ICICI Bank Car Loan in Noida

About ICICI Bank Car Loan in Noida

Noida is one of the most developed cities of Western Uttar Pradesh. The city is famous all over the country for its long roads which are perfect for long drives. Imagine driving your own car on the Yamuna Expressway for a short trip to Agra. The wish can be easily fulfilled with the help of a car loan provided by ICICI bank. The bank has more than 20 branches in the city and all of them offer the said product.

ICICI Bank Car loan Noida at a glance

The important details of ICICI Bank Car Loan Noida have been given below.

ParticularDetails
Interest rate10.75% - 15.50%
Loan amountFor New Cars

Min amount : Lesser than ₹2,50,000

Max. amount : upto ₹ 10,00,000

For Pre-owned Cars: up to 80% on the valuation of the car.
TenureNew Cars: Upto 7 years

Pre-owned Cars: Upto 5 years
Processing feeNew Cars : ₹ 2,500 to ₹ 5,000

Pre-Owned Cars: 2% of loan amount or ₹6,000 whichever is lower
Pre-payment charge5% on principal outstanding or interest outstanding for unexpired period of loan (whichever is lower)

Eligibility criteria

The eligibility norms for an ICICI Bank Car Loan Noida have been mentioned below. An applicant can only avail a loan from the bank if he/she is able to meet the said criteria.

For a salaried employee

  • The applicant should be between the age group of 23 to 58 years. It means he/she should be at least 23 years old whenever the loan is applied
  • The applicant should earn an annual income of at least ₹ 2,50,000
  • The employment stability should be more than two years
  • The applicant should be working with the current employer for a minimum period of one year

For a self-employed professional

  • The applicant should fall between the age bracket of 28 to 65 years old. It means he/she should have attained the age of 28 whenever the loan is applied. The loan has to be fully repaid by the time the applicant turns 65 years
  • The annual income of the applicant should be at least ₹ 2 Lakhs
  • The business should be stable for period of over three years

For a self-employed non-professional

  • The business should be stable for period of over three years
  • The Profit after Tax (PAT) should be at least ₹ 2 Lakhs

In case of Limited Companies, the Profit after Tax (PAT) should be at least ₹ 2 Lakhs and they must be existing for a period of at least three years.

Documents needed for ICICI Bank Car Loan Noida

An applicant who wishes to successfully avail a car loan from the bank has to complete the process of documentation on time. The list of important documents for every category has been given below. Check it out.

For a salaried employee

  • Completely filled application form
  • Proof of Age- Birth certificate/ PAN card/  High school marksheet/ Passport
  • Proof of Identity- Aadhar card/ Passport/ Voter ID card/ Driving License/ PAN card
  • Photographs of passport size
  • Verification of the applicant’s signature- Passport/ Driving License/ PAN card
  • Proof of Address- Ration card/ Passport/ Telephone bill/ Electricity bill/ Rent agreement/ Water bill
  • Proof of Employment stability
  • Bank statement of the last six months
  • Proof of Income- Latest salary slip of the previous three months and Form 16

For a self-employed professional

  • Completely filled application form
  • Proof of Identity- Aadhar card/ Passport/ Voter ID card/ Driving License/ PAN card
  • Photographs of passport size
  • Proof of Age- Birth certificate/ PAN card/  High school marksheet/ Passport
  • Verification of the applicant’s signature- Passport/ Driving License/ PAN card
  • Proof of Address- Ration card/ Passport/ Telephone bill/ Electricity bill/ Rent agreement/ Water bill
  • Proof of Business stability
  • Bank statement of the last six months
  • Proof of Income- Income tax returns of the last three years

For a self-employed non-professional

  • Completely filled application form
  • Proof of Identity- Aadhar card/ Passport/ Voter ID card/ Driving License/ PAN card
  • Proof of Age- Birth certificate/ PAN card/  High school marksheet/ Passport
  • Proof of Ownership
  • Verification of the applicant’s signature- Passport/ Driving License/ PAN card
  • Proof of Address- Ration card/ Passport/ Telephone bill/ Electricity bill/ Rent agreement/ Water bill
  • Proof of Business stability
  • Proof of Income- Income Tax returns of the past two years and Profit & Loss account and Balance Sheet which is duly audited
  • Bank statement of the last six months
  • In case of partnership firms- Partnership deed along with a letter which has to be duly signed by all the available partners, thereby giving authority to one partner
  • In case of companies and societies- Memorandum and Articles of Association plus a Resolution by the board of directors

Check out Car Loan Noida for additional information.

Address of ICICI Bank Branches in Noida

The list of ICICI Bank branches in Noida has been given below along with their addresses, IFSC & MICR details and contact numbers.

BranchAddressIFSCMICRContact details
Sector 18 NoidaK - 1, Senior Mall, Sector 18, Gautam Buddh Nagar District, Noida, Uttar Pradesh 201301 ICIC00000311102290058081667777
Sector 61Supertech Shopprix, C - 134B, Sector - 61, Noida, Uttar Pradesh 201307 ICIC00002531102290368081667777
Sector-110 NoidaShop No. A - 3 / 13, Sector 110, Noida - 201301 , Gautam Buddha Nagar District Uttar PradeshICIC00008151102291108081667777
Sector-63 NoidaH 1/34, Sector 63, Noida 201301 Uttar PradeshICIC00008161102290898081667777
Sector-1 NoidaBk - 11 & 12 Sector -1, Noida 201301 Uttar PradeshICIC00010701102291128081667777
Sector- 27 NoidaE - 19, Sector 27, Noida, Uttar Pradesh 201301 ICIC00062841102290268081667777
Sector- 12 NoidaProperty Bearing No 348, C/3, Block - Y, Sec - 12, Noida - 201301, Gautam Buddha Nagar District, Uttar Pradesh.ICIC00015781102291288081667777
Sector- 18 NoidaB - 12 Sector - 18, Noida - 201301, Uttar PradeshICIC00012531102291408081667777
Sector- 126 NoidaIndia Glycols Building Ltd, Plot No. 2 B , Sec - 126 , Noida - 201304, Uttar PradeshICIC00015791102291508081667777
Sector- 30 noidaShop No.18, 19, 21, & 22. Kirtimaan Plaza, Sector - 30 Noida - 201307, Uttar PradeshICIC00015771102291518081667777
Sector- 62 NoidaSg - 7 & Ubs 1, Gf & Basement, Stellar It Park, C - 25, Sector - 62, Noida - 201301, Uttar PradeshICIC00015801102291528081667777
Sector- 51 NoidaPlot No.29 And 30, Block B-1 A, Sector 51, Noida - 201301, Gautam Buddha Nagar Dist., Uttar Pradesh.ICIC00019721102292058081667777

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