Kotak Mahindra Bank Car Loan in Ghaziabad

About Kotak Mahindra Bank Car Loan in Ghaziabad

Give yourself the pleasure of driving an owned car without worrying about the financial problems as Kotak Mahindra Bank is there to help you. The Bank provides a car loan to the eligible candidates at the decent rate of interest. It charges a nominal processing fee, the details of which are stated below.

Kotak Mahindra Bank Car Loan in Ghaziabad at a Glance

ParticularsDetails
Interest Rate Customized
Loan amountMinimum - ₹ 75,000
Maximum - Up to 90% of the car value
TenureMaximum - 7 years
Processing feeAs per bank’s norms
Pre- payment chargesAs per bank’s norms

Eligibility Criteria

The Kotak Mahindra Bank provides car loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The car loan eligibility criteria are:

  • Eligible Segments- Partnership Firms and LLPs, Public & Private Ltd. companies, HUFs and Trusts
  • Criteria for Salaried:
    Minimum age of the applicant should be 21 years
    Maximum age of the applicant at loan maturity should be 58 years
    The applicant must earn minimum income of ₹ 15,000 per month
    Must have minimum employment of 12 months
  • Criteria for Self- Employed:
    Minimum age of the applicant should be 21 years
    Maximum age of the applicant at loan maturity should be 65 years
    Minimum employment in the current line of business should be at least 1 year

Documents Required

In order to avail the benefit of a car loan, the individual needs to submit the following documents:

  • Duly filled Application form
  • Photograph
  • Proof of Identity: Passport copy, PAN Card, Voters Id car, driving licence( Laminated, Recent, Legible)
  • Income Proof: Latest salary slip with Form 16./ Income Tax Returns of 2 previous financial years
  • Address Proof: Ration card/Driving licence/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy PAN Card
  • Signature Verification from your Banker / Voters ID / IT PAN card / IT Return / Driving License / Passport
  • Salary Bank Statement/ Business Bank Statement
  • P&L A / C and B / S for the last 2 years certified by CA by Non-Salaried

Check Car Loan Ghaziabad for more details

Address of Kotak Mahindra Bank Branches in Ghaziabad

The branch address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank branches located in Ghaziabad are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Ghaziabad

30 & 31, Navyug Market, P. B. #75, Ghaziabad - 201001 Uttar PradeshKKBK0000677110485033(0120) 4175102
Ghaziabad Main BranchC, 77 RDC, Raj Nagar District Centre, Ghaziabad - 201001 KKBK0005295NON-MICR1800-102-6022
Indirapuram BrShop No. AG-11, 12, 38, 39 & 40 ON Ground Floor Aditya City Center Indirapuram, Ghaziabad - 201014
Uttar Pradesh
KKBK0005289NON-MICR
0120-4308678, 0120-4309857
Raj Nagar Ghaziabad ALL India Institute of Tech Medicals Plot #13 RDC Opposite Telephone Exchange Raj NGR, Ghaziabad - 201002
Uttar Pradesh
KKBK0005296 NON-MICR
1800-102-6022

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