Kotak Mahindra Bank Car Loan in Kolkata

About Kotak Mahindra Bank Car Loan in Kolkata

Buying a car is one of the listed desire of the people. But the obstacle that comes in the way of fulfilling the wish is the lack of finance. Kotak Mahindra Bank with its financial tool removes this obstacle. It grants the car loan and supports the people financially. The eligible candidates can avail the benefits of the facility by visiting the nearest branch.

Kotak Mahindra Bank Car Loan in Kolkata at a Glance

ParticularsDetails
Interest Rate Customized
Loan amountMinimum - ₹ 75,000
Maximum - Up to 90% of the car value
TenureMaximum - 7 years
Processing feeAs per bank’s norms
Pre- payment chargesAs per bank’s norms

Eligibility Criteria

The Kotak Mahindra Bank provides car loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The car loan eligibility criteria are:

  • Eligible Segments- Partnership Firms and LLPs, Public & Private Ltd. companies, HUFs and Trusts
  • Criteria for Salaried:
    Minimum age of the applicant should be 21 years
    Maximum age of the applicant at loan maturity should be 58 years
    The applicant must earn minimum income of ₹ 15,000 per month
    Must have minimum employment of 12 months
  • Criteria for Self- Employed:
    Minimum age of the applicant should be 21 years
    Maximum age of the applicant at loan maturity should be 65 years
    Minimum employment in the current line of business should be at least 1 year

Documents Required

In order to avail the benefit of a car loan, the individual needs to submit the following documents:

  • Duly filled Application form
  • Photograph
  • Proof of Identity: Passport copy, PAN Card, Voters Id car, driving licence( Laminated, Recent, Legible)
  • Income Proof: Latest salary slip with Form 16./ Income Tax Returns of 2 previous financial years
  • Address Proof: Ration card/Driving licence/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy PAN Card
  • Signature Verification from your Banker / Voters ID / IT PAN card / IT Return / Driving License / Passport
  • Salary Bank Statement/ Business Bank Statement
  • P&L A / C and B / S for the last 2 years certified by CA by Non-Salaried

Check Car Loan Kolkata for more details

Address of Kotak Mahindra Bank Branches in Kolkata

The branch address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank branches located in Kolkata are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Kotak Mahindra Ballygunge KolkataGround Floor Devalaya 3 A Gariahat Road, Kolkata - 700019
West Bengal
KKBK0006578NON-MICR1800-102-6022
Kotak Mahindra Brabourne Road Overseas Calcutta KolkataCity Centre 19 Synagogue Street, Kolkata - 700001
West Bengal
KKBK0006573NON-MICR1800-102-6022
Kotak Mahindra Burra Bazar Kolkatta Burra Bazar Branch-kolkatta, Ground & Fifth Floor ; Building #1, Jogendra Kaviraj Row, Near Kalakar Street Post Office, Kolkata - 700007KKBK0006562700485012033 22740137, 033 22740153
Kotak Mahindra Chittaranjan Avenue Ground Floor Premises #219 Chittaranjan Avenue Kolkata - 700006
West Bengal
KKBK0006584NON-MICR033 25551140, 033 25551160
Kotak Mahindra Garia Kolkata279 A Ground Floor N. S. C Bose Road, Kolkata - 700047KKBK0006577NON-MICR1800-102-6022
Kotak Mahindra Gol Park Ground Floor & First Floor, 23 By 20 By 2, Gariahat Road, Gol Park, Kolkatta, Kolkata - 700029KKBK0006567
NON-MICR033 40715583, 033 40715584, 033 40715585

 

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