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IndusInd Bank Car Loan in Ghaziabad
Last Updated : April 5, 2017, 4:11 p.m.
About IndusInd Bank Car Loan in Ghaziabad
IndusInd bank is one of the new generation banks with all the features and benefits. It has tried to include the optimum use of latest technology. The bank offers all types of banking products and services to its customers that can make the banking experience more fruitful. The car loan is a product that is offered by the bank. It is the product that helps the borrower to buy their own car. IndusInd bank gives one of the best offers with other features and benefits.
IndusInd BankCar Loan in Ghaziabad at a glance
| Particulars | Details |
|---|---|
| Interest Rate | As per bank's guidelines |
| Loan amount | 85% of the showroom value. Depend on the income and profile of the applicant. |
| Tenure | For new vehicles - 3 years |
| Processing fee | Nil |
| Pre- payment charges | As per bank’s norm |
Eligibility Criteria
- Eligible Segments – Individuals, professionals, reputed firms and companies
- The age of the applicant should be between 21- 60 years for salaried individuals and 21- 65 years for self- employed.
- Minimum annual gross salary of the individuals should ₹ 2.50 lakh for salaried individual and minimum net profit for the self- employed should be ₹ 2 lakh.
- The salaried individuals Should have minimum work experience of 3 years and at least 1 year with the current employer.
- The self- employed should have the minimum experience of 3 years in the current business or professions.
- The applicant must have the residential stability. The minimum stay in the city should be at least 3 years and the minimum stay of 1 year in the current residing house.
- The CIBIL score should be 600 and above. Should not have negative or caution profile.
Documents Required
- 1 passport size photograph
- Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible and self-attested)
- Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
- Proof of Income: Latest 2 months salary slip with form 16 Audited balance sheet, and the latest 2 years IT returns of the company/ Latest ITR, bank statement reflecting salary credits for last 4 months.
- Bank Statement: Income statement, balance sheet, and ITR for last 2 years ( for self- employed), Last 6 months bank statement (for salaried individual)
- Business Proof: CST Certificate/ Labour act, Shop establishment act/SSI certificate, Proof of ownership of the entity, Rental deed/ Utility deed in the name of the company.
To get more information, Click Car Loan Ghaziabad.
Address of IndusInd Bank Branches in Ghaziabad
| Branch Name | Address | IFSC Code | MICR | Contact Details | |||||
|---|---|---|---|---|---|---|---|---|---|
| Ghaziabad | C - 76, Raj Nagar, Main Road, District: Ghaziabad 201002 | INDB0000171 | 110234018 | 0120-4041560 | |||||
| Indirapuram, Ghaziabad | Hall No. 13, Gaur Gravity Mall , Gaur Green City, Plot No-8, Vaibhav Khand, Indirapuram, Ghaziabad 201014, U.P | INDB0000383 | 110234036 | 0120 4299450, 4299451 | |||||
| Vasundhara Ghaziabad | Grd And First Flr 13c 16 Main Road Vasundhara Ghaziabad 201 012 Uttar Pradesh | INDB0000733 | 110234076 | 4209639 | |||||
| Noida Commercial Co Op Bank Ltd Pratap Vihar | 1372 Mata Colony Near Dayal Public School Pratap Vihar Ghaziabad | INDB0NCCB06 | 110094289 | 2840033 | |||||
| Noida Commercial Co Op Bank Ltd Shastri Nagar Ghaziabad | D Block Ratan Palace Near Karte Chowk Shastri Nagar Ghaziabad | INDB0NCCB07 | 110094291 | 6497095 | |||||
| Vaishali Ghaziabad | Ground Floor Supertech Avant Grande Plot No 1 Sec 5 Vaishali Ghaziabad 201010 Uttar Pradesh | INDB0000817 | 110234083 | 2770451 |