IndusInd Bank Bengaluru - Main Branch, Rates Dec 2023, IFSC Code

IndusInd Bank Bengaluru

About IndusInd Bank

IndusInd bank was established in the year 1997, it’s a new generation bank which is resolved to keep the pace between the innovation and trade and business practices. The bank has the clearing status for both the major stock exchange as well as the first commodity corporation of India. The bank has the headquarter in Mumbai and was inaugurated by then finance minister Sh. Manmohan Singh. The bank has established with the capital money of 100 million which was contributed by both Indian residents as well as the Non-resident Indian. The bank is moving rapidly and spreading its branches in the country. It also has three representative branches which are located outside India in London, Dubai, and Abu Dhabi. The bank outlook is to contribute towards the economic and social development of the country. The organization is driven by the zeal to innovate and exceed the expectation of the customer by providing them the best in the class banking services and the products.

IndusInd bank gained its name from the ancient Indus valley civilization which was one of the most advanced and ancient cultures of the world. The bank also wants to be the most advanced, innovative along with producing the efficient trade and business. The aim of the bank is to be one of the institutions which are at par with the customer responsive by giving the best solution to the customer. The mission of the bank is set for next three years where they want to increase their presence through doubling the number of branches, client, and profits and setting the example for others and setting the parameters among other banks.

Address of IndusInd Bank Branches in Bengaluru

Branch NameAddressIFSC CodeMICR Contact Details 
Malleswaram, BangaloreSri Ganesh Towers, # 124, 3rd Main Road, (Margosa Road), Malleswaram, Bengaluru - 560 003, KarnatakaINDB0000166560234009080-30080051-60
Sree Charan Bank ChikkalasandraNo 211 3rd Main Between 4th 5th Cross Ramanjaneya Nagar Chikkalasandra Bengaluru 560061INDB0SCSC0756044600726392282
Whitefield BengaluruGrd Flr Sln Hvp Aster Sy No 28 Opp Brigade Metropolis Whitefield Main Rd Bengaluru 560048 KarnatakaINDB000089456023401828531711
Sanjay Nagar BengaluruGround Floor, No 1a Block Cil Layout Sanjay Nagar Main RoadINDB000096756023401923512343
BangaloreDU Parc Trinity 1st Floor, West Wing No.17, M.g. Road Bangalore - 560001INDB0000008560234002080 25323882 / 3, 25592327 /31 25592309
BasavanagudiNO. 87, Bull Temple Road, Basavanagudi, Bangalore 560004INDB0000039560234003080 26610251-53 26610258
BommasandraAnna Complex, #430, Hennagara Gate, Bommasandra Industrial, Area, Hosur Main Road, Bangalore - 560099INDB000021356023400408110 322377
Jayanagar 5th BlockNO. 310, 9TH Main, 39th Cross, V - Block, Jayanagar Bangalore 560041 KarnatakaINDB0000178560234010080-30254480 To 30254494
HBR Layout, BangaloreNo. 208, B, 80 Feet Main Road, (international Airport), HBR Layout, First Stage, 2nd Block, BangaloreINDB0000294560234011080-30251900- -909
SadashivnagarGF, New No 15 (old No 13), Sankey Road, Next To Shell Petrol Service Station, Lower Palace Orchard, Sadashivnagar, Bangalore 560 080INDB0000333560234013080-23567675, 23567400
J P Nagar, BangaloreAnand Surya, No.600, 100ft Road, 6th Phase, JP Nagar, Bangalore- 560 078, KarnatakaINDB00003545602340151860 500 5004
THE BBR & RDCC Bank Ltd-chamarajpetNo.6 Lakshmi Sadana 5th Main Road Chamarajpet Bangalore-560018INDB0BDCC015602262999481485948
Mahila Co-operative Bank Ltd - SeshadripuramNO.14, South End Road, Seshadripuram, Bangalore - 560020INDB0MHCB01560267002080-23564678
The Mysore Silk Cloth Merchants Co-operative Bank Ltd - Avenue RoadNO1/1, Sanjeeva Naik Lane, Avenue Road Cross, Bangalore - 2.INDB0MSCB015602262578105285112 / 080 2213389
Nehrunagar Coop Bank SeshadripuramNO.172, 1st Main, Seshadripuram, Bangalore-560020INDB0NNCB015602263249845077552
Shree Banashankari Mahila Co-operative Bank Ltd.- Cubbonpet BranchNO 215, K M Naganna Road, Cubbonpet, BangaloreINDB0SBMC01560234253080-22290810 080-22291156
Sreenidhi Souh Sahak Bank NI - VVPNO.113, R.V. Road, V.V Puram, Bangalore - 560004.INDB0SSBN01560455002080 26500879
Sree Thyagaraja Co-operative Urban Bank Ltd - Basavanagudi14/1, 1ST Main, Nr Colony, Basavanagudi, Bangalore - 560 040.INDB0STCB015602262709448308153 / 080 22958155
Textile Cooperative Bank J M Road1st Floor, Devanga Market, J M Road Bangalore-560002INDB0TCBL01560260002080 22237655
The Textile Manufacturers Co-operative Bank Ltd - Main Branch - DodballapurNo.714, Gandhi Nagar, DoddaballapurINDB0TMCB01560234256918277131616
Sir M Visvesvaraya Co-operative Bank Limited - Kumarapark West Branch# 32 Girls School Street, Seshadripuram, Bangalore - 560020INDB0VCB0015602610038022956401
Sir M Visvesvaraya Co-operative Bank Limited - Shankarmutt Road Branch109, Shankarmutt Road, Shankarapuram, Bangalore - 560004INDB0VCB0025602610028022956403
Sir M Visvesvaraya Co-operative Bank Limited - Rajajinagar Branch# 1203/2, Subramanyapura Main Road, Rajajinagar 2nd Stage, Bangalore - 560010INDB0VCB0035602610048022956406

