkata - 700053, West Bengal	HDFC0000040	700240008	9831073333
U.N. Brahmachari Street	Constantia building 11, Dr. U.N. Brahmachari street, Kolkata - 700017, West Bengal	HDFC0000105	700240009	9831073333
Dum Dum	63/2, Dr. S P Mukherjee road, Dum Dum cantonment, Kolkata - 700028, West Bengal	HDFC0000106	700240010	9831073333
Shyam Bazar	55/1, , Bhupendra bose avenue, Near shyambazar metro station, Kolkata - 700004, West Bengal	HDFC0000174	700240011	9831073333
Howrah	493/C/A, G.T. Road (south), Howrah - 711102, West Bengal	HDFC0000208	700240012	9831073333
Burrabazar	Shree Arcade, 1st Floor, 2, Jogendra Kaviraj Row, Kolkata, West Bengal 700007	HDFC0000219	700240013	9831073333

Products offered by HDFC Bank in Kolkata

HDFC bank offers a wide variety of products for the residents of the city of Kolkata. They can build a home of their dreams through a home loan, fulfill their wishes with a personal loan, a car loan, a business loan, loan against property, education loan, and fixed deposits with updated GST rates on loans. Have a look at the details of all the products offered by HDFC Bank in your city.

HDFC Bank Personal Loan Details

HDFC Bank is offering one of the lowest interest rates on loans for you. Have a look at the HDFC Personal Loan details below and see if you are eligible for it or not:

Particulars	Details
Interest Rate	10.75% - 14.50%
Loan Amount	Up to ₹ 15 Lakhs
Tenure	Five years
Processing Fees	Up to 2.50% of the loan amount plus GST
Eligibility Criteria	Must be a salaried individual who falls in the the category of Chartered Accountant, Doctor, employee of public sector undertakings or private limited companies. He/she should be between the age group of of 21 to 60 years. A working experience of a minimum of two years is needed Must be employed with the current company for at least one year A net monthly income of at least ₹ 15,000 is needed. In case of applicants of cities like Mumbai, Bengaluru, Delhi, Cochin, Pune, Kolkata, Hyderabad, Ahmedabad and Chennai, the net monthly income should be at least ₹ 20,000
Documents Required	Identity Proof- photocopies of Driving License/Voter ID Card/Passport Address Proof- photocopies of Passport/Telephone Bill/Ration Card/Rental Agreement/Electricity Bill Income Proof- Salary Certificate(current dated) with Form 16/Latest salary slip Bank Statement of the past three months/ six months passbook statement

HDFC Home Loan Details

If you are an existing home loan customer of HDFC Ltd. or want to apply for it, have a look at the all the information related to the HDFC Home Loan .

Particulars	Details
Interest Rate	8.50% - 9.40%
Loan Amount	₹ 75 Lakhs and above in selected cases
Tenure	30 years
Processing Fees	1.25 % of the amount sanctioned plus GST
Eligibility Criteria	Income Educational qualifications Age CIBIL score Income of the spouse Number of dependents Stability of employment Saving history Business, Liability & Assets
Documents Required	Salaried employee: Fully filled application form along with photographs of passport size Proof of Identity- Passport/PAN card/Voter ID card/Aadhar card/Driving license Proof of Address- PAN card/Passport/Electricity bill/Telephone bill/Rent agreement Processing fee cheque Bank statement of the past six months Proof of Income- Form 16 and latest salary slip Other property related documents- Buyer agreement/Allotment letter copy and a receipt of payment made to the developer Self-employed (businessmen and professionals): Fully filled application form along with photographs of passport size Proof of Address- PAN card/Passport/Electricity bill/Telephone bill/Rent agreement Proof of Identity- Passport/PAN card/Voter ID card/Aadhar card/Driving license Processing fee cheque Proof of Income- Income Tax returns of the previous three years and Audited Balance Sheet & Profit and Loss account statement of the past three financial years Proof of Business Educational qualification certificates (For professionals) Business profile Other property related documents- Buyer agreement/Allotment letter copy and a receipt of payment made to the developer Bank statement of the past six months Agriculturists: Fully filled application form along with photographs of passport size Proof of Identity- Passport/PAN card/Voter ID card/Aadhar card/Driving license Proof of Address- PAN card/Passport/Electricity bill/Telephone bill/Rent agreement Processing fee cheque Copies of the Title documents of the agricultural land which can depict land holding Statement of the loans availed in the past two years Other property related documents- Bank statement of the past six months Copies of the Title documents of the agricultural land which can show that crops are being cultivated

