IDBI Bank Jaipur
Last Updated : Sept. 5, 2018, 3:10 p.m.
About IDBI Bank
IDBI Bank is one of the leading commercial banks in India. The bank was set up in the year 2004 and prior to that, it was a development finance institution which used to mere finance the developmental projects which contributed in the spread of industries in various parts and development of the backward places. With the shift in the banking sector, the bank included the gamut of banking facilities along with keeping the original role as the DFI. The bank is the new generation bank with majority Government shareholding which now serves a number of lives through its wide range of products, retail, SME, and Agri-products and services.
The bank wants to touch as many lives as possible and make them aware about the banking facilities. The main aim of the bank is to be the most trusted and preferred bank of the people. The bank wants to be the torchbearer in the corporate governance and continue to work in the ethical, transparent and professional way. It wants to continue the functioning by providing the best financial solution to the people and continue the corporate and infrastructure financing. With the help of the latest technology and the efficient employee, it tends to enhance the value of the stakeholder.
Address of IDBI Bank Branches in Jaipur
Branch Name | Address | IFSC Code | MICR | Contact Details | |||
---|---|---|---|---|---|---|---|
Jaipur | D - 24, Durlabh Niwas Prithviraj Road, C - Scheme | IBKL0000013 | 302259002 | 0141-379955, 367929-0 | |||
Johari Bazar | Alfran Plaza, Mg Road, Panjim | IBKL0000106 | 302259003 | 0141-5172125 / 26 | |||
Jaipur - Main Branch | S.C.O 72 - 73, Sector 17 - B | IBKL0000142 | 302259004 | 0141-5109356-9 | |||
Vaishali Nagar Jaipur | F - 29, Gautam Marg, Vaishali Nagar, Jaipur Rajasthan 302021 | IBKL0000273 | 302259004 | 0141-4037750 | |||
Tonk Road | Showroom No.2 & 3, Sunny Paradise, Near Kamal & Company, Tonk Road, Jaipur - 302015 | IBKL0000298 | 302259006 | 0141-4133200 /1/2 | |||
Raja Park | Business Avenue, B 12, 12a, Baraf Khana, Govind Marg, Jaipur - 302012 | IBKL0000884 | 302259008 | 91-294-2467111 | |||
Retail Asset - Jaipur | IDBI BANK(RAC), D - 24, Durlabh Niwas, Prithviraj Road, C Scheme, Jaipur - 302001, Rajasthan. | IBKL0000807 | NON-MICR | ||||
J K Lakshmipat University Branch | Village Chatarpura At Lalya Ki Bass, Tehsil Sanganer, Dist Jaipur | IBKL0001111 | NON-MICR | 0141-6450142/45/47 | |||
CCU, Jaipur | 11/8, Govind Marg, Raja Park, Jaipur -302004 | IBKL0000984 | 302259001 | 0141-4042902/04 | |||
Vidhyadhar Nagar | Rama Heritage, A-8, Central Spine, Vidhyadhar Nagar, Jaipur-302023 | IBKL0001278 | 302259010 | 9983327703 | |||
Geela Ki Nangal | Village Geela Ki Nangal Kanota Nayla Road Tehsil Bassi | IBKL0002006 | NON-MICR | 9461473791 | |||
Champapura | Shop No 96& 97, Govindam Vihar, Village Champapur, Kalwar Road, Tehsil & District Jaipur, Pin 303706 | IBKL0002007 | NON-MICR | 9828163185 |
Products Offered by the IDBI Bank in Jaipur
Are you looking for the best financial kit in Jaipur? IDBI Bank is your stop to get all the best financial solutions to achieve your obligation and fulfill your objective. The bank provides all types of products and services for the smooth banking solution for the customers. The products include the home loan, loan against property, personal loan, education loan etc. The bank provides the fixed deposit scheme as well so that you can increase your saving through it.
