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About IndusInd Bank Car Loan in Chennai
The car loan is called as the personal loan as it is used to meet the personal demand to own a car. The car loan helps the borrower with the financial situation by lending them the amount so that they are able to purchase the dream car. IndusInd bank provides the car loan at affordable rates and gives other benefits as well. So, it is one of the best option to be the car owner.
IndusInd Bank Car Loan in Chennai at a glance
|Interest Rate||As per bank's guidelines|
|Loan amount||85% of the showroom value. |
Depend on the income and profile of the applicant.
|Tenure||For new vehicles - 3 years|
|Pre- payment charges||As per bank’s norm|
- Eligible Segments – Individuals, professionals, reputed firms and companies
- The age of the applicant should be between 21- 60 years for salaried individuals and 21- 65 years for self- employed.
- Minimum annual gross salary of the individuals should ₹ 2.50 lakh for salaried individual and minimum net profit for the self- employed should be ₹ 2 lakh.
- The salaried individuals Should have minimum work experience of 3 years and at least 1 year with the current employer.
- The self- employed should have the minimum experience of 3 years in the current business or professions.
- The applicant must have the residential stability. The minimum stay in the city should be at least 3 years and the minimum stay of 1 year in the current residing house.
- The CIBIL score should be 600 and above. Should not have negative or caution profile.
- 1 passport size photograph
- Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible and self-attested)
- Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
- Proof of Income: Latest 2 months salary slip with form 16 Audited balance sheet, and the latest 2 years IT returns of the company/ Latest ITR, bank statement reflecting salary credits for last 4 months.
- Bank Statement: Income statement, balance sheet, and ITR for last 2 years ( for self- employed), Last 6 months bank statement (for salaried individual)
- Business Proof: CST Certificate/ Labour act, Shop establishment act/SSI certificate, Proof of ownership of the entity, Rental deed/ Utility deed in the name of the company.
To get more information, Click Car Loan Chennai.
Address of IndusInd Bank Branches in Chennai
|Chennai||NO.3 Village Road Nungambakkam, Chennai - 600034||INDB0000007||600234002||044 28234788 / 99 / 28235471 / 28259150 28235489, 28259253, 28203638|
|Anna Nagar||Al Complex, W 115 A, 3rd Avenue, Annanagar, Chennai 600040||INDB0000046||600234003||044 5218 0926/27/28 42180924|
|Adyar||Sreela Terrace, Old No. 48, New No. 105, 1st Main Road, Gandhi Nagar, Adyar, Chennai - 600020||INDB0000051||600234004||044 52607575 - 79 52607577|
|Ashok Nagar, Chennai||Ground Floor, No42, 10th Avenue, Ashok Nagar, Chennai - 600083 Tamil Nadu||INDB0000177||600234009||044-24851067/68/69/71/72 24851070|
|Teynampet||30, OLD NO.159, Eldams Road, Teynampet, Chennai 600 018||INDB0000315||600234013||044- 24315630 - 35|
|T Nagar, Chennai||5/6 Old No.3/2 Swetambar, Bazullah Road, T Nagar, Chennai 600 017||INDB0000328||600234013||044 - 2815 6931/32/34/35/38|
|Kilpauk, Chennai||Ground Floor, New No 9, (old No 5), Balfour Road, Kilpauk, Chennai- 600 010||INDB0000361||600234017||044-26420409/0423/0436/0468|
|Aminjikarai, Chennai||Ground Floor At No. 1& 3, Lakshmi Ammal Street, Ayyavoo Naidu Colony, Aminjikarai, Chennai 600 029, Tamil Nadu||INDB0000381||600234015||1860 500 5004|
|Medavakkam, Chennai||Ground Floor, G-3, Ragamalika, Phase-ii, # 150, Tambaram Velachery Main Road, Medavakkam, Chennai- 600 042, TN||INDB0000388||600234016||044 22770972/0981/0989/0968|
|East Mogappair Chennai||G 3, Block 1, Amm Towers, No 50, Thiruvallur Main Rd, East Mogappair, Chennai 600 037, TN||INDB0000567||600234018||26568485|
|Velacherry||Ground Floor, Dev Apartments # 28a/1, Venkateshwara Nagar, 100ft Bye Pass Road, Velachery, Chennai- 600 042, Tamil Nadu||INDB0000606||600234019||044 - 22590228, 22590268, 22590235, 22590284|
|Royapettah Chennai||Upper Grd First Floor Door No 151 Old Door No 90 Avvai Shanmugam Salai Royapettah Chennai 600 014 TN||INDB0000803||600234020||49527607|
|West Anna Nagar||2067 13TH Main Road||INDB0000822||600234021||9176599773|
|Chinmaya Nagar Chennai||Grd Flr Dr Ksv Towers New No 30 Kaliamman Koil Street Chinmaya Nagar Koyambedu Chennai 600092 Tn||INDB0000854||600234022||24792569|
|Nelson Manickam Road Chennai||Ground Floor Priyan Plaza 76 Nelson Manickam Road Chennai 600029 Tamil Nadu||INDB0000860||600234023||23741315|
|K K Nagar Chennai||First And Second Floor K Karunanidhi Building 877a Ramasamy Salai Kk Nagar Chennai 600078 Tamilnadu||INDB0000931||600234024||9840740267|
|Perungudi Chennai||Grd 1st Flr Plot No118 Old Mahabalipuram Road Omr Perungudi Chennai 600096 Tamil Nadu||INDB0000932||600234025||24962391|