Karnataka Bank Hyderabad
Last Updated : Sept. 5, 2018, 3:58 p.m.
About Karnataka Bank
Karnataka bank is one of the leading banks in India which was set up in the small coastal town of the Karnataka state named Mangalore in the year 1924. The bank has been set up as the result of the patriotic zeal in the early 20th century during the freedom movements. It was formed by the contribution of many lawyers and businessmen. The bank has changed with times and molded itself with the changing world. It has modified its products and services according to the changing lifestyle. It has taken into the consideration of the requirements and business together to create the world class products which can fulfill the needs of the people.
Karnataka bank has grown its network outside the state and has covered the entire country by making its services available in 21 states with 743 branches. There are around 1.9 million satisfied customers who do business with the bank. It has adapted the technology as one of the main features in providing quality service to the people. It has started the core banking system in the year 2000 and also has Disaster Recovery center which has all the backup if any calamities occur at the data center. It has always aimed to provide the smooth and hassle free experience to the customers. It is governed by the highest standard of corporate governance and guided by ethical values. The mission of the bank is to have the national presence by being the customer- centric and techno- savvy in providing the service and products to the clients.
Address of Karnataka Bank Branches in Hyderabad
| Branch Name | Address | IFSC Code | MICR | Contact Details |
|---|---|---|---|---|
| Hyderabad Main Nampally | 5 4 424, Nampally Station Road, Pb 254, Hyderabad 500001 | KARB0000320 | 500052002 | 1800 425 1444 |
| Banjara Hills Hyderabad | Plot No50, Srinagar Colony, Banjara Hills, Hyderabad 500073 | KARB0000329 | 500052004 | 1800 425 1444 |
| Dilsukhnagar Hyderabad | 18 BY 89, 1ST Floor, Chaitanyapuri Cross Road, Kamala nagar, Dilsukhnagar, Hyderabad 500060 | KARB0000331 | 500052005 | 1800 425 1444 |
| Uma Nagar Hyderabad | 6 3 1219 BY 24, Uma Nagar, Begumpet, Hyderabad 500016 | KARB0000333 | 500052008 | 1800 425 1444 |
| Rajbhavan Road Hyderabad | 6 3 1090 BY A, Bhupal Towers, Rajbhavan Road, Somajiguda, Hyderabad 500082 | KARB0000334 | 500052007 | 1800 425 1444 |
| Kukatpally | NO 42, Prathima Arcade Phase 6, Kphb Colony, Kukatpally, Hyderabad 500072 | KARB0000336 | 500052009 | 1800 425 1444 |
| A S Rao Nagar Hyderabad | 1 19 69 BY 5 BY 1 Dr A S Rao Nagar Sainikpuri Secunderabad Dist Hyderabad Secunderabad 5 | KARB0000733 | 500052006 | 1800 425 1444 |
| Serilingampally | Plot No.12, Kruthika Layout, Opp. Image Garden Function Hall, Madhapur, Serilingampally, Hyderabad - 500081. | KARB0000736 | 500052011 | 1800 425 1444 |
| Ro Hyderabad | Plot No.50, Ist Floor. Road No.3, Srinagar Colony, Banjara Hills Hyderabad - 500073 | KARB0000350 | NON-MICR | 1800 425 1444 |
| Rajendra Nagar | Ground Floor, Beside Pillar No. 210, M Q Splendour, Rajendranagar, Hyderabad - 500048 | KARB0000664 | 500052013 | 1800 425 1444 |
Products Offered by the Karnataka Bank in Hyderabad
Karnataka bank has all kinds of products and services that are required to give the best solution for the financial problems and requirements. It is active in Retail banking, corporate banking, and other banking facilities.The bank offers the various loan products such as the home loan, personal loan, loan against property, car loan, education loan, gold loan, and business loan. The bank has other banking services like the Mutual funds, deposits, Insurance, Demat services etc. Thus, providing the best required financial solution.
Basic details about Karnataka Bank products
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Documents Required
The documents required for the different products by Karnataka bank Hyderabad are mentioned in the table below:
| Products | Documents Required |
|---|---|
| Home Loan | Loan Application with passport size photograph of applicant / guarantor Identity proof- Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible) Residence proof- Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy. Signature proof- Passport/ PAN Card Processing fee cheque Detailed cost estimate/valuation report from Bank's Panel Chartered Engineer/Architect Allotment letter of Co-operative Housing Society/ Apartment Owners' Association/Housing Board/NOC from the Society/Association/Builders/Housing Board Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata and permission for mortgage, wherever necessary Last 3 months Salary Certificate and Form No.16/ITR for last 3 years (in case of salaried persons) IT Returns filed for the past three years (in case of non-salaried persons) Educational qualification certificate and the Proof of business existence (in case of self-employed businessmen or professionals) Balance Sheet and P&L Account for the past three years (in case of self-employed businessmen or professionals) |
| Personal Loan | Loan Application with passport size photographs Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible) Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy. Latest 3 months Salary Certificate and Form No.16 ( for the salaried individual) ITR/ITAO along with computation of income, B/S, P&L account with all scheduled certificate by the CA for last 2 years ( For the self- employed) Bank statement: For salaried individuals: Last 3 months bank statement (where salary is credited) For the self- employed: latest 6 months bank statement/ passbook (current account) For the self- employed: Proof of Qualification, Proof of continuity of business or profession. |
| Car Loan | 1 passport size photograph Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible and self attested) Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy. Proof of Income: Latest 2 months salary slip with form 16 Audited balance sheet, and the latest 2 years IT returns of the company/ Latest ITR, bank statement reflecting salary credits for last 4 months. Bank Statement: Income statement, balance sheet and ITR for last 2 years ( for self- employed), Last 6 months bank statement (for salaried individual) Business Proof: CST Certificate/ Labour act, Shop establishment act/ssi certificate, Proof of ownership of entity, Rental deed/ Utility deed in the name of the company. |
| Loan Against Property | Duly filled Loan Application with passport size photographs - 2 copies each Identity proof- Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible) Residence proof- Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy. Signature Proof: Passport/ PAN Card. Income proof: Last 3 month salary slip or salary certificate and ITR/ Form-16/ Appointment letter ( for the salaried individual) Last 2 years income tax returns and complete business profile and acknowledgement. Last 2 years financial with full schedules and audits by the certified CA. Bank Statement- Last 6 months bank statement, Last 3 years Profit/ loss and Balance sheet ( for self- employed professionals) Processing Fee cheque Property related documents: All the title related documents of the property that you wish to mortgage for loan. |
| Education loan | Duly filled application with recent photographs. Proof of residence – Passport/ Utility bill/ Allotment letter. Date of Birth proof Certificate of Domicile Fee particulars from school/ college Scholarship proof Study Certificate |
| Business loan | I.T.R. - 2 Years, Balance Sheet and Profit & Loss Account Proof of ownership of Residential or Commercial Property (including Parental Property) in select locations Latest 6 months Bank statement of Business. Proof of Identity Proof of Residence |
| Fixed Deposit | 2 Photographs of Depositor/s Identity Proof and Address Proof Any other related documents as applicable to proprietorship concern, Partnership Firm, Company, HUF etc. |