ICICI Bank Home Loan in Lucknow

About ICICI Bank Home Loan in Lucknow

Lucknow the city of Nawabs is one of the uprising cities of India. The city has been developing as an important centre of information technology and other major industries. Since, it is the capital of Uttar Pradesh, the city has attracted many people from different parts of the state. Many wish to own a house in Lucknow. To provide timely financial help to the customer, ICICI bank offers a home loan at feasible rate of interest. The bank has opened many branches in the city for the same.

ICICI Bank Home Loan in Lucknow at a glance

The important details of ICICI Bank Home Loan Lucknow are given below.

ParticularDetails
Interest rate8.55% - 8.80%
Loan amountFrom ₹30 Lakhs to ₹5 Crore (Few Cases)
TenureUp to 30 years
Processing fee0.50 to 1% of the loan amount or ₹ 1,500 along with service taxes applicable

New Delhi, Mumbai and Bengaluru- ₹2,000
Pre-payment chargeNIL for floating rate of interest

Up to 4% on the principal amount outstanding along with applicable service taxes

Eligibility criteria for an ICICI Bank Home Loan Lucknow

The eligibility norms set by ICICI bank for a home loan are given below. Have a look at them.

  • The applicant should have attained a minimum age of 21 years when the loan amount is sanctioned
  • The age of maturity is 65 years. This means the loan has to be completely paid within the set limit of 65 years
  • Both self-employed individuals and salaried employees are eligible to apply for a home loan. They must earn a stable and regular income
  • In case, there is a co-applicant, his/her age should be at least 18 years
  • To improve loan eligibility, the applicant can add his/her spouse as a co-applicant, in case the said person is earning well

Documents needed for ICICI Bank Home Loan Lucknow

The list of the all the important documents has been given below. Check them out.

  • Completely filled application which is duly signed
  • Proof of Age- Passport/Birth certificate/ High school mark sheet
  • Identity Proof:- Aadhar card/Driving License /Passport /PAN Card/ Voters ID card
  • Photographs of passport size
  • Proof of Address- Utility Bill / Passport/Leave and License Agreement
  • Salary slip of the past three months
  • Bank statement of the last six months
  • Processing fee cheque

Some extra documents which are needed-

For Self-employed Professional:

  • Proof of existence of Business
  • Income tax returns of the last three years
  • Education qualification certificate

For Self-employed Non-Professional:

  • Education qualification certificate
  • Profit & Loss account and Audited Balance Sheet of the last three years which has been certified by a CA
  • Business Profile
  • Income tax returns of the past three years
  • Proof of existence of Business

Other documents related to property-

  • Power of Attorney Format

In case, the loan account holder dies, documents required are:

  • Letter of relinquishment
  • Request letter

Check out Home Loan Lucknow for more information.

Address of ICICI Bank branches in Lucknow

The complete list of ICICI bank Lucknow branches has been given below with their address, IFSC & MICR codes and contact details.

BranchAddressIFSCMICRContact details
Gomtinagar3/64 Vivek Khand, Gomtinagar, Lucknow, Uttar Pradesh 226010ICIC000021422622900305223366777 / 05224445500
AlambaghShop No. 1, 569 Ka/199, Sneh Nagar, Alambagh Lucknow Uttar Pradesh 226005 ICIC000031822622900405223366777 / 05224445500
AliganjAarohi Complex, Aliganj Mahabirji Mandir Marg, Kapoorthla, Sector-A, Sector L, Chandralok, Lucknow, Uttar Pradesh 226024ICIC000032522622900505223366777 / 05224445500
Indira Nagar19/753, Ring Road, Indira Nagar, Lucknow Uttar Pradesh 226016ICIC000059122622900605223366777 / 05224445500
Naka HindolaGuru Teg Bahadur Complex, Cp - 4, Upil Scheme, Naka Hindola, Lucknow - 226004 Uttar PradeshICIC000083322622900705223366777 / 05224445500
Aminabad35 Aminabad, Opp. Amino Doula Park, Near Canara Bank, Lucknow - 226018, Uttar PradeshICIC000103322622900805223366777 / 05224445500
Mahanagar939/A, Sector A, Mahanagar, Lucknow 226004 Uttar PradeshICIC000104822622901005223366777 / 05224445500
MG MargM G Marg, Shalimar Tower, Hazratganj, Lucknow, Uttar Pradesh 226001ICIC000628122622900205223366777 / 05224445500
AashianaA - 1669, Sector I, Lda Colony, Aashiana, Lucknow - 226012, Lucknow District Uttar Pradesh.ICIC000126022622901105223366777 / 05224445500
Faizabad RoadShop No. 17, 18, 18A & 19, Lekhraj Khajana Complex, Plot No. D - 2, Sector - 4, Indira Nagar, Faizabad Road, Lucknow – 226016, Lucknow Dist., Uttar Pradesh.ICIC000126422622901205223366777 / 05224445500
Nadan Mahal Road53/24, Nadan Mahal Road, Lucknow - 226003, Lucknow Dist., Uttar Pradesh.ICIC000126222622901405223366777 / 05224445500
Nirala NagarA - 29, Nirala Nagar, Lucknow - 226020, Lucknow Dist., Uttar PradeshICIC000126322622901505223366777 / 05224445500

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