Top Banks 2024
Kotak Mahindra Bank Ahmedabad
Last Updated : Sept. 5, 2018, 4:52 p.m.
About Kotak Mahindra Bank
Kotak Mahindra Bank is a private sector bank that received the licence to conduct banking activities in the year 2003. It is a division of Kotak Mahindra Finance Limited. The banking unit was incorporated to ease the financial troubles and banking problems of the residents by providing tailor-made solutions. The Bank’s segments include Treasury, BMU and Corporate centre, which includes dealing in debt, equity, money market, forex market, derivatives and investments and primary dealership of Government securities and Balance Sheet Management unit (BMU). The retail banking segment includes lending and credit cards and Corporate/ Wholesale Banking, includes wholesale borrowings and lending, and other related services. The bank even provides the benefit of vehicle financing, that includes retail vehicle finance and wholesale trade finance. The other lending services provided by the bank involves financing against securities and other loans; Broking, which is engaged in market transactions done on behalf of clients; Advisory and Transactional Services, which provide financial advisory and transactional services; Asset Management, which manages investments on behalf of clients and funds, and Insurance, which provides life insurance and general insurance. With this vast range of banking products, the bank is always ready to provide quick and timely services to the customers.
Address of Kotak Mahindra Bank Branches in Ahmedabad
The complete address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank located inAhmedabad are mentioned in the table below:
| Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
|---|---|---|---|---|
| Ahmedabad - Changodar | Kotak Mahindra Bank Ltd, Block No 565, Sarkhej Bavla, NH 8 A, Changodar, Taluka Sanand, Ahmedabad - 382213, Gujarat, India | KKBK0000158 | 380485005 | (02717) 658985 |
| Ahmedabad - Maninagar | Kotak Mahindra Bank Ltd, Gr. Floor, Prime Plaza, Opp. Rajivbhai Towers, Maninagar, Ahmedabad - 380008, Gujarat, India | KKBK0000159 | 380485006 | (079) 66060268 |
| Viramgam - Mandal Road | Kotak Mahindra Bank Ltd, Shop No. 19, 21, 22, Akshar Complex, Mandal Road, Ahmedabad Viramgam - 382150, Gujarat, India | KKBK0000160 | 382485061 | (02715) 28002145 |
| Gujarat - Satellite | Shop No. 6 & 7, Shidhivinayak Complex, Shivranjini Char Rasta, Satellite | KKBK0000810 | 380485004 | (079) 66310000 |
| Ahmedabad - Ghantakarna Market | 213 - 214, Sakar Ii, Ellisbridge Corner, Ashram Road, Ahmedabad - 380 006 | KKBK0000811 | 380485002 | (079) 66060477 |
| Ahmedabad - Chandan House | Ground Floor, Chandan House, Opp. Abhijeet Iii, Near Mithakali Six Roads, Navrangpura | KKBK0000812 | 380485003 | (079) 66614800 |
| Ahmedabad - Drive In | Kotak Mahindra Bank Ltd. Ground Floor, Ishwar Complex, Opp. Gurukul Towers, Drive In Road, Ahmedabad - 380052 Gujarat | KKBK0000825 | 380485007 | (079) 65231797 |
| Ahmedabad - Shahibaug | Kotak Mahindra Bank Ltd. Shop No 32, 33, 34 Upper Level Advance Plaza, Shahibaug Ahmedabad - 380004 | KKBK0000827 | 380485009 | (079) 65108248 |
| Bodakdev Branch | Kotak Mahindra Bank Ltd, Parshwa Tower, S. G. Road, Bodakdev, Ahmedabad, Gujarat - 380 054 | KKBK0000836 | 380485010 | (079) 65249502-14 |