HDFC Bank Car Loan Details

To buy your dream car, a car loan can surely help you. Have a look at the below-given table to know the HDFC Car Loan details:

Particulars	Details
Interest Rate	7.95% - 8.30%
Loan Amount	For Salaried employee- 3 times of annual income For Self-employed- 6 times of annual income
Tenure	7 years
Processing Fees	0.4% of Loan Amount +GST
Eligibility Criteria	Salaried Employee- Should be at least 21 years of age at loan application and <=60 years of age when the loan matures Should have a job for a minimum of two years and must be working for the current employer for at least one year A minimum annual income of ₹ 2,50,000 is needed Self employed individual (Sole Proprietorship)- Need to be at least 21 years of age when the tenure starts and <=65 when the tenure ends Need to be in their business for a minimum of two years Need to have an annual income of at least ₹ 2,50,000 Self employed (Partnership Firms)- Need to have a minimum turnover of ₹ 2,50,000. Must be engaged in the business of trading, manufacturing and services. Self employed (Private Limited Companies) and Self employed (Public Limited Companies)- Must be engaged in the business of trading, manufacturing and services. A turnover of at least ₹ 2,50,000 annually is needed
Documents Required	Identity Proof- PAN Card, Voter ID Card, Passport, Driving License Proof of Income- The applicants are required to submit the below documents as a proof of their income. Salaried employee: A salary slip along with Form 16 Self employed individual (Sole Proprietorship): Latest Income Tax Returns Self employed (Partnership Firms): Audited Balance Sheet, latest two years Income Tax returns and Profit and loss account of the last two years Self employed (Private Limited Companies): Audited Balance Sheet, P&L account of the last two years and Income Tax returns of the latest two years Self employed (Public Limited Companies): Audited Balance Sheet and P&L account of the last two years Proof of Address- Salaried employee and Self employed individual (Sole Proprietorship): Driving license/Telephone Bill/Ration card/Life insurance policy/passport copy/Voter card/ electricity bill/PAN Card Self employed (Partnership Firms), Self employed (Public Limited Companies) and Self employed (Private Limited Companies): Sales Tax certificate/Electricity Bill/Telephone Bill/SSI registered certificate/Shop & Establishment Act certificate Bank Statement: You also require a bank statement of the previous six months

HDFC Bank Business Loan Details

Want to start your own business or looking for funds to expand your existing business? Check HDFC Business Loan latest interest rates and the eligibility based on which you can get instant approval from HDFC Bank.

Particulars	Details
Interest Rate	15.50% to 18.30%
Loan Amount	Up to ₹15 Lakhs (₹ 50 Lakhs in certain cases)
Tenure	One to four years
Processing Fees	2.50% of the loan amount + GST
Eligibility Criteria	Self Employed people like Individual Proprietors, Partnership Firms and Private Limited Company involved in the business of Trading, Manufacturing, or Services can apply Minimum Turnover of ₹ 40 Lakhs is needed Total business experience should be five years. The applicant needs to be in his/her current business for a period of at least three years Business must be profitable for the past two years Annual Income should be at least ₹ 1.5 Lakhs The age of the applicant at the time of application should be 21 years The applicant should not exceed the age of 65 years when the loan matures
Documents Required	PAN Card is mandatory for any company, individual or firm Identity Proof- PAN Card, Aadhar card, Voter ID Card, Passport, Driving License Proof of Residence- Aadhar card, Voter ID Card, Passport, Driving License Income Tax returns of the past two financial years along with Audited Balance Sheet and Profit & Loss account Proof of continuation- Trade license/ITR /Sales Tax certificate/Establishment Other important documents include- Certified Copy of Partnership Deed, or Sole Prop. Declaration, Memorandum & Articles of Association & Board resolution

HDFC Loan Against Property Details

If you have an existing mortgage loan from HDFC Ltd. or want to apply for it, here are the HDFC Loan Against Property details given for your reference.