Products Offered by the IndusInd Bank in Bengaluru

IndusInd bank provides you with all types of products and services which are best in the banking sector. The financial kit of the bank is developed in a way that it can accommodate the needs of the customer along with their convenience and keeping in mind the profit of the organization as well. The bank has the wide range of the products that include the home loan, personal loan, car loan, gold loan, loan against property, fixed deposit etc.

Basic details about IndusInd Bank products

ProductEligibilityLoan AmountInterest RateProcessing FeeTenure
Home LoanThe age of the applicant should be between 21 - 65 years

Salaried individuals with minimum 3 years experience

Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years
Depend upon the individual's income and profile.8.40% - 9.75%0.50% of the loan amountUp to 30 years or until attaining age of 70 years
Personal LoanThe age of the applicant should be between 21 - 60 years ( for the salaried individual) and 25-65 (for the self- employed professional or businessman)

The minimum net salary should not be less than ₹ 25,000 per month for the salaried Individual
For the self- employed businessmen or professionals the minimum annual net income should be ₹ 4.8 lakh for last 2 years.

The salaried individual should have the minimum experience of 2 years in the job and at least 1 year at the current organisation.
For the self employed professionals the minimum work experience should be at least 4 years and at least 5 years of work experience post qualification for the self- employed businessman.

For the salaried individuals- You should at least have 1 year stay at the current residence.
Minimum of ₹50,000 Up to maximum of ₹ 15 lakh 10.25% - 26.00%2.50% of the loan amountUp to 5 years
Car LoanEligible Segments - Individuals, professionals, reputed firms and companies

The age of the applicant should be between 21- 60 years for salaried individuals and 21- 65 years for self- employed.

Minimum annual gross salary of the individuals should ₹ 2.50 lakh for salaried individual and minimum net profit for the self- employed should be ₹ 2 lakh.

The salaried individuals Should have minimum work experience of 3 years and at least 1 year with the current employer.
The self- employed should have the minimum experience of 3 year in the current business or professions.

