ICICI Bank Home Loan in Bengaluru

About ICICI Bank Home Loan in Bengaluru

Bengaluru is popularly known as the Silicon Valley of India. The city has been flourishing and making waves all around the world. The emerging population of Bengaluru has certain housing needs and for the same they require finance. ICICI bank provides a home loan to suitable loan seekers in the city so that their housing dreams are fulfilled. The bank offers affordable rate of interest to the customer and has opened more than 100 branches to deliver the product in a hassle free manner.

ICICI Bank Home Loan in Bengaluru at a glance

The important details of ICICI Bank Home Loan Bengaluru are given below.

ParticularDetails
Interest rate8.55% - 8.80%
Loan amountFrom ₹30 Lakhs to ₹5 Crore (Few Cases)
TenureUp to 30 years
Processing fee0.50 to 1% of the loan amount or ₹ 1,500 along with service taxes applicable

New Delhi, Mumbai and Bengaluru- ₹2,000
Pre-payment chargeNIL for floating rate of interest

Up to 4% on the principal amount outstanding along with applicable service taxes

Eligibility criteria for an ICICI Bank Home Loan Bengaluru

The eligibility norms set by ICICI bank for a home loan are given below. Have a look at them.

  • The applicant should have attained a minimum age of 21 years when the loan amount is sanctioned
  • The age of maturity is 65 years. This means the loan has to be completely paid within the set limit of 65 years
  • Both self-employed individuals and salaried employees are eligible to apply for a home loan. They must earn a stable and regular income
  • In case, there is a co-applicant, his/her age should be at least 18 years
  • To improve loan eligibility, the applicant can add his/her spouse as a co-applicant, in case the said person is earning well

Documents needed for ICICI Bank Home Loan Bengaluru

The list of the all the important documents has been given below. Check them out.

  • Completely filled application which is duly signed
  • Proof of Age- Passport/Birth certificate/ High school mark sheet
  • Identity Proof:- Aadhar card/Driving License /Passport /PAN Card/ Voters ID card
  • Photographs of passport size
  • Proof of Address- Utility Bill / Passport/Leave and License Agreement
  • Salary slip of the past three months
  • Bank statement of the last six months
  • Processing fee cheque

Some extra documents which are needed-

For Self-employed Professional:

  • Proof of existence of Business
  • Income tax returns of the last three years
  • Education qualification certificate

For Self-employed Non-Professional:

  • Education qualification certificate
  • Profit & Loss account and Audited Balance Sheet of the last three years which has been certified by a CA
  • Business Profile
  • Income tax returns of the past three years
  • Proof of existence of Business

Other documents related to property-

  • Power of Attorney Format

In case, the loan account holder dies, documents required are:

  • Letter of relinquishment
  • Request letter

For more details, please refer to Home Loan Bengaluru

Address of ICICI Bank branches in Bengaluru

The complete list of ICICI bank Bengaluru branches has been given below with their address, IFSC & MICR codes and contact details.

BranchAddressIFSCMICRContact details
MG Road Commissariat Road, 1 Floor, Ground Floor, Bengaluru, Karnataka 560025ICIC000000256022900208033667777 / 08044455000
Koramangala80 Feet Road,
No.5, 7th Block, Koramangala, Bengaluru, Karnataka, 560095
ICIC000004756022900308033667777 / 08044455000
JayanagarElephant Rock Road, No 807, 3rd Block, Jayanagar, Bengaluru, Karnataka 560011ICIC000005356022900408033667777 / 08044455000
Malleshwaram47, 5th Cross Road, Vyalikaval, Yellappa Garden, Malleshwaram West, Bengaluru, Karnataka 560003ICIC000007856022900508033667777 / 08044455000
BidadiPlot No. CA 2P1, Bidadi Industrial Area, Near Toyota Kirloskar Motor Limited, Ramanagaram Taluk, Bangalore Rural District, Bidadi, Karnataka 562109ICIC000008456022900608033667777 / 08044455000
VijaynagarNo.1740, 17Th Cross, Vijayanagar, Bengaluru Karnataka 560040 ICIC000015956022901008033667777 / 08044455000
IndiranagarCMH Road, No 515, MPS Tower, Indiranagar, Bengaluru, Karnataka 560038ICIC000016956022901308033667777 / 08044455000
RT NagarNo.5, P & T Colony, R.T.Nagar Main Road, R T Nagar, Bengaluru, Karnataka 560094ICIC000020456022901408033667777 / 08044455000
Cox town Coles Road,
No 55, Frazer Town, Bangalore, Karnataka, 560005
ICIC000025256022901708033667777 / 08044455000
Langford Road20, Langford Road, Bheemanna Garden, Shanti Nagar, Bengaluru, Karnataka 560027ICIC000026956022901808033667777 / 08044455000
Rajaji Nagar1693/A/32, Doctor Rajkumar Road, Prakash Nagar, Rajaji Nagar, Bengaluru, Karnataka 560021ICIC000029656022902308033667777 / 08044455000
Avenue Road1st Cross, K G Road Extension, No 11, Opposite Menaka Theatre, Bengaluru, Karnataka 560009ICIC000035956022902608033667777 / 08044455000

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