| Vatva Branch | Kotak Mahindra Bank Ltd, Shop No. 10 - 12, Karnavati Industrial Estate No.2, Ramol Cross Roads, Vatva, Gidc Phase IV, Ahmedabad 382445 | KKBK0000837 | 380485012 | 1800226022 |
| Chandkheda Branch | Kotak Mahindra Bank Ltd, Chandkheda Branch - Ahmedabad., Shop No. 16, 17, 18 & 19 On The First Floor, Shop No. G 13, On The Ground Floor, Shyamal Complex, New C G Road, Chandkheda, Ahmedabad - 382424 - Gujarat | KKBK0000839 | 380485014 | 1800226022 |
| Prahaladnagar Branch | Kotak Mahindra Bank Ltd, Prahladnagar Branch, Ground Floor, Paras - II, Plot No.1, Prahalad Nagar, Near Auda Garden, Ahmedabad - 380015 | KKBK0002560 | 380485016 | 1800226022 |
| Ashram Raod Branch Ahmedabad | Kotak Mahindra Bank Ltd, Ashram Road Branch, Ground Floor, And Basement, Shop No. S G-1 G-2 & C-1, Vikram Chambers, Ashram Road, Ahmedabad- 380009 | KKBK0002562 | 380485018 | 18001026022 |
| Odhav Branch Ahmedabad | Kotak Mahindra Bank Ltd, Odhav Branch- Ahmedabad, Ground Floor, Shop No. 39, 40 41 , 42, 43 & 44, Tejendra Complex Block B, Opp. Cmc Odhav Road, Ahmedabad- 382415 | KKBK0002563 | 380485019 | 18001026022 |
| Raipur Branch Ahmedabad | Kotak Mahindra Bank Limited Sumel Business Park III Branch, Ground Floor, Shop No. 26, 27, 28 & 29, Block A, Sumel Business Park-III, Raipur- Ahmedabad Pin : 380002, Gujarat | KKBK0002566 | 380485022 | 18001026022 |
| Gujarat Ambuja Co Op Bank Ltd Sola Road | Gujarat Ambuja Co-Op Bank Ltd, 1, 2, 3, Navrang Tower, Sattadhar Cross Road, Sola Road, Ghatlodia, Ahmedabad- 380061 | KKBK0GACB02 | 380118353 | 079-27452224/ 079-27495852 |
| Gujarat Ambuja Co Op Bank Ltd Odhav | Gujarat Ambuja Co Op Bank Ltd. Ridham Complex, Nr. Fire Station, Below Balaji Guest House, Gidc, Odhav, Ahmedabad -382415 | KKBK0GACB03 | 380118353 | 9909087067 |
| Shree Kadi Nagarik Sahakari Bank Ltd Naranpura Branch | Shree Kadi Nagarik Sahakari Bank Ltd Naranpura Branch Ishwar Complex, Opp. Sardar Patel Stadium, Stadium Six Road, Navrangpura, Ahmedabad, Pin-380009 | KKBK0KNSB02 | 380802002 | 07926423680/ 26420720 |
| Shree Kadi Nagarik Sahakari Bank Ltd New Ranip Branch | Shree Kadi Nagarik Sahakari Bank Ltd New Ranip Branch Shop No.32 To 37, First Floor, Aakash Residency, New Ranip, Ahmedabad-382470 | KKBK0KNSB04 | 380802004 | 079 27590128 |
| Shree Kadi Nagarik Sahakari Bank Ltd Chandlodiya Branch | Shree Kadi Nagarik Sahakari Bank Ltd Chandlodiya Branch G-1, Appolo Arcade, R.C. Technical Road, Chandlodiya, Ahmedabad-382481 | KKBK0KNSB05 | 380802005 | 079 27774482 |
| The Karnavati Co Op Bank Ltd H.O. Bapunagar - Kcob002 | The Karnavati Co Op Bank Ltd, 105, Radha Raman Complex, Nr. Khodiyarnagar, N.H. No.8, District: Ahmedabad Pin 382350. Gujarat | KKBK0TKCB01 | 380124252 | 079-22973380 |
| The Karnavati Co Op Bank Ltd Nikol - Kcob003 | The Karnavati Co Op Bank Ltd, B/58, Sardar Patel Mall, Nikol Gam Road, Nikol, District: Ahmedabad Pin 382350 Gujarat | KKBK0TKCB02 | 380124253 | 079-22704764 |
| The Karnavati Co Op Bank Ltd Odhav - Kcob004 | The Karnavati Co Op Bank Ltd, 1-4, V.K.Complex, Nr. Manglam Cinema, Odhav Road, District: Ahmedabad Pin 382415. Gujarat | KKBK0TKCB03 | 380124254 | 079-22975856 |
Products Offered by Kotak Mahindra Bank in Ahmedabad
In Ahmedabad, Kotak Mahindra bank provides a wide range of products and services. The details of each product along with the eligibility criteria and documents required is mentioned below.
