ICICI Bank Car Loan in Pune

About ICICI Bank Car Loan in Pune

ICICI bank gives a car loan to the people of Pune so that they can purchase a car of their choice. The bank has opened up more than 40 branches here in Pune. The product can be secured by any salaried employee or any self-employed individual who can match the eligibility criteria imposed by the bank. Now you can bring home a stylish car that too by paying between ₹ 8,000-15,000 every month.

ICICI Bank Car loan Pune at a glance

The important details of ICICI Bank Car Loan Pune have been given below.

ParticularDetails
Interest rate10.75% - 15.50%
Loan amountFor New Cars

Min amount : Lesser than ₹2,50,000

Max. amount : upto ₹ 10,00,000

For Pre-owned Cars: up to 80% on the valuation of the car.
TenureNew Cars: Upto 7 years

Pre-owned Cars: Upto 5 years
Processing feeNew Cars : ₹ 2,500 to ₹ 5,000

Pre-Owned Cars: 2% of loan amount or ₹6,000 whichever is lower
Pre-payment charge5% on principal outstanding or interest outstanding for unexpired period of loan (whichever is lower)

Eligibility criteria

The eligibility norms for an ICICI Bank Car Loan Pune have been mentioned below. An applicant can only avail a loan from the bank if he/she is able to meet the said criteria.

For a salaried employee

  • The applicant should be between the age group of 23 to 58 years. It means he/she should be at least 23 years old whenever the loan is applied
  • The applicant should earn an annual income of at least ₹ 2,50,000
  • The employment stability should be more than two years
  • The applicant should be working with the current employer for a minimum period of one year

For a self-employed professional

  • The applicant should fall between the age bracket of 28 to 65 years old. It means he/she should have attained the age of 28 whenever the loan is applied. The loan has to be fully repaid by the time the applicant turns 65 years
  • The annual income of the applicant should be at least ₹ 2 Lakhs
  • The business should be stable for period of over three years

For a self-employed non-professional

  • The business should be stable for period of over three years
  • The Profit after Tax (PAT) should be at least ₹ 2 Lakhs

In case of Limited Companies, the Profit after Tax (PAT) should be at least ₹ 2 Lakhs and they must be existing for a period of at least three years.

Documents needed for ICICI Bank Car Loan Pune

An applicant who wishes to successfully avail a car loan from the bank has to complete the process of documentation on time. The list of important documents for every category has been given below. Check it out.

For a salaried employee

  • Completely filled application form
  • Proof of Age- Birth certificate/ PAN card/  High school marksheet/ Passport
  • Proof of Identity- Aadhar card/ Passport/ Voter ID card/ Driving License/ PAN card
  • Photographs of passport size
  • Verification of the applicant’s signature- Passport/ Driving License/ PAN card
  • Proof of Address- Ration card/ Passport/ Telephone bill/ Electricity bill/ Rent agreement/ Water bill
  • Proof of Employment stability
  • Bank statement of the last six months
  • Proof of Income- Latest salary slip of the previous three months and Form 16

For a self-employed professional

  • Completely filled application form
  • Proof of Identity- Aadhar card/ Passport/ Voter ID card/ Driving License/ PAN card
  • Photographs of passport size
  • Proof of Age- Birth certificate/ PAN card/  High school marksheet/ Passport
  • Verification of the applicant’s signature- Passport/ Driving License/ PAN card
  • Proof of Address- Ration card/ Passport/ Telephone bill/ Electricity bill/ Rent agreement/ Water bill
  • Proof of Business stability
  • Bank statement of the last six months
  • Proof of Income- Income tax returns of the last three years

For a self-employed non-professional

  • Completely filled application form
  • Proof of Identity- Aadhar card/ Passport/ Voter ID card/ Driving License/ PAN card
  • Proof of Age- Birth certificate/ PAN card/  High school marksheet/ Passport
  • Proof of Ownership
  • Verification of the applicant’s signature- Passport/ Driving License/ PAN card
  • Proof of Address- Ration card/ Passport/ Telephone bill/ Electricity bill/ Rent agreement/ Water bill
  • Proof of Business stability
  • Proof of Income- Income Tax returns of the past two years and Profit & Loss account and Balance Sheet which is duly audited
  • Bank statement of the last six months
  • In case of partnership firms- Partnership deed along with a letter which has to be duly signed by all the available partners, thereby giving authority to one partner
  • In case of companies and societies- Memorandum and Articles of Association plus a Resolution by the board of directors

Have a look at Car Loan Pune for more information.

Address of ICICI Bank Branches in Pune

The list of ICICI Bank branches in Pune has been given below along with their addresses, IFSC & MICR details and contact numbers.

BranchAddressIFSCMICRContact details
Bund Garden A-Wing, Shangrila Gardens, Bund Garden Road, Pune, Maharashtra 411001ICIC00000054112290029021667777
Shivaji Nagar1240 - A, Subhadra Bhavan, Apte Road, Shivaji Nagar, Pune. 411004 MaharashtraICIC00000394112290039021667777
AundhGulmohar Villa II, ITI Rd, Ward No. 8, Pushpak Park, Aundh, Pune, Maharashtra 411007ICIC00000734112290049021667777
Kondhwa Krishna Keval Commercial Complex, Main Kondhwa Road, Kondhwa, Pune, Maharashtra 411048ICIC00000744112290059021667777
Chinchwad Old Mumbai Pune Highway, Chinchwad Shop No 3 To 8, Ground Floor, F Wing Premier Plaza, Pune, Maharashtra 411019ICIC00003214112290089021667777
Satara RoadSomshankar Chambers, Survey No 46, Plot No 1, Kaka Halwai Estate, Opp City Pride, Pune, Maharashtra 411009ICIC00003374112290109021667777
KothrudPlot No. 1, S. No. 18/1, Sarthak Terrace, Opp. Gandhi Lawns, Kothrud, Pune, Maharashtra 411038ICIC00003384112290099021667777
Senapati Bapat RoadICC Tech Park, Show Room No. 1, Senapati Bapat Road, Model Colony, Pune - 411016. MaharashtraICIC00004244112290119021667777
ChakanBaravkar chambers, Ambethan chowk, Pune nasik highway, Chakan, Pune Maharashtra 410501ICIC00005084112290129021667777
Kalyani NagarShop No. 1-6, Harmony Co-op Housing Society Ltd, Kalyani Nagar, Pune, Maharashtra 411006ICIC00005664112290249021667777
Infosys Phase-IInside Infosys Tech. Limited, Rajiv Gandhi IT Park, Phase-1,
Hinjawadi, Pune, Maharashtra, 411057
ICIC00005694112290289021667777
Infosys Phase-IIInfosys Tech Ltd, Plot No 24, Rajiv Gandhi Infotech Park Phase I, Hinjewadi, Pune Maharashtra
411057
ICIC00005704112290299021667777

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