The applicant must have the residential stability. The minimum stay in the city should be at least 3 years and minimum stay of 1 year in the current residing house.
The CIBIL score should be 600 and above. Should not have negative or caution profile.
85% of the showroom value.

Depend on the income and profile of the applicant.
As per bank's guidelinesNilFor new vehicles - 3 years
Loan Against PropertyEligible Segments - Individuals, professionals, reputed firms and companies, closely held public limited company.

Should be of age between 21- 70 years

Any individual filing the income tax returns can apply.
As per the individual income and the property evaluation 10.35%- 14.10% p.a.2% of the loan amountUp to 15 years
Gold LoanAny individual between 21 to 70 years

Should own the gold.
Up to ₹ 6 lakh11.65%- 15.35% p.a.2% of the loan amountFrom 3 to 12 months
Fixed DepositIndividual
Joint (max. 4 people)
A guardian on behalf of a minor
Partnership Firm
A company
Association or any other Institution
Minimum - ₹ 1,000
Maximum - No predetermined limit
2.50% - 6.00%15 days - 10 years

7 days - 14 days only on single deposit of ₹ 5 lakhs & above

Documents Required

The documents required for the different products by IndusInd Bank Bengaluru are mentioned in the table below:

ProductsDocuments Required
Home LoanLoan Application with passport size photograph of applicant / guarantor
Identity proof- Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
Residence proof- Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
Signature proof- Passport/ PAN Card
Processing fee cheque
Detailed cost estimate/valuation report from Bank's Panel Chartered Engineer/Architect
Allotment letter of Co-operative Housing Society/ Apartment Owners' Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata and permission for mortgage, wherever necessary
Last 3 months Salary Certificate and Form No.16/ITR for last 3 years (in case of salaried persons)
IT Returns filed for the past three years (in case of non-salaried persons)
Educational qualification certificate and the Proof of business existence (in case of self-employed businessmen or professionals)
Balance Sheet and P&L Account for the past three years (in case of self-employed businessmen or professionals)
Personal LoanLoan Application with passport size photographs
Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
Latest 3 months Salary Certificate and Form No.16 ( for the salaried individual)ITR/ITAO along with computation of income, B/S, P&L account with all scheduled certificate by the CA for last 2 years ( For the self- employed)
Bank statement: For salaried individuals: Last 3 months bank statement (where salary is credited)For the self- employed: latest 6 months bank statement/ passbook (current account)
For the self- employed: Proof of Qualification, Proof of continuity of business or profession.
Car Loan1 passport size photograph
Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible and self attested)
Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
Proof of Income: Latest 2 months salary slip with form 16 Audited balance sheet, and the latest 2 years IT returns of the company/ Latest ITR, bank statement reflecting salary credits for last 4 months.
Bank Statement: Income statement, balance sheet and ITR for last 2 years ( for self- employed), Last 6 months bank statement (for salaried individual)
Business Proof: CST Certificate/ Labour act, Shop establishment act/ssi certificate, Proof of ownership of entity, Rental deed/ Utility deed in the name of the company.
Loan Against PropertyDuly filled Loan Application with passport size photographs - 2 copies each
Identity proof- Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
Residence proof- Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
Signature Proof: Passport/ PAN Card.
Income proof: Last 3 month salary slip or salary certificate and ITR/ Form-16/ Appointment letter ( for the salaried individual)
Last 2 years income tax returns and complete business profile and acknowledgement. Last 2 years financial with full schedules and audits by the certified CA.
Bank Statement- Last 6 months bank statement, Last 3 years Profit/ loss and Balance sheet ( for self- employed professionals)
Processing Fee cheque
Property related documents: All the title related documents of the property that you wish to mortgage for loan.
Gold LoanIdentity proof
Residence proof
Signature proof
Fixed DepositApplication form
Copy of PAN Card / Form 60 or 61 (in case the customer does not have PAN Card)
2 Photographs of Depositor/s
Identity Proof and Address Proof
Any other related documents as applicable to proprietorship concern, Partnership Firm, Company, HUF etc.

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