ICICI Bank Home Loan in Bhubaneswar

About ICICI Bank Home Loan in Bhubaneswar

ICICI bank is one of the prominent commercial banks in India that has constantly pushed the limit and created new success stories. The bank provides the customer in Bhubaneswar a home loan product through which he/she can realize the dreams of owning a house. The bank offers low EMIs and flexible tenure and is therefore very popular amongst the customers. ICICI bank has established about ten branches in the city for smooth delivery of the product.

ICICI Bank Home Loan in Bhubaneswar at a glance

The important details of ICICI Bank Home Loan Bhubaneswar are given below.

ParticularDetails
Interest rate8.85% - 9.10%
Loan amountFrom ₹30 Lakhs to ₹5 Crore (Few Cases)
TenureUp to 30 years
Processing fee0.50 to 1% of the loan amount or ₹ 1,500 along with service taxes applicable

New Delhi, Mumbai and Bengaluru- ₹2,000
Pre-payment chargeNIL for floating rate of interest

Up to 4% on the principal amount outstanding along with applicable service taxes

Eligibility criteria for an ICICI Bank Home Loan Bhubaneswar

The eligibility norms set by ICICI bank for a home loan are given below. Have a look at them.

  • The applicant should have attained a minimum age of 21 years when the loan amount is sanctioned
  • The age of maturity is 65 years. This means the loan has to be completely paid within the set limit of 65 years
  • Both self-employed individuals and salaried employees are eligible to apply for a home loan. They must earn a stable and regular income
  • In case, there is a co-applicant, his/her age should be at least 18 years
  • To improve loan eligibility, the applicant can add his/her spouse as a co-applicant, in case the said person is earning well

Documents needed for ICICI Bank Home Loan Bhubaneswar

The list of the all the important documents has been given below. Check them out.

  • Completely filled application which is duly signed
  • Proof of Age- Passport/Birth certificate/ High school mark sheet
  • Identity Proof:- Aadhar card/Driving License /Passport /PAN Card/ Voters ID card
  • Photographs of passport size
  • Proof of Address- Utility Bill / Passport/Leave and License Agreement
  • Salary slip of the past three months
  • Bank statement of the last six months
  • Processing fee cheque

Some extra documents which are needed-

For Self-employed Professional:

  • Proof of existence of Business
  • Income tax returns of the last three years
  • Education qualification certificate

For Self-employed Non-Professional:

  • Education qualification certificate
  • Profit & Loss account and Audited Balance Sheet of the last three years which has been certified by a CA
  • Business Profile
  • Income tax returns of the past three years
  • Proof of existence of Business

Other documents related to property-

  • Power of Attorney Format

In case, the loan account holder dies, documents required are:

  • Letter of relinquishment
  • Request letter

Check out Home Loan Bhubaneswar for more information.

Address of ICICI Bank branches in Bhubaneswar

The complete list of ICICI bank Bhubaneswar branches has been given below with their address, IFSC & MICR codes and contact details.

BranchAddressIFSCMICRContact details
BhubaneswarOccf Building, Opp Sriya Talkies, Unit - III, Bhubaneswar 751001 OdishaICIC00000617512290026743366777
NayapalliA - 103, Miknik Shopping Mall, Ground Floor, Nayapalli, Bhubaneswar 751012 OdishaICIC00002847512290036743366777
Infosys Technologies Infosys Technologies Ltd., Plot No .E/4, Infocity, P.O. Patia, Chandaka, Bhubaneshwar - 751024 OdishaICIC00009187512290046743366777
Cuttack RoadPattnaik Garage, Cuttack Road, Bhubaneshwar - 751006, District - Khurda, Orissa.ICIC00015007512290066743366777
ChandrasekharpurPlot No.26, Dist Centre, Chandrasekharpur, Bhubaneswar, Orissa 751016ICIC00014997512290076743366777
Ashok Nagar41/A, Ashok Nagar, Janpath, Bhubaneswar - 751009 (Orissa)ICIC00065867512290086743366777
Surya NagarThe Bamra Manor, Plot No. 109, Gopabandhu Square, Surya Nagar, Bhubaneshwar - 751003, OrissaICIC00019707512290106743366777
Khandagiri Branch Khandagiri Branch , Plot No -669 , Main Road Jagamara Khandagiri Bhubaneswar Odisha , Pin-751030ICIC00019717512290116743366777
SahidnagarB/53, Sahid Nagar, Bhubaneswar - 751007, OdishaICIC00024237512290136743366777
Jaydev ViharHig-4, Jaydev Vihar, Bhubaneswar-751013, OdishaICIC00024247512290126743366777

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