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About IDBI Bank
Address of IDBI Bank Branches in Ahmedabad
Products Offered by the IDBI Bank in Ahmedabad
Basic details about IDBI Bank products
Documents Required
IDBI Bank Ahmedabad
Last Updated : Feb. 8, 2017, 12:55 p.m.
About IDBI Bank
IDBI Bank has been set up in the year 2004 as it was previously a development financial institution which was formed in 1964. It served for over 40 years as the development financial institution and contributed its role in the nation building and now it the full-time commercial bank. The bank has made huge progress and now has branches in most parts of the country. The headquarter of the bank is in Mumbai. It has been an expert in the field of financing the projects for the development of the nation. But now as the commercial banks, they have covered the array of products and services. They are now fully experienced in the banking sectors as well.
The focus of IDBI bank is to be a customer centric where they can enjoy every banking facilities. The aim of the bank is to make its customer feel delighted and satisfied with its services. The bank wants its working process to be transparent, ethical and responsible so that other follows its footprint in the commercial banking. The mission of the bank is to be one of the most trusted and preferred banks when it comes to financial solutions. It continues to grow with the help of technology and its aim to be one of the leading commercial banks is driven by the dedicated and enthusiastic workforce.
Address of IDBI Bank Branches in Ahmedabad
| Branch Name | Address | IFSC Code | MICR | Contact Details | |||
|---|---|---|---|---|---|---|---|
| C G Road | IDBI Complex, Lal Bunglow, Off C.g. Road, | IBKL0000009 | 380259002 | 079-6431902/6431909 | |||
| Bod?kov | 23 - 25, Rudra Square, Nr Judges Bunglow, Bodakdev, Ahmedabad | IBKL0000067 | 380259003 | 079-26873002/3/4 | |||
| Ghatlodia | Yash Kunj Society Aishwarya Complex , Prabhat Chowk , Ghatlodia | IBKL0000082 | 380259004 | 079-27430337 / 344 | |||
| Memnagar | Krishna Avenue , Subhash Circle Memnagar | IBKL0000085 | NON-MICR | 079-7499466 | |||
| Ahmedabad - Main Branch | IDBI House, Dnyaneshwar Paduka Chowk F.c. Road, Shivaji Nagar | IBKL0000130 | 380259006 | 25660065 | |||
| JNP Satellite | 9 - 11, Satya Complex, 132 Ft. Ring Road, Opp. Ioc Petrol Pump, Nr. Shivranjani Cross Roads, Satellite, Ahmedabad - 380015 | IBKL0000179 | 380259007 | 079-26753001/02/03 | |||
| Gandhi Nagar | Super Mall - Infocity, Near GH 0 Circle, Gandhinagar, Ahmedabad Pin : 382009, Gujarat | IBKL0000260 | 380259009 | 079 - 2321 3451 / 2 / 3 | |||
| Maninagar | Tulsi Complex, Pushpakunj Circle Kankaria, Maninagar , Gujarat, 380008 | IBKL0000286 | 380259010 | 99989 44923 | |||
| Ahmedabad (Corporate Banking Branch) | Off C. G. Road , I D B I Complex, Lal Bunglow, Ahmedabad - 380006 | IBKL0000375 | 380259011 | 7926402475 | |||