Particulars	Details
Interest Rate	10.25% to 10.75%
Loan Amount	Up to 60% of the market value of the property
Tenure	1 year to 9 years
Processing Fees	1% of the loan amount plus GST
Eligibility Criteria	Self-employed professional or a salaried individual can apply for a loan. The applicant should fall in the age bracket of 21 to 65 years. Proprietors, partnership firms and companies
Documents Required	For Salaried individual Identity Proof- Driving License/Voter ID Card/Passport/PAN Card/Aadhar Card/Employer's card Address Proof- photocopies of Passport/Telephone Bill/Ration Card/Rental Agreement/Electricity Bill/Voter ID Card Bank statement of the past six months where the income or salary is credited Salary slip of the latest six months Income Tax returns of the previous two financial years Copies of all Property Documents For Self-Employed Individual Identity Proof- Driving License/Voter ID Card/Passport/PAN Card/Aadhar Card/Employer's card Address Proof- photocopies of Passport/Telephone Bill/Ration Card/Rental Agreement/Electricity Bill/Voter ID Card Bank statement of the past six months Audited Balance Sheet and Profit & Loss account statement Income Tax returns of the previous two years

HDFC Bank Education Loan Details

Have a look at the education loan details of the bank and see what the latest rates on this loan at HDFC Bank so as to apply for it at your nearest branch.

HDFC Bank Education Loan
Particulars	Details
Interest Rate	9.50% to 13.81%
Loan Amount	Up to ₹ 10 Lakhs
Tenure	15 years
Processing Fees	1% of the loan amount sanctioned
Eligibility Criteria	You should be an Indian resident You need to be between the age group of 16 to 35 years A co-applicant is necessary for all the full time programmes
Documents Required	Completely filled application form Passport size photographs Institute Admission Letter High school certificate, Senior Secondary certificate, Graduation marksheet Proof of age- Birth certificate, PAN card, school leaving certificate Proof of Identity- Aadhar card/PAN card/Voter ID card/Passport/Driving License Proof of Address- Passport/Electricity bill/Telephone bill/Ration card/Lease and Rent agreement Proof of Income- For Salaried employee- Salary slip of of the latest two months and Bank statement of the latest six months For Self-employed- Proof of turnover, Bank statement of the latest six month, Income Tax returns of the past two years and Audited Balance Sheet For Professional - Proof of qualification, Bank statement of the latest six month, Income Tax returns of the past two years and Audited Balance Sheet and Profit & Loss account

HDFC Bank Fixed Deposit Details

Have a look at the latest HDFC FD rates to see how much more are you most likely to get or open an account today to earn from your savings:

Particulars	Details
Interest Rate	2.50% - 6.25%
Deposit Amount	Minimum of ₹ 5,000
Maturity Period	Seven days to ten years
Eligibility Criteria	Residents Sole proprietorship firms Hindu undivided families Partnership firms Trust accounts Limited companies
Documents Required	Secondary School Leaving Certificate of class 10th Voters Identity Card LIC Policy Birth Certificate issued by the competent authority Pension Payment Order Passport PSU Issued ID Cards Govt ID Card/ Defence ID Card (it must have the cardholder's, signature, photo and date of birth) PAN Card

HDFC Bank Kolkata

HDFC Bank Kolkata Main Branch with IFSC Code

HDFC Bank Kolkata Branches with IFSC Codes

Products offered by HDFC Bank in Kolkata

HDFC Bank Personal Loan Details

HDFC Home Loan Details

HDFC Bank Car Loan Details

HDFC Bank Business Loan Details

HDFC Loan Against Property Details

HDFC Bank Education Loan Details

HDFC Bank Fixed Deposit Details

Best Offers For You!

Credit Card by Top Banks

Related Post

Best Banks for Current Account

List of Best Banks In India

PSU Bank Mergers on the Cards as Govt Mulls Consolidation

RBI Scraps Charges on NEFT, RTGS Fund Transfers

Central Bank of India New Delhi

November Rate Cuts – RBI on a Slashing Spree !

HDFC Bank Patna

HDFC Bank New Delhi

HDFC Bank Mumbai

Know Your CIBIL Score, Enjoy Better Loan Approvals!