ICICI Bank Car Loan in Agra
Last Updated : April 3, 2017, 6:35 p.m.
About ICICI Bank Car Loan in Agra
ICICI bank is one of the leading private sector banks in the country and has made a special name for itself due to its world-class products and services. The bank has different products for the city of Agra. To ensure that the customer based in Agra is able to buy a car of his/her choice, the bank offers a car loan at an affordable rate of interest. The product can be used to buy both passenger cars and multi-utility vehicles. The bank has opened up seven branches in the city for smooth disbursal of the product.
ICICI Bank Car loan Agra at a glance
The important details of ICICI Bank Car Loan Agra have been given below.
Particular | Details |
---|---|
Interest rate | 7.90% Onwards |
Loan amount | For New Cars Min amount : Lesser than ₹2,50,000 Max. amount : upto ₹ 10,00,000 For Pre-owned Cars: up to 80% on the valuation of the car. |
Tenure | New Cars: Upto 7 years Pre-owned Cars: Upto 5 years |
Processing fee | New Cars : ₹ 2,500 to ₹ 5,000 Pre-Owned Cars: 2% of loan amount or ₹6,000 whichever is lower |
Pre-payment charge | 5% on principal outstanding or interest outstanding for unexpired period of loan (whichever is lower) |
Eligibility criteria
The eligibility norms for an ICICI Bank Car Loan Agra have been mentioned below. An applicant can only avail a loan from the bank if he/she is able to meet the said criteria.
For a salaried employee
- The applicant should be between the age group of 23 to 58 years. It means he/she should be at least 23 years old whenever the loan is applied
- The applicant should earn an annual income of at least ₹ 2,50,000
- The employment stability should be more than two years
- The applicant should be working with the current employer for a minimum period of one year
For a self-employed professional
- The applicant should fall between the age bracket of 28 to 65 years old. It means he/she should have attained the age of 28 whenever the loan is applied. The loan has to be fully repaid by the time the applicant turns 65 years
- The annual income of the applicant should be at least ₹ 2 Lakhs
- The business should be stable for period of over three years
For a self-employed non-professional
- The business should be stable for period of over three years
- The Profit after Tax (PAT) should be at least ₹ 2 Lakhs
In case of Limited Companies, the Profit after Tax (PAT) should be at least ₹ 2 Lakhs and they must be existing for a period of at least three years.
Documents needed for ICICI Bank Car Loan Agra
An applicant who wishes to successfully avail a car loan from the bank has to complete the process of documentation on time. The list of important documents for every category has been given below. Check it out.
For a salaried employee
- Completely filled application form
- Proof of Age- Birth certificate/ PAN card/ High school marksheet/ Passport
- Proof of Identity- Aadhar card/ Passport/ Voter ID card/ Driving License/ PAN card
- Photographs of passport size
- Verification of the applicant’s signature- Passport/ Driving License/ PAN card
- Proof of Address- Ration card/ Passport/ Telephone bill/ Electricity bill/ Rent agreement/ Water bill
- Proof of Employment stability
- Bank statement of the last six months
- Proof of Income- Latest salary slip of the previous three months and Form 16
For a self-employed professional
- Completely filled application form
- Proof of Identity- Aadhar card/ Passport/ Voter ID card/ Driving License/ PAN card
- Photographs of passport size
- Proof of Age- Birth certificate/ PAN card/ High school marksheet/ Passport
- Verification of the applicant’s signature- Passport/ Driving License/ PAN card
- Proof of Address- Ration card/ Passport/ Telephone bill/ Electricity bill/ Rent agreement/ Water bill
- Proof of Business stability
- Bank statement of the last six months
- Proof of Income- Income tax returns of the last three years
For a self-employed non-professional
- Completely filled application form
- Proof of Identity- Aadhar card/ Passport/ Voter ID card/ Driving License/ PAN card
- Proof of Age- Birth certificate/ PAN card/ High school marksheet/ Passport
- Proof of Ownership
- Verification of the applicant’s signature- Passport/ Driving License/ PAN card
- Proof of Address- Ration card/ Passport/ Telephone bill/ Electricity bill/ Rent agreement/ Water bill
- Proof of Business stability
- Proof of Income- Income Tax returns of the past two years and Profit & Loss account and Balance Sheet which is duly audited
- Bank statement of the last six months
- In case of partnership firms- Partnership deed along with a letter which has to be duly signed by all the available partners, thereby giving authority to one partner
- In case of companies and societies- Memorandum and Articles of Association plus a Resolution by the board of directors
For additional details, you can always refer to Car Loan Agra .
Address of ICICI Bank Branches in Agra
The list of ICICI Bank branches in Agra has been given below along with their addresses, IFSC & MICR details and contact numbers.
Branch | Address | IFSC | MICR | Contact details |
---|---|---|---|---|
Sadar Bazar | 50 A /1, Sadar Bazar, Taj Road, Agra Cantt, Uttar Pradesh 282001 | ICIC0000351 | 282229003 | 022 - 67574314 |
Kamla Nagar | ICICI Bank Ltd , Rashmi Palace , Nh No 2, Sultanganj Ki Pulia, Agra. 282002, Uttar Pradesh | ICIC0000808 | 282229004 | +91 512-2331042, 9839831660 |
Shahganj | ICICI Bank Ltd, 5, Saket Colony, Shahganj, Nh 11 Agra. 282001 Uttar Pradesh | ICIC0001050 | 282229005 | 080816 67777 |
Agra Sanjay Place | Sanjay Place, No. 6,8- 13,Ground Floor , Shanta Tower, Agra, Uttar Pradesh 282002 | ICIC0006287 | 282229002 | 022 - 67574314 / 4322 |
Hing Ki Mandi | ICICI Bank Ltd, 8/483, Hing Ki Mandi, Agra - 282003, Uttar Pradesh | ICIC0001566 | 282229007 | 9897003775 |
Sikandra | ICICI Bank Ltd, 6/9, Ashirwad Vatika, Sikandra Bodla, Agra - 282007, Uttar Pradesh | ICIC0001568 | 282229006 | 9719103798 |
Mathura Road | ICICI Bank Ltd, Mayur Complex, Nagla Padi, Agra - Mathura Road, Agra - 282005, Uttar Pradesh | ICIC0001914 | 282229009 | 9319123240 |