ICICI Home Loan Hyderabad - Rates February 2024, IFSC, Eligibility, EMI

ICICI Bank Home Loan in Hyderabad

About ICICI Bank Home Loan in Hyderabad

ICICI bank has a product which is tailor made to meet the needs of the customer who wishes to build a house.  That product is a home loan. The bank offers the product to eligible applicants who can meet the criteria and submit the documents on time. The bank has opened more than 80 branches in the city of Hyderabad so as to provide the home loan and other products on time to the customer.

Apply ICICI Home Loan @ 9.00%* Rate

ICICI Bank Home Loan in Hyderabad at a glance

The important details of ICICI Bank Home Loan Hyderabad are given below.

Interest rate9.00% - 10.05%
Loan amountFrom ₹30 Lakhs to ₹5 Crore (Few Cases)
TenureUp to 30 years
Processing fee0.50 to 1% of the loan amount or ₹ 1,500 along with service taxes applicable

New Delhi, Mumbai and Bengaluru- ₹2,000
Pre-payment chargeNIL for floating rate of interest

Up to 4% on the principal amount outstanding along with applicable service taxes

Eligibility criteria for an ICICI Bank Home Loan Hyderabad

The eligibility norms set by ICICI bank for a home loan are given below. Have a look at them.

  • The applicant should have attained a minimum age of 21 years when the loan amount is sanctioned
  • The age of maturity is 65 years. This means the loan has to be completely paid within the set limit of 65 years
  • Both self-employed individuals and salaried employees are eligible to apply for a home loan. They must earn a stable and regular income
  • In case, there is a co-applicant, his/her age should be at least 18 years
  • To improve loan eligibility, the applicant can add his/her spouse as a co-applicant, in case the said person is earning well

Documents needed for ICICI Bank Home Loan Hyderabad

The list of the all the important documents has been given below. Check them out.

  • Completely filled application which is duly signed
  • Proof of Age- Passport/Birth certificate/ High school mark sheet
  • Identity Proof:- Aadhar card/Driving License /Passport /PAN Card/ Voters ID card
  • Photographs of passport size
  • Proof of Address- Utility Bill / Passport/Leave and License Agreement
  • Salary slip of the past three months
  • Bank statement of the last six months
  • Processing fee cheque

Some extra documents which are needed-

For Self-employed Professional:

  • Proof of existence of Business
  • Income tax returns of the last three years
  • Education qualification certificate

For Self-employed Non-Professional:

  • Education qualification certificate
  • Profit & Loss account and Audited Balance Sheet of the last three years which has been certified by a CA
  • Business Profile
  • Income tax returns of the past three years
  • Proof of existence of Business

Other documents related to property-

  • Power of Attorney Format

In case, the loan account holder dies, documents required are:

  • Letter of relinquishment
  • Request letter

For more details refer to Home Loan Hyderabad.

Address of ICICI Bank branches in Hyderabad

The complete list of ICICI bank Hyderabad branches has been given below with their address, IFSC & MICR codes and contact details.

BranchAddressIFSCMICRContact details
Khairatabad6 - 2 - 1012, Tgv Mansions, Opp. Institution Of Engineers, Khairatabad, Hyderabad. 500004 TelanganaICIC000000850022900204044455000/ 04033667777
Indian School of Business ExtensionIndian School Of Business, ISB Campus, Gachibowli, Hyderabad 500019 TelanganaICIC000004050022900304044455000/ 04033667777
Habsiguda7 - 102/5 & 12, Ground Floor, Sai Enclave, Ajay Chambers, Uppal Road, Habsiguda, Hyderabad. 500007 TelanganaICIC000006950022900504044455000/ 04033667777
Sanjeeva Reddy Nagar7 - 1 - 621/B1 - B6, Ground Floor, Amir Chambers, Main Road, Sanjeeva Reddy Nagar, Hyderabad. 500038 Telangana ICIC000007550022900604044455000/ 04033667777
Jubilee HillsPlot No - 1259, Road No. 36, Jubilee Hills, Hyderabad - 500033 TelanganaICIC000007650022900704044455000/ 04033667777
Begumpet1St Floor, East Wing, 1 - 11 - 256, Street No 1, Begumpet, Hyderabad. 500016 TelanganaICIC000018350022901204044455000/ 04033667777
Panjagutta4th Nerella House, Panjagutta, Hyderabad, Telangana. 500082 ICIC000020250022901304044455000/ 04033667777
Charminar22 - 8 - 290/291, Nayapul Road, Charminar Hyderabad 500002 TelanganaICIC000024250022901504044455000/ 04033667777
Dilsukhnagar2 - 42/1 To 8, G.B.R Towers Chaitanyapuri, Dilsukhnagar Hyderabad 500060 TelanganaICIC000024350022901404044455000/ 04033667777
AS Rao NagarPlot No. 10, G - Block, Laxmi Towers, Dr. AS Rao Nagar, Hyderabad 500062 TelanganaICIC000024450022901704044455000/ 04033667777
Mehdipatnam12 - 2 - 823/A/4/1&2, Gottipati Towers, Main Road, Mehdipatnam, Hyderabad 500028 TelanganaICIC000024550022901604044455000/ 04033667777
Banjara Hills514, Road No.12, Banjara Hills, Hyderabad - 500034 , Andhra Pradesh 500034 ICIC000038250022902004044455000/ 04033667777

  • Home Loan Interest Rates February 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%