ICICI Bank Hyderabad

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ICICI Bank Main Branch Hyderabad, Telangana

H. No.12-2-82-A/4-1 and 2 Gottipati Towers,Main Road, Mehdipatnam Road, Santosh Nagar, Mehdipatnam, Hyderabad, Telangana 500028. This is the complete address of ICICI Bank main branch, located in the beautiful city of Hyderabad, Telangana. If you want to visit this branch, you can easily visit the same from 9.30 a.m in the morning till 5 p.m. in the evening. In fact, for your help, there is a helpline number-073064 43399 that you can dial to be in touch with the bank easily.

ICICI Bank Hyderabad Customer Care

Dial toll- free number 1800 102 4242 between 9 a.m. to 6 p.m. from Monday to Friday, in case you have any unresolved query or grievance. The customer care executives of the bank with their rich experience and expertise leaves no stone unturned to give the best solution of all your queries and complaints. With their expert skills, these professionals always assist you and ensure that you have a hassle-free association with the bank.

Products offered by ICICI Bank

ICICI Bank has a big basket full of financial products for everyone. Want to buy a stylish car that adds to your style statement? Get a car loan from the bank. Need funds for personal reasons? Obtain a personal loan from the bank. Likewise, you can secure a home loan, gold loan, education loan, business loan, and loan against property. Opening a fixed deposit account can bear fruits for you as the bank offers good interest rates.Don’t miss the following two tables as sufficient information about the products is given here.

Basic details of ICICI bank loans in Hyderabad

ProductEligibilityLoan amountInterest rateProcessing feeTenure
Home loan1.The applicant should have obtained at least 21 years of age when the loan is sanctioned.

2.65 years is the age when the loan should be fully repaid.
3.The applicant should be salaried individual or a self-employed.

4.The co-applicant must at least be 18 years old.

5. In order to enhance his loan eligibility, the applicant can add his/her spouse, who is earning well, as a co-applicant
From ₹ 30 lakhs to above ₹ 5 crore ( for few cases)8.55% - 8.80%0.50 to 1% of the loan amount or ₹ 1,500 along with GST

New Delhi, Mumbai and Bengaluru- ₹2,000+GST
30 years
Personal loanSalaried employee-
1. The applicant should be between the age group of 23 to 58 years.

2. Monthly Income requirement:
New Delhi and Mumbai-₹ 25,000
Kolkata, Bengaluru, Hyderabad, Pune, Chennai- Kolkata, Bengaluru, Hyderabad, Pune and Chennai ₹ 20,000
For other cities- at least ₹ 17,500

3.Work experience of two years

4. Should live in the current residence for at least on year.

Self-employed individual
1. The applicant should be between the age group of 28 to 65 years. For doctors, the minimum age has been kept at 25 years

2. A business stability of five years is needed. For Doctors it is three years.

3. Liability or Asset relationship with the bank for a period of at least one year is required.

4. Minimum profit after tax:
-Self- employed/proprietorship firm: ₹2 Lakhs
-Non-Professional: ₹1 Lakh

5. Minimum turnover-
Non-Professional- ₹40 Lakhs
Professional- ₹ 15 Lakhs
Salaried- ₹20 Lakhs

Self-employed- ₹30 Lakhs

Doctor- ₹40 Lakhs
10.99% - 18.49%2.25% of the loan amount plus GSTOne to five years
Car loanSalaried employee
1.The age of the applicant should be between 23 to 58 years.

2.Annual income should be at least ₹ 2.5 Lakhs

3.Employment stability of more than two years is needed.

4.Applicant should be working with the current employer for a period of at least one year.

Self-employed Professional
1.The applicant needs to fall the age bracket of 28 to 65 years. The loan has to be fully repaid by the age of 65.

2.Annual income should be at least ₹ 2 Lakhs.

3.Business stability of more than three years

Self-employed Non-Professional
1.Profit after Tax of a minimum of ₹ 2 Lakhs.

2.Business stability of more than three years
100% of ex-showroom price10.75% - 15.50%₹ 2,500 to ₹ 5,000+GSTSeven years
Fixed depositsAny resident Indian can open a fixed deposit account.₹ 10,000 and above.


You can avail a loan up to 90% of the principal and accrued interest
4.00% - 7.55%NIL7 days to ten years
Loan against propertyAnybody, whether a self-employed professional or a salaried individual can apply for a loan.

The applicant should fall in the age bracket of 21 to 65 years.

The applicant should have a property which he/she can mortgage.

He/she must earn sufficient enough to repay the loan.

Proprietors, partnership firms and companies can apply too.
Up to ₹ 5 croreDepending upon the value of the mortgage property0.50% of the loan amount plus GSTUp to 15 years
Business loan1.Anybody who is engaged in service, manufacturing or trade can apply for a business loan.