| Ahmedabad | Hitek Building, , Opp. Museum Paldi, , Ahmedabad, Pin code - 380007 | IBKL0000549 | 380259008 | 079-26588074 | |||
| Sabarmati, Ahmedabad | IDBI Bank Ltd., Shukan Mall, Shop No. 125 & 39 To 43, Nr. Visat Petrol Pump, Sabarmati, Gandhinagar Highway, Ahmedabad - 380019 | IBKL0000408 | 380259012 | 9879010224 | |||
| CCU Ahmedabad | Central Clearing Unit, 3rd Floor, Idbi Complex, Near Lal Bunglow, Off C G Road, Ahmedabad 380 006 | IBKL0000982 | 400259083 | 079 66072848 | |||
| Prahalad Nagar | Shop No - 2 Campus Corner - 2, 100 Ft Road, Near Auda Garden, Prahalad nagar Ahmedabad | IBKL0001024 | 380259013 | 98795 088885 | |||
| Retail Asset Ahmedabad | IDBI Bank Ltd.retail Assets Centre, 101, 1st Floor, Sigma Icon - 1, Opp. Medilink Hospital, Nr. Shyamal Cross Road, 132 Ft Ring Road, Satellite - Ahmedabad - 380015 | IBKL0000810 | NON-MICR | 079-61905639 | |||
| Bopal | Gr. Flr. Shop No. 8 To 12, New York Arcade, Opp. Inductotherm, Main Road Bopal, Ahmedabad-380058 | IBKL0001180 | 380259014 | 079-233801 | |||
| Nava Vadaj | G-1, Shakti Heights, Aniruddha Co-op Housing Society, Opp. Kiran Park, B/h Bhimjipura, Nava Vadaj, Ahmedabad- 380 013 | IBKL0001279 | 380259015 | 079-267552280-81-82 | |||
| Bapunagar | Shop No: 53, 54, 55, 56- Ground Floor, Sardar Patel Mall-a, Nikol Road, Bapunagar, Ahmedabad- 382350 | IBKL0001280 | 380259016 | 079-22703344-45 9998944925 | |||
| Odhav | Shop No. 13, 14, 15 & 16, Ground Floor, Mangalam Arcade, Old Mangalam Theatre, Soni Ni Chali, Odhav, Brts, Ahmedabad | IBKL0001342 | 380259018 | 9898985941 | |||
| Isanpur Ghodasar Road | Shop No 8, 9, 10, Ground Floor, Kansas, Isanpur Ghodasar Cross Road, Ahmedabad 380050 | IBKL0001603 | 380259019 | 25891603 | |||
| Vastrapur Lake Road | Shop No 11 And 12 Chinmay Crystal Ambardhara Co Op Hsg Society Ltd Vibhag 2, Ahmedabad Gujarat | IBKL0001643 | 380259020 | 9537040240 | |||
| Prantij | Umiya Complex, Survey No.16/3 Paiki, Plot No.4& 5, Opp.essar Petrol Pump, At& Tal Prantij - PIN 383205 | IBKL0001988 | 383259131 | 9879297771 | |||
| Currency Chest, Ahmedabad | IDBI Bank Ltd, CG Road, Ahmedabad, IDBI Complex, Lal Bunglow, Off CG Road, Ahmedabad-380006 | IBKL0000974 | NON-MICR | 079-66072635 |
Products Offered by the IDBI Bank in Ahmedabad
There is the wide range of products and services that are provided by IDBI Bank. It is one of the best banks when it comes to customer satisfaction. To fulfill all your financial wishes you can always opt for IDBI bank. The bank has modeled most of its product keeping the customers need in mind. The products that are given by the bank are the home loan, car loan, education loan, loan against property etc. The bank also provides the facility of fixed deposit so that you can gain the interest rate on your money. The products are designed to serve all sections of the society.