Basic details about IDBI Bank products
Product | Eligibility | Loan Amount | Interest Rate | Processing Fee | Tenure |
---|---|---|---|---|---|
Home Loan | The age of the applicant should be between 18 - 65 years Salaried individuals with minimum 3 years experience Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years | For salaried Individuals - Up to 4 years gross salary Self-Employed Individuals & Business person- Up to 4 years gross annual income For repairs & renovations - Up to ₹ 15 lacs | 8.80% - 12.25% | 0.50% of the loan amount | Up to 30 years or until attaining age of 70 years |
Personal Loan | The age of the applicant should be between 21 - 65 years. Permanent employees of reputed PSUs and Joint Stock Companies Confirmed Central / State Government officials Lecturers / Asst. Professors / Professors of Colleges / Research Institutions and Universities The salary account of the employee should be maintained with the branch The minimum net salary should not be less than ₹ 20,000 per month or minimum net annual income of ₹1,80,000 per annum for the salaried Individual For the self- employed the minimum annual average balance should be ₹ 25,000 per month and minimum annual business income should be ₹ 2,40,000 per annum for last 2 years. | Minimum of ₹50,000 Up to maximum of ₹ 10 lakh | 10.50% - 13.25% | 2% of the loan amount | Up to 5 years |
Vehicle Loan | Eligible Segments - Individuals, professionals, reputed firms and companies The age of the applicant should be between 18- 60 years. Minimum annual gross salary of the individuals should ₹ 1.80 lacs Should have minimum work experience of 2 years. | New Car - No maximum limit Used Car - 75% of the agreed value | 7.50% Onwards | Nil | For new vehicles - 7 years |
Loan Against Property | Existing customers having satisfactory dealing with the bank New customers with healthy credit history | Up to 50% of the property value or up to ₹ 10 crores and more than ₹ 10 cr depends on individual cases | 10.55% - 14.90% p.a. | 1% of the loan amount | Up to 15 years |
Education Loan | The student should be the resident of India. Should have secured the admission through entrance exam/ merit based selection. The student should have the guarantor/ collateral. | For India:up to₹20 lakh For abroad: ₹ 30 lakh or 100% of the total cost of programme. | 17.70%- 18.45% p.a. | 1% of the loan amount | Moratorium: course period+ 1 year 0r 6 months after getting the job. Up to 15 years after the completion of moratorium period. |
Fixed Deposit | Individual Joint (max. 4 people) A guardian on behalf of a minor HUF Partnership Firm A company Association or any other Institution | Minimum - ₹ 1,000 Maximum - No predetermined limit | 2.90% - 5.90% | 15 days - 10 years 7 days - 14 days only on single deposit of ₹ 5 lakhs & above |
Documents Required
The documents required by IDBI Bank Jaipur for the different products are mentioned in the table below:
Products | Documents Required | |
---|---|---|
Home Loan | Loan Application with 2 passport size photos of applicant / guarantor Identity proof- Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible) Residence proof- Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy. Processing fee cheque Detailed cost estimate/valuation report from Bank's Panel Chartered Engineer/Architect Allotment letter of Co-operative Housing Society/ Apartment Owners' Association/Housing Board/NOC from the Society/Association/Builders/Housing Board Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata and permission for mortgage, wherever necessary Salary Certificate and Form No.16 (in case of salaried persons) IT Returns filed for the past three years (in case of non-salaried persons) A brief note on the nature of business, year of establishment, type of organization, etc., (in case of self-employed) Balance Sheet and P&L Account for the past three years (in case of self-employed) | |
Personal Loan | Loan Application with 2 copies of passport size photographs Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible) Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy. Latest Salary Certificate and Form No.16 / ITR/ITAO for last 3 years. Co-obligation Pronote /Pro-note Covering Letter | |
Vehicle Loan | Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible) Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy. Proof of Income: Latest 2 months salary slip with form 16 Audited balance sheet, and the latest 2 years IT returns of the company/ Latest ITR, bank statement reflecting salary credits for last 4 months. Bank Statement: Income statement, balance sheet and ITR for last 2 years ( for self- employed), Last 6 months bank statement (for salaried individual) Age Proof: School leaving certificate/ Passport/ Driving Licence/ Election ID Card/ Birth Certificate/ LIC Policy/ PAN Card | |
Loan Against Property | Duly filled Loan Application with passport size photographs - 2 copies each Identity proof- Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible) Residence proof- Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy. Income proof of the applicant and guarantor Income Tax Assessment Order / IT Returns Last 3 years income tax returns and complete business profile. Bank Statement- Last 6 months bank statement, Last 3 years Profit/ loss and Balance sheet ( for self- employed professionals) Processing Fee cheque Property related documents: All the title related documents along with approved sanctions/ building plans. | |
Educational Loan | Duly filled application with recent photographs. Proof of residence – Passport/ Utility bill/ Allotment letter. Date of Birth proof Certificate of Domicile Fee particulars from school/ college Scholarship proof Study Certificate | |
Fixed Deposit | Application form Copy of PAN Card / Form 60 or 61 (in case the customer does not have PAN Card) 2 Photographs of Depositor/s Identity Proof and Address Proof Any other related documents as applicable to proprietorship concern, Partnership Firm, Company, HUF etc. |