2.Must belong to any of the following segments-
-Sole Proprietorship
-Private Limited Company
-Partnership firm
-Public Limited Company
Up to ₹ 1 croreAs per the bank guidelines.

It depends on the business profile, loan amount, previous track record and tenure period
2% along with GST applicableUp to seven years
Education Loan1. You can take an education loan against any one of the following-
Securities
Property
Fixed deposits
₹ 10 Lakh to ₹ 20 LakhLoan against securities- 11%

Loan against property- As per the bank guidelines

Loan against fixed deposits- Upto 90% of the Fixed Deposits
Up to seven years ( securities)


Up to 15 years ( against property)
Gold LoanYou need to be an individual falling in the age bracket of 18 to 70 years and you must own a gold ornament₹ 10,000 to ₹ 15 lakhs10-16.50%1% of the sanctioned loan amount6 to 12 months

Documents Needed

The documents needed for availing a loan from ICICI Bank Hyderabad have been mentioned below-

ProductDocuments
Home loanCompletely filled application which is duly signed
Photographs of passport size
Identity Proof:- Aadhar card/Driving License /Passport /PAN Card/ Voters ID card
Proof of Residence:- Utility Bill / Passport/Leave and License Agreement
Proof of Age- Passport/Birth certificate/ High school marksheet
Bank statement of the last six months
Salary slip of the past three months
Processing fee cheque

Extra documents needed are given under-
For Self-employed Professional:
Proof of existence of Business
Education qualification certificate
Income tax returns of the past three years

For Self-employed Non Professional:
Proof of existence of Business
Education qualification certificate
Business Profile
Income tax returns of the past three years
P&L account and Audited Balance Sheet of the previous three years which has been certified by a CA

Other documents related to property-
Power of Attorney Format
In case, the loan account holder dies, documents required are:
Request letter
Letter of relinquishment
Personal loanSalaried employee
Identity Proof:- Aadhar card/Driving License /Passport /PAN Card/ Voters ID card
Two Photographs of Passport size
Proof of Residence:- Utility Bill / Passport/Leave and License Agreement
Bank Statement of the past three months in which the salary is credited
Salary slips of the past three months.
Self-employed Individuals:
Proof of Identity- Aadhar card/PAN card/ Passport/Voter ID card
Address Proof- Utility Bill / Passport/Leave and License Agreement
Proof of Age- Passport/Birth certificate/ High school marksheet
Bank statement of the previous six months
Proof of continuity of business.
Proof of Income- Audited Balance Sheet and Profit & Loss account of the previous two years
Proof of Office address
Proof of office ownership
Car loanPhotographs of passport size
Completely filled application form
Proof of Identity- Aadhar card/Voter ID card/PAN Card/Passport/Driving License
Proof of Age- Birth certificate/Passport/High school marksheet/PAN card
Proof of Residence- Allotment letter/Passport/Telephone Bill/Electricity Bill/Leave and license agreement
Bank statement with verification of signature
Proof of Income-
Salaried employee: Latest salary slip and Form 16
Self-employed Professional: Income tax (IT) returns of the previous two years
Self-employed Non Professional: Income tax returns of the last two financial years along with audited Balance Sheet and Profit & Loss account

Proof of ownership or Proof of business stability (Self-employed)

Partnership deed and a letter duly signed by the present partners whereby they give complete authority to one partner (Self-employed Non Professional).

For companies and societies two things are needed -Memorandum & Articles of Association plus Resolution by board of directors
Fixed depositProof of Identity- Passport/Voter ID card/PAN card/Aadhar card/Driving License/Government ID card/Senior citizen ID card/
Photo Ration card.

Proof of Address- Passport/Telephone Bill/Bank statement with cheque/Electricity Bill/Leave and license agreement/ID card issued by a Post Office
Loan against propertyCompletely filled application which is duly signed
Photographs of passport size
Identity Proof:- Aadhar card/Driving License /Passport /PAN Card/ Voters ID card
Proof of Residence:- Utility Bill / Passport/Leave and License Agreement
Proof of Age- Passport/Birth certificate/ High school marksheet
Bank statement of the last six months
Salary slip of the past three months
Processing fee cheque

Extra documents needed are given under-
For Self-employed Professional:
Proof of existence of Business
Education qualification certificate
Income tax returns of the past three years

For Self-employed Non Professional:
Proof of existence of Business
Education qualification certificate
Business Profile
Income tax returns of the past three years
P&L account and Audited Balance Sheet of the previous three years which has been certified by a CA

