ICICI Bank Car Loan in Jaipur

About ICICI Bank Car Loan in Jaipur

People in the pink city Jaipur can now think about driving their own car. ICICI bank gives wings to the dreams of people who wish to buy a stylish car. It provides a car loan product for the same. The product can be obtained by anyone. irrespective of a self-employed person or a salaried customer. ICICI bank has opened up over 30 branches here in the city.

ICICI Bank Car loan Jaipur at a glance

The important details of ICICI Bank Car Loan Jaipur have been given below.

ParticularDetails
Interest rate10.75% - 15.50%
Loan amountFor New Cars

Min amount : Lesser than ₹2,50,000

Max. amount : upto ₹ 10,00,000

For Pre-owned Cars: up to 80% on the valuation of the car.
TenureNew Cars: Upto 7 years

Pre-owned Cars: Upto 5 years
Processing feeNew Cars : ₹ 2,500 to ₹ 5,000

Pre-Owned Cars: 2% of loan amount or ₹6,000 whichever is lower
Pre-payment charge5% on principal outstanding or interest outstanding for unexpired period of loan (whichever is lower)

Eligibility criteria

The eligibility norms for an ICICI Bank Car Loan Jaipur have been mentioned below. An applicant can only avail a loan from the bank if he/she is able to meet the said criteria.

For a salaried employee

  • The applicant should be between the age group of 23 to 58 years. It means he/she should be at least 23 years old whenever the loan is applied
  • The applicant should earn an annual income of at least ₹ 2,50,000
  • The employment stability should be more than two years
  • The applicant should be working with the current employer for a minimum period of one year

For a self-employed professional

  • The applicant should fall between the age bracket of 28 to 65 years old. It means he/she should have attained the age of 28 whenever the loan is applied. The loan has to be fully repaid by the time the applicant turns 65 years
  • The annual income of the applicant should be at least ₹ 2 Lakhs
  • The business should be stable for period of over three years

For a self-employed non-professional

  • The business should be stable for period of over three years
  • The Profit after Tax (PAT) should be at least ₹ 2 Lakhs

In case of Limited Companies, the Profit after Tax (PAT) should be at least ₹ 2 Lakhs and they must be existing for a period of at least three years.

Documents needed for ICICI Bank Car Loan Jaipur

An applicant who wishes to successfully avail a car loan from the bank has to complete the process of documentation on time. The list of important documents for every category has been given below. Check it out.

For a salaried employee

  • Completely filled application form
  • Proof of Age- Birth certificate/ PAN card/  High school marksheet/ Passport
  • Proof of Identity- Aadhar card/ Passport/ Voter ID card/ Driving License/ PAN card
  • Photographs of passport size
  • Verification of the applicant’s signature- Passport/ Driving License/ PAN card
  • Proof of Address- Ration card/ Passport/ Telephone bill/ Electricity bill/ Rent agreement/ Water bill
  • Proof of Employment stability
  • Bank statement of the last six months
  • Proof of Income- Latest salary slip of the previous three months and Form 16

For a self-employed professional

  • Completely filled application form
  • Proof of Identity- Aadhar card/ Passport/ Voter ID card/ Driving License/ PAN card
  • Photographs of passport size
  • Proof of Age- Birth certificate/ PAN card/  High school marksheet/ Passport
  • Verification of the applicant’s signature- Passport/ Driving License/ PAN card
  • Proof of Address- Ration card/ Passport/ Telephone bill/ Electricity bill/ Rent agreement/ Water bill
  • Proof of Business stability
  • Bank statement of the last six months
  • Proof of Income- Income tax returns of the last three years

For a self-employed non-professional

  • Completely filled application form
  • Proof of Identity- Aadhar card/ Passport/ Voter ID card/ Driving License/ PAN card
  • Proof of Age- Birth certificate/ PAN card/  High school marksheet/ Passport
  • Proof of Ownership
  • Verification of the applicant’s signature- Passport/ Driving License/ PAN card
  • Proof of Address- Ration card/ Passport/ Telephone bill/ Electricity bill/ Rent agreement/ Water bill
  • Proof of Business stability
  • Proof of Income- Income Tax returns of the past two years and Profit & Loss account and Balance Sheet which is duly audited
  • Bank statement of the last six months
  • In case of partnership firms- Partnership deed along with a letter which has to be duly signed by all the available partners, thereby giving authority to one partner
  • In case of companies and societies- Memorandum and Articles of Association plus a Resolution by the board of directors

Check Car Loan Jaipur for more information.

Address of ICICI Bank Branches in Jaipur

The list of ICICI Bank branches in Jaipur has been given below along with their addresses, IFSC & MICR details and contact numbers.

BranchAddressIFSCMICRContact details
Subhash MargC - 99, Shreeji Towers, Subhash Marg, Near Ahimsa Circle, C Scheme, Jaipur. 302001 RajasthanICIC000001230222900201413366777 / 01414445500
Vaishali NagarC - 2, Saurav Towers, Vaishali Nagar, Jaipur 302021 RajasthanICIC000023530222900401413366777 / 01414445500
Johari Bazar305 - 306, Bairathi Bhawan, Johari Bazar, Jaipur 302003 RajasthanICIC000031530222900501413366777 / 01414445500
MansarovarL & B - 2, Shipra Path, Riico , Near K. P. Automotives, Mansarovar Industrial Area, Mansarovar, Jaipur 302020 RajasthanICIC000055030222900601413366777 / 01414445500
Malviya NagarBhagwan Mahaveer Viklang Sahayata Samiti, Gurunanak Path, Malviya Nagar, Jaipur.30201ICIC000057630222900701413366777 / 01414445500
Vidyadhar NagarShiv Shakti, Center Spine, Vidyadhar Nagar, Jaipur, Rajasthan, Jaipur – 302020ICIC000065030222900801413366777 / 01414445500
BaniparkE4 & E5, Subhash Nagar, Shopping Center, Jhotwara Road, Opp. Kk Tower, Banipark, Jaipur. 302001 RajasthanICIC000065130222900901413366777 / 01414445500
Tonk RoadA8 & A9, Anupam Chamber, District Shopping Centre, Tonk Road, Jaipur., 302015 RajasthanICIC000096930222901001413366777 / 01414445500
Adarsh NagarAdarsh Nagar, Plot No. 375-376, Jaipur, Rajasthan 302004ICIC000674230222901901413366777 / 01414445500
AVM BranchAVM School, Ram Gali No.7, Adarsh Nagar, Jaipur, 302015ICIC000674330222903201413366777 / 01414445500
Bajaj NagarA-19 Bajaj Nagar, Jaipur, Rajasthan 302015ICIC000674530222902501413366777 / 01414445500
Pratap NagarDy.Housing Commissioner, Rhb, Pratap Nagar. Sector - 5, Pratap Nagar Sanganer Jaipur - 303906 RajasthanICIC000675130222905501413366777 / 01414445500

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