ICICI Bank Home Loan in Lucknow
Last Updated : Feb. 27, 2020, 3:06 p.m.
About ICICI Bank Home Loan in Lucknow
Lucknow the city of Nawabs is one of the uprising cities of India. The city has been developing as an important centre of information technology and other major industries. Since, it is the capital of Uttar Pradesh, the city has attracted many people from different parts of the state. Many wish to own a house in Lucknow. To provide timely financial help to the customer, ICICI bank offers a home loan at feasible rate of interest. The bank has opened many branches in the city for the same.
Apply ICICI Home Loan @ 9.00%* Rate
ICICI Bank Home Loan in Lucknow at a glance
The important details of ICICI Bank Home Loan Lucknow are given below.
Particular | Details |
---|---|
Interest rate | 9.00% - 10.05% |
Loan amount | From ₹30 Lakhs to ₹5 Crore (Few Cases) |
Tenure | Up to 30 years |
Processing fee | 0.50 to 1% of the loan amount or ₹ 1,500 along with service taxes applicable New Delhi, Mumbai and Bengaluru- ₹2,000 |
Pre-payment charge | NIL for floating rate of interest Up to 4% on the principal amount outstanding along with applicable service taxes |
Eligibility criteria for an ICICI Bank Home Loan Lucknow
The eligibility norms set by ICICI bank for a home loan are given below. Have a look at them.
- The applicant should have attained a minimum age of 21 years when the loan amount is sanctioned
- The age of maturity is 65 years. This means the loan has to be completely paid within the set limit of 65 years
- Both self-employed individuals and salaried employees are eligible to apply for a home loan. They must earn a stable and regular income
- In case, there is a co-applicant, his/her age should be at least 18 years
- To improve loan eligibility, the applicant can add his/her spouse as a co-applicant, in case the said person is earning well
Documents needed for ICICI Bank Home Loan Lucknow
The list of the all the important documents has been given below. Check them out.
- Completely filled application which is duly signed
- Proof of Age- Passport/Birth certificate/ High school mark sheet
- Identity Proof:- Aadhar card/Driving License /Passport /PAN Card/ Voters ID card
- Photographs of passport size
- Proof of Address- Utility Bill / Passport/Leave and License Agreement
- Salary slip of the past three months
- Bank statement of the last six months
- Processing fee cheque
Some extra documents which are needed-
For Self-employed Professional:
- Proof of existence of Business
- Income tax returns of the last three years
- Education qualification certificate
For Self-employed Non-Professional:
- Education qualification certificate
- Profit & Loss account and Audited Balance Sheet of the last three years which has been certified by a CA
- Business Profile
- Income tax returns of the past three years
- Proof of existence of Business
Other documents related to property-
- Power of Attorney Format
In case, the loan account holder dies, documents required are:
- Letter of relinquishment
- Request letter
Check out Home Loan Lucknow for more information.
Address of ICICI Bank branches in Lucknow
The complete list of ICICI bank Lucknow branches has been given below with their address, IFSC & MICR codes and contact details.
Branch | Address | IFSC | MICR | Contact details |
---|---|---|---|---|
Gomtinagar | 3/64 Vivek Khand, Gomtinagar, Lucknow, Uttar Pradesh 226010 | ICIC0000214 | 226229003 | 05223366777 / 05224445500 |
Alambagh | Shop No. 1, 569 Ka/199, Sneh Nagar, Alambagh Lucknow Uttar Pradesh 226005 | ICIC0000318 | 226229004 | 05223366777 / 05224445500 |
Aliganj | Aarohi Complex, Aliganj Mahabirji Mandir Marg, Kapoorthla, Sector-A, Sector L, Chandralok, Lucknow, Uttar Pradesh 226024 | ICIC0000325 | 226229005 | 05223366777 / 05224445500 |
Indira Nagar | 19/753, Ring Road, Indira Nagar, Lucknow Uttar Pradesh 226016 | ICIC0000591 | 226229006 | 05223366777 / 05224445500 |
Naka Hindola | Guru Teg Bahadur Complex, Cp - 4, Upil Scheme, Naka Hindola, Lucknow - 226004 Uttar Pradesh | ICIC0000833 | 226229007 | 05223366777 / 05224445500 |
Aminabad | 35 Aminabad, Opp. Amino Doula Park, Near Canara Bank, Lucknow - 226018, Uttar Pradesh | ICIC0001033 | 226229008 | 05223366777 / 05224445500 |
Mahanagar | 939/A, Sector A, Mahanagar, Lucknow 226004 Uttar Pradesh | ICIC0001048 | 226229010 | 05223366777 / 05224445500 |
MG Marg | M G Marg, Shalimar Tower, Hazratganj, Lucknow, Uttar Pradesh 226001 | ICIC0006281 | 226229002 | 05223366777 / 05224445500 |
Aashiana | A - 1669, Sector I, Lda Colony, Aashiana, Lucknow - 226012, Lucknow District Uttar Pradesh. | ICIC0001260 | 226229011 | 05223366777 / 05224445500 |
Faizabad Road | Shop No. 17, 18, 18A & 19, Lekhraj Khajana Complex, Plot No. D - 2, Sector - 4, Indira Nagar, Faizabad Road, Lucknow – 226016, Lucknow Dist., Uttar Pradesh. | ICIC0001264 | 226229012 | 05223366777 / 05224445500 |
Nadan Mahal Road | 53/24, Nadan Mahal Road, Lucknow - 226003, Lucknow Dist., Uttar Pradesh. | ICIC0001262 | 226229014 | 05223366777 / 05224445500 |
Nirala Nagar | A - 29, Nirala Nagar, Lucknow - 226020, Lucknow Dist., Uttar Pradesh | ICIC0001263 | 226229015 | 05223366777 / 05224445500 |
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