Property documents-
Agreement for Sale & construction,
Letter of Allotment,
Tripartite Agreement which has to be given before disbursal of loan, Certificate of possession,
Detailed cost of construction and Land tax receipt.
Business loanCompletely filled Application form
Proof of Entity – Partnership deed/Shops and Establishment certificate/Certificate of Incorporation
PAN Card copy of Entity, Partners/Proprietors/Directors, guarantors and Security providers
Proof of Address of Entity, Partners/Proprietors/Directors, guarantors and Security providers
Bank statement of the last six months
Audited Balance Sheet and Profit & Loss account of the last three financial years
The performance of the current year and estimated turnover on the letterhead of the entity
Income Tax returns of the past one year of the borrowing entity
Education Loan1.For Loan against security-
Passport size photographs
Proof of Residence- Electricity Bill/Telephone Bill/Passport/Rent and Lease agreement
PAN card copy is mandatory
Proof of Identity- Aadhar card/PAN card/Voter ID card/Passport/Driving license
Processing fee cheque
Demat statement

2. For Loan against property- Same documents as given above in the section of LAP (Loan against Property)

3. For Loan against fixed or recurring deposits-
Completely filled application form which is signed by both the FD holder and borrower
Original FD receipts which should be discharged by the holder
Gold LoanTwo photographs of passport size
Proof of Identity- Aadhar card/Voter ID card/PAN Card/Passport/Driving License
Proof of Residence- Allotment letter/Passport/Telephone Bill/Electricity Bill/Leave and license agreement
Land holding proof in case of agriculture loan above ₹ 1 Lakh.

ICICI Bank Branches with IFSC Codes in Hyderabad

BranchAddressIFSCMICRContact details
Khairatabad6 - 2 - 1012, Tgv Mansions, Opp. Institution Of Engineers, Khairatabad, Hyderabad. 500004 TelanganaICIC000000850022900204044455000/ 04033667777
Indian School of Business ExtensionIndian School Of Business, ISB Campus, Gachibowli, Hyderabad 500019 TelanganaICIC000004050022900304044455000/ 04033667777
Habsiguda7 - 102/5 & 12, Ground Floor, Sai Enclave, Ajay Chambers, Uppal Road, Habsiguda, Hyderabad. 500007 TelanganaICIC000006950022900504044455000/ 04033667777
Sanjeeva Reddy Nagar7 - 1 - 621/B1 - B6, Ground Floor, Amir Chambers, Main Road, Sanjeeva Reddy Nagar, Hyderabad. 500038 Telangana ICIC000007550022900604044455000/ 04033667777
Jubilee HillsPlot No - 1259, Road No. 36, Jubilee Hills, Hyderabad - 500033 TelanganaICIC000007650022900704044455000/ 04033667777
Begumpet1St Floor, East Wing, 1 - 11 - 256, Street No 1, Begumpet, Hyderabad. 500016 TelanganaICIC000018350022901204044455000/ 04033667777
Panjagutta4th Nerella House, Panjagutta, Hyderabad, Telangana. 500082 ICIC000020250022901304044455000/ 04033667777
Charminar22 - 8 - 290/291, Nayapul Road, Charminar Hyderabad 500002 TelanganaICIC000024250022901504044455000/ 04033667777
Dilsukhnagar2 - 42/1 To 8, G.B.R Towers Chaitanyapuri, Dilsukhnagar Hyderabad 500060 TelanganaICIC000024350022901404044455000/ 04033667777
AS Rao NagarPlot No. 10, G - Block, Laxmi Towers, Dr. AS Rao Nagar, Hyderabad 500062 TelanganaICIC000024450022901704044455000/ 04033667777
Mehdipatnam12 - 2 - 823/A/4/1&2, Gottipati Towers, Main Road, Mehdipatnam, Hyderabad 500028 TelanganaICIC000024550022901604044455000/ 04033667777
Banjara Hills514, Road No.12, Banjara Hills, Hyderabad - 500034 , Andhra Pradesh 500034 ICIC000038250022902004044455000/ 04033667777

About ICICI Bank

ICICI Bank is one of the well known private sector commercial banks in India. The bank was incorporated in the year 1994 as a wholly owned subsidiary by Industrial Credit and Investment Corporation of India. After that, the bank has been on a growth spring. The main head office of the bank has been set up in the capital of Maharashtra, Mumbai. The bank has become one of the most preferred options for retail banking and corporate banking. All this has been possible because the bank has always kept the customer under the focus and delivered the highest standard of service possible.  The bank has a huge network covering all the 29 states in the nation with more than 14,000 ATMs and 4500 branches.

ICICI has always been a trendsetter in the Indian banking industry. It became the first bank in India to launch internet banking services in the year of 1998. This created a new wave in the banking world as many other banks too followed the suite. The bank acquired Bank of Madura in the year 2001 to expand its business. The bank has ensured a strong presence in the global banking scenario by establishing offices in 18 international countries. It is the one of the few banks to have more than one million online customers and the first to launch its own website in India. Hyderabad is a major contributor to India’s GDP. ICICI Bank has more than 50 active branches in the city which are working all around the corner.

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