Karnataka Bank Ahmedabad

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About Karnataka Bank

Karnataka bank is one of the leading commercial banks in India. It was established in the year 1924. The bank has got the status of A class schedule commercial bank. The bank was established different lawyers and businessman as the enthusiastic zeal of the freedom movements in the country. The bank has the team of the professional and well-trained workforce that has helped them to move rapidly in the banking sector. The bank is aiming at the proactive digital banking, quality customer services, and high corporate governance. It has seen the change in the economy of the country and has molded its products and services according to the needs and change in the lifestyle. The customer satisfaction is an important criterion for the bank.

Karnataka bank has come far from where it started and is still going strong by developing every year. Its growth is reflected by the achievements and recognition that it got in the past. The bank has focused on the utilization of the technology to the optimum level to develop the customer friendly services and facilities. The bank has made several contributions towards the social initiative which has made the positive and dynamic impact on the society and business. The banks motive is to be one of the most techno savvy and customer-centric so that it becomes the most trusted banks for the clients. It has the customer base of 9.2 million satisfied clients and it is striving hard to increase the base and include more happy customers who can enjoy the banking facilities provided by the bank.

Address of Karnataka Bank Branches in Ahmedabad

Branch Name AddressIFSC Code MICR Contact Details     
Ahmedabad Main SarangpurShri Ghantakarna Mahavir Commercial Market, Sarangpur 380002KARB00000213800520021800 425 1444
Memnagar AhmedabadRaj Plaza Complex, Gurukul Road, Memnagar, Ahmedabad 380052KARB00000263800520031800 425 1444

Products Offered by the Karnataka Bank in Ahmedabad

Karnataka bank has a wide variety of products and services that it provide its customer for the fulfillment of the financial requirements. It provides the retail services, corporate services, treasury operations and other services for providing the overall banking solution. The products include the personal loan, gold loan, car loan, home loan, loan against property etc. It also gives the facilities of fixed deposit, mutual fund, Demat service, insurance etc.

Basic details about Karnataka Bank products

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Documents Required

The documents required for the different products by Karnataka bank Ahmedabad are mentioned in the table below:

ProductsDocuments Required
Home LoanLoan Application with passport size photograph of applicant / guarantor
Identity proof- Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
Residence proof- Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
Signature proof- Passport/ PAN Card
Processing fee cheque
Detailed cost estimate/valuation report from Bank's Panel Chartered Engineer/Architect
Allotment letter of Co-operative Housing Society/ Apartment Owners' Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata and permission for mortgage, wherever necessary
Last 3 months Salary Certificate and Form No.16/ITR for last 3 years (in case of salaried persons)
IT Returns filed for the past three years (in case of non-salaried persons)
Educational qualification certificate and the Proof of business existence (in case of self-employed businessmen or professionals)
Balance Sheet and P&L Account for the past three years (in case of self-employed businessmen or professionals)
Personal LoanLoan Application with passport size photographs
Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
Latest 3 months Salary Certificate and Form No.16 ( for the salaried individual) ITR/ITAO along with computation of income, B/S, P&L account with all scheduled certificate by the CA for last 2 years ( For the self- employed)
Bank statement: For salaried individuals: Last 3 months bank statement (where salary is credited) For the self- employed: latest 6 months bank statement/ passbook (current account)
For the self- employed: Proof of Qualification, Proof of continuity of business or profession.
Car Loan1 passport size photograph
Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible and self attested)
Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
Proof of Income: Latest 2 months salary slip with form 16 Audited balance sheet, and the latest 2 years IT returns of the company/ Latest ITR, bank statement reflecting salary credits for last 4 months.
Bank Statement: Income statement, balance sheet and ITR for last 2 years ( for self- employed), Last 6 months bank statement (for salaried individual)
Business Proof: CST Certificate/ Labour act, Shop establishment act/ssi certificate, Proof of ownership of entity, Rental deed/ Utility deed in the name of the company.
Loan Against PropertyDuly filled Loan Application with passport size photographs - 2 copies each
Identity proof- Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
Residence proof- Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
Signature Proof: Passport/ PAN Card.
Income proof: Last 3 month salary slip or salary certificate and ITR/ Form-16/ Appointment letter ( for the salaried individual)
Last 2 years income tax returns and complete business profile and acknowledgement. Last 2 years financial with full schedules and audits by the certified CA.
Bank Statement- Last 6 months bank statement, Last 3 years Profit/ loss and Balance sheet ( for self- employed professionals)
Processing Fee cheque
Property related documents: All the title related documents of the property that you wish to mortgage for loan.
Education loanDuly filled application with recent photographs.
Proof of residence – Passport/ Utility bill/ Allotment letter.
Date of Birth proof
Certificate of Domicile
Fee particulars from school/ college
Scholarship proof
Study Certificate
Business loanI.T.R. - 2 Years, Balance Sheet and Profit & Loss Account
Proof of ownership of Residential or Commercial Property (including Parental Property) in select locations
Latest 6 months Bank statement of Business.
Proof of Identity
Proof of Residence
Fixed Deposit2 Photographs of Depositor/s
Identity Proof and Address Proof
Any other related documents as applicable to proprietorship concern, Partnership Firm, Company, HUF etc.

 

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