Kotak Mahindra Bank Car Loan in Kolkata
Last Updated : April 11, 2017, 4:20 p.m.
About Kotak Mahindra Bank Car Loan in Kolkata
Buying a car is one of the listed desire of the people. But the obstacle that comes in the way of fulfilling the wish is the lack of finance. Kotak Mahindra Bank with its financial tool removes this obstacle. It grants the car loan and supports the people financially. The eligible candidates can avail the benefits of the facility by visiting the nearest branch.
Kotak Mahindra Bank Car Loan in Kolkata at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | Customized |
| Loan amount | Minimum - ₹ 75,000 Maximum - Up to 90% of the car value |
| Tenure | Maximum - 7 years |
| Processing fee | As per bank’s norms |
| Pre- payment charges | As per bank’s norms |
Eligibility Criteria
The Kotak Mahindra Bank provides car loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The car loan eligibility criteria are:
- Eligible Segments- Partnership Firms and LLPs, Public & Private Ltd. companies, HUFs and Trusts
- Criteria for Salaried:
Minimum age of the applicant should be 21 years
Maximum age of the applicant at loan maturity should be 58 years
The applicant must earn minimum income of ₹ 15,000 per month
Must have minimum employment of 12 months - Criteria for Self- Employed:
Minimum age of the applicant should be 21 years
Maximum age of the applicant at loan maturity should be 65 years
Minimum employment in the current line of business should be at least 1 year
Documents Required
In order to avail the benefit of a car loan, the individual needs to submit the following documents:
- Duly filled Application form
- Photograph
- Proof of Identity: Passport copy, PAN Card, Voters Id car, driving licence( Laminated, Recent, Legible)
- Income Proof: Latest salary slip with Form 16./ Income Tax Returns of 2 previous financial years
- Address Proof: Ration card/Driving licence/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy PAN Card
- Signature Verification from your Banker / Voters ID / IT PAN card