Basic details about IDBI Bank products
| Product | Eligibility | Loan Amount | Interest Rate | Processing Fee | Tenure |
|---|---|---|---|---|---|
| Home Loan | The age of the applicant should be between 18 - 65 years Salaried individuals with minimum 3 years experience Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years | For salaried Individuals - Up to 4 years gross salary Self-Employed Individuals & Business person- Up to 4 years gross annual income For repairs & renovations - Up to ₹ 15 lacs | 8.80% - 12.25% | 0.50% of the loan amount | Up to 30 years or until attaining age of 70 years |
| Personal Loan | The age of the applicant should be between 21 - 65 years. Permanent employees of reputed PSUs and Joint Stock Companies Confirmed Central / State Government officials Lecturers / Asst. Professors / Professors of Colleges / Research Institutions and Universities The salary account of the employee should be maintained with the branch The minimum net salary should not be less than ₹ 20,000 per month or minimum net annual income of ₹1,80,000 per annum for the salaried Individual For the self- employed the minimum annual average balance should be ₹ 25,000 per month and minimum annual business income should be ₹ 2,40,000 per annum for last 2 years. | Minimum of ₹50,000 Up to maximum of ₹ 10 lakh | 10.50% - 13.25% | 2% of the loan amount | Up to 5 years |
| Vehicle Loan | Eligible Segments - Individuals, professionals, reputed firms and companies The age of the applicant should be between 18- 60 years. Minimum annual gross salary of the individuals should ₹ 1.80 lacs Should have minimum work experience of 2 years. | New Car - No maximum limit Used Car - 75% of the agreed value | 7.50% Onwards | Nil | For new vehicles - 7 years |
| Loan Against Property | Existing customers having satisfactory dealing with the bank New customers with healthy credit history | Up to 50% of the property value or up to ₹ 10 crores and more than ₹ 10 cr depends on individual cases | 10.55% - 14.90% p.a. | 1% of the loan amount | Up to 15 years |
| Education Loan | The student should be the resident of India. Should have secured the admission through entrance exam/ merit based selection. The student should have the guarantor/ collateral. | For India:up to₹20 lakh For abroad: ₹ 30 lakh or 100% of the total cost of programme. | 17.70%- 18.45% p.a. | 1% of the loan amount | Moratorium: course period+ 1 year 0r 6 months after getting the job. Up to 15 years after the completion of moratorium period. |
| Fixed Deposit | Individual Joint (max. 4 people) A guardian on behalf of a minor HUF Partnership Firm A company Association or any other Institution | Minimum - ₹ 1,000 Maximum - No predetermined limit | 2.90% - 5.90% | 15 days - 10 years 7 days - 14 days only on single deposit of ₹ 5 lakhs & above |
Documents Required
The documents required by IDBI Bank Ahmedabad for the different products are mentioned in the table below
| Products | Documents Required | |
|---|---|---|
| Home Loan | Loan Application with 2 passport size photos of applicant / guarantor Identity proof- Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible) Residence proof- Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy. Processing fee cheque Detailed cost estimate/valuation report from Bank's Panel Chartered Engineer/Architect Allotment letter of Co-operative Housing Society/ Apartment Owners' Association/Housing Board/NOC from the Society/Association/Builders/Housing Board Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata and permission for mortgage, wherever necessary Salary Certificate and Form No.16 (in case of salaried persons) IT Returns filed for the past three years (in case of non-salaried persons) A brief note on the nature of business, year of establishment, type of organization, etc., (in case of self-employed) Balance Sheet and P&L Account for the past three years (in case of self-employed) | |
| Personal Loan | Loan Application with 2 copies of passport size photographs Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible) Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy. Latest Salary Certificate and Form No.16 / ITR/ITAO for last 3 years. Co-obligation Pronote /Pro-note Covering Letter | |
| Vehicle Loan | Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible) Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy. Proof of Income: Latest 2 months salary slip with form 16 Audited balance sheet, and the latest 2 years IT returns of the company/ Latest ITR, bank statement reflecting salary credits for last 4 months. Bank Statement: Income statement, balance sheet and ITR for last 2 years ( for self- employed), Last 6 months bank statement (for salaried individual) Age Proof: School leaving certificate/ Passport/ Driving Licence/ Election ID Card/ Birth Certificate/ LIC Policy/ PAN Card | |
| Loan Against Property | Duly filled Loan Application with passport size photographs - 2 copies each Identity proof- Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible) Residence proof- Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy. Income proof of the applicant and guarantor Income Tax Assessment Order / IT Returns Last 3 years income tax returns and complete business profile. Bank Statement- Last 6 months bank statement, Last 3 years Profit/ loss and Balance sheet ( for self- employed professionals) Processing Fee cheque Property related documents: All the title related documents along with approved sanctions/ building plans. | |
| Educational Loan | Duly filled application with recent photographs. Proof of residence – Passport/ Utility bill/ Allotment letter. Date of Birth proof Certificate of Domicile Fee particulars from school/ college Scholarship proof Study Certificate | |
| Fixed Deposit | Application form Copy of PAN Card / Form 60 or 61 (in case the customer does not have PAN Card) 2 Photographs of Depositor/s Identity Proof and Address Proof Any other related documents as applicable to proprietorship concern, Partnership Firm, Company, HUF etc. |