IndusInd Bank Car Loan in Lucknow
Last Updated : May 20, 2017, 3:42 p.m.
About IndusInd Bank Car Loan in Lucknow
IndusInd bank was set up in the year 2004 and is one of the new gen banks in India. It is one of the banks that has utilized the technology to the maximum extent. It is one of the banks which offers the international standard of products and services to is customers and give them the best facilities possible. The facility of the car loan is one of the best that is offered by the bank. It gives the car loan at competitive rates and does not charge any processing fee. It saves few amounts for the customers and they do not have to pay any extra amount to avail the loan.
IndusInd Bank Car Loan in Lucknow at a glance
| Particulars | Details |
|---|---|
| Interest Rate | As per bank's guidelines |
| Loan amount | 85% of the showroom value. Depend on the income and profile of the applicant. |
| Tenure | For new vehicles - 3 years |
| Processing fee | Nil |
| Pre- payment charges | As per bank’s norm |
Eligibility Criteria
- Eligible Segments – Individuals, professionals, reputed firms and companies
- The age of the applicant should be between 21- 60 years for salaried individuals and 21- 65 years for self- employed.
- Minimum annual gross salary of the individuals should ₹ 2.50 lakh for salaried individual and minimum net profit for the self- employed should be ₹ 2 lakh.
- The salaried individuals Should have minimum work experience of 3 years and at least 1 year with the current employer.
- The self- employed should have the minimum experience of 3 years in the current business or professions.
- The applicant must have the residential stability. The minimum stay in the city should be at least 3 years and the minimum stay of 1 year in the current residing house.
- The CIBIL score should be 600 and above. Should not have negative or caution profile.
Documents Required
- 1 passport size photograph
- Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible and self-attested)
- Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
- Proof of Income: Latest 2 months salary slip with form 16 Audited balance sheet, and the latest 2 years IT returns of the company/ Latest ITR, bank statement reflecting salary credits for last 4 months.
- Bank Statement: Income statement, balance sheet, and ITR for last 2 years ( for self- employed), Last 6 months bank statement (for salaried individual)
- Business Proof: CST Certificate/ Labour act, Shop establishment act/SSI certificate, Proof of ownership of the entity, Rental deed/ Utility deed in the name of the company.
To get further information, Click Car Loan Lucknow .
Address of IndusInd Bank Branches in Lucknow
| Branch Name | Address | IFSC Code | MICR | Contact Details |
|---|---|---|---|---|
| Lucknow | Old Basant Bldg. H.no. 45/2, Newal Kishore Road, Lalbagh, Lucknow 226001 | INDB0000019 | 226234002 | 0522 2620169, 6566810, 3230365 2628724 |
| Aminabad | Mahila Vidyalaya, Ganga Prasad Road, Aminabad, Lucknow (U.P.) | INDB0000519 | 226234051 | 0522 2614336, 2622870, 2625994 2625994 |
| Anaura Kala | Ground Floor, Khasra No 356, Village: Anaura Kala, Teh: Pergana, Lucknow Faizabad Highway, Dist: Lucknow- 227 105, Uttar Pradesh | INDB0000528 | 226234005 | 8795839011 |
| Alambagh | Ground Floor, Plot No. 5(part) & 7, Ramnagar Bilawan, Kanpur Road, Alambagh, Lucknow- 226005, Uttar Pradesh | INDB0000543 | 226234007 | (0522)2453245/2452245 |
| Gomti Nagar , Lucknow | 1/90, Ground Floor, Vinay Khand, Near Patrakarpuram Crossing, Gomtinagar, Lucknow- 226010, Uttar Pradesh | INDB0000542 | 226234008 | 0522- 2304125 / 2304126 |
| Aliganj, Lucknow | Ground Floor, B-64, Sector-b, Main Kapurthala Road, Aliganj, Lucknow- 226 020, Uttar Pradesh | INDB0000550 | 226234009 | 0522- 2329826 / 27 |
| Indira Nagar, Lucknow | Ground Floor Plot No 628/10a, Khasra No 594/3, Faizabad Road, Indira Nagar, Lucknow- 226016, Uttar Pradesh | INDB0000563 | 226234012 | 1860 500 5004 |
| Chowk, Lucknow | Ground Floor, LIC Building, Khun Khun Ji Road, Chowk, Lucknow- 226 003, U.P | INDB0000568 | 226234011 | 1860 500 5004 |
| Vikas Nagar Lucknow | Upper Ground Floor C 2 76 77 Mukut Tower Vikas Nagar Lucknow 226022 Uttar Pradesh | INDB0000713 | 226234013 | 2738510 |
| Jankipuram Lucknow | Ground Floor Plot No 6 Sector F Jankipuram Lucknow 226091 Uttar Pradesh | INDB0000722 | 226234014 | 2731540 |
| Aashiana Lucknow | Ground Floor A1668 Sector 1 Lda Colony Kanpur Road Aashiyana Lucknow 226012 Uttar Pradesh | INDB0000723 | 226234015 | 2424912 |
| Munshipulia Lucknow | Grd Flr Regal Plaza Plot No 16 103 Ring Road Indira Nagar Extn Munshi PULIA Lucknow 226016 U P | INDB0000750 | 226234016 | 2719016 |
| Vrindavan Yojana Lucknow | Upper Grd Flr Plot No 9a 9b Saraswati Puram Rae Bareli Road Vrindavan Yojana Lucknow 226014 U P | INDB0000832 | 226234017 | 2668915 |
| Chinhat Lucknow | Grd Flr Cp 6 Vikrant Khand Faizabad Road Gomti Nagar Chinhat Lucknow 226010 Uttar Pradesh | INDB0000865 | 226234053 | 9235400247 |
| Vidhansabha Marg Lucknow | Ground Floor 28a Vidhansabha Marg Burlington Chauraha Lucknow 226001 Uttar Pradesh | INDB0000866 | 226234018 | 2200894 |