Kotak Mahindra Bank Products Details
| Product Name | Eligibility Criteria | Amount | Interest Rate | Processing Fee | Tenure |
|---|---|---|---|---|---|
| Home Loan | Individuals, either solely or jointly can apply for the home loan if they fall in the age bracket and earn a considerable income as per bank norm | Up to 90% of the property | 8.70% onwards | Nil | Up to 20 years |
| Personal Loan | All Indian residents who are employees of either MNCs, Public and Private limited companies with: - Minimum age 21 years and maximum 58 years - Minimum net salary of ₹ 25,000 - Graduation as minimum Education qualification - Minimum 1 year of stay in the current city - Having total work experience of 2 years | Minimum - ₹ 50,000 Maximum - ₹ 15,00,000 | 10.99% Onwards | Up to 2% of the loan amount + service tax | Up to 5 years |
| Car Loan | Eligible Segments- Partnership Firms and LLPs, Public & Private Ltd. companies, HUFs and Trusts Criteria for Salaried: Minimum age of the applicant should be 21 years Maximum age of the applicant at loan maturity should be 58 years The applicant must earn minimum income of ₹ 15,000 per month Must have minimum employment of 12 months Criteria for Self- Employed; Minimum age of the applicant should be 21 years Maximum age of the applicant at loan maturity should be 65 years Minimum employment in the current line of business should be at least 1 year | Minimum - ₹ 75,000 Maximum - Up to 90% of the car value | As per company’s norms | As per company’s norms | Maximum - 7 years |
| Loan Against Property | - All individuals either solely or jointly can apply for loan against property - Minimum annual income should be Rs. 1.44 lakh as per the P&L. - Minimum 21 years of age. - Maximum 65 years of age at the time of loan maturity. - Firm/company should have been in operation for the last 3 years. - Firm/company should be making cash profits for the last two years. | ₹ 10 lakhs to ₹ 3 crores | 10% p.a. | up to 1% of the loan amount | Maximum Up to 12 years |
| Business Loan | The borrower should be in the line of business for 3 years and the business should be profitable for last 2 years. The eligible segments are: - Self employed businessmen with an annual turnover of ₹ 2 crores - Manufacturers with an annual turnover of ₹ 1 crore - Service Providers with an annual turnover of ₹ 50 lacs | ₹ 3 lacs to ₹ 75 lacs | 16% p.a. - 19.99% p.a. | Up to 2% of the loan amount | 15 years |
| Gold Loan | - The applicant should be a resident Individual or Proprietor -The age of the applicant should be 18 years and above | Minimum - ₹ 25,000 Maximum - ₹ 25 lacs | 10.5% p.a. to 17% p.a. | 2% of the loan amount | Up to 3 years |
| Education Loan | - The student should be an Indian National - The student shall have secured the admission in India or abroad through an entrance test or through merit based selection process - The minimum age of the joint applicant should be 21 years but not more than 70 years | For studies in India - maximum ₹ 10 lacs Studies abroad - maximum ₹ 20 lacs | 11.5% p.a. - 24% p.a. | Up to 2% of the loan amount + service tax | |
| Fixed Deposit | An individual either solely or jointly A minor jointly with a major HUF Private Traders Professionals Partnerships Firms Companies Clubs Societies & Corporates | - | 2.50% - 4.90% | - | 7 days to 10 year |
Documents Required
The list of documents required to avail the benefit of the financial products are given below:
| Product Name | Documents |
|---|---|
| Home Loan | Proof of identity (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card) Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/ Property tax receipt/ Passport/ Voters ID card) Proof of Income - Original Salary Certificate from employer, TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt., Acknowledged copies of three years I.T. returns/ Assessment Orders, Photocopies of challans evidencing payment of Advance Income Tax Proof of business address for non-salaried individuals Statement of Bank Account/ Pass Book for last six months Signature identification from present bankers Personal Assets and Liabilities statement |
| Personal Loan | Application Form 1 Latest Photograph Identity Proof - Passport/ PAN Card/ Voters ID card/ Driving License etc Residence Proof - Ration card/Driving License/Voters ID card/ Passport / Telephone Bill/ Electricity bill/Life Insurance policy Age Proof - Passport, PAN Card or Any Other Certificate from Statutory Authority Signature Proof Ownership Proof Income Proof - Salary slips for last 3 months, ITR/ Form 16 for last 3 years, Latest Income Tax Return Bank Account Statements |
| Car Loan | Duly filled Application form Photograph Proof of Identity:- Passport copy, PAN Card, Voters Id car, driving licence( Laminated, Recent, Legible) Income Proof: Latest salary slip with Form 16./ Income Tax Returns of 2 previous financial years Address Proof: Ration card/Driving licence/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy PAN Card Signature Verification from your Banker / Voters ID / IT PAN card / IT Return / Driving License / Passport Salary Bank Statement/ Business Bank Statement P&L A / C and B / S for the last 2 years certified by CA by Non-Salaried |
| Loan Against Property | Application form Financial Statements/ Bank Statement Address Proof: Ration card/Driving licence/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy PAN Card Age Proof - Passport, PAN Card or Any Other Certificate from Statutory Authority |
| Business Loan | Proof of Identity: Voter’s ID Card/ Passport/ Driving License/ PAN Card/ Signature identification from present bankers of proprietor, partner of director (if a company) Proof of residence: Recent telephone bills, electricity bill, property tax receipt /Passport/ Voter’s ID Card of Proprietor, partner of Director (if a company) I.T.R., 2 Years, Balance Sheet and Profit & Loss Account Proof of ownership of Residential or Commercial Property (including Parental Property) in select locations Latest 6 months Bank statement of Business |
| Gold Loan | For Kotak customers: Latest address proof (only if the address of the customer has changed) For non-Kotak customers: Identity Proof, Address Proof, Signature Proof (KYC Documents) and 3 passport size photographs |
| Education Loan | Application Form 2 photographs Proof of Identity - Passport/ PAN Card/ Voters ID card/ Driving License etc. Residence Proof - Passport/ Driving License/ Voter ID/ Ration Card/ Telephone Bill Signature verification from bank Income Details of Co- Applicant and Guarantor - Latest payslip or Form 16 or 2 years ITR Proof of Ownership Proof of Relationship Confirmed admission letter Letter from college Academic Pass out Mark sheet/Certificate |
| Fixed Deposit | Proof of Identity - Passport, Voter ID card, Driving license, PAN card, Government department ID card Proof of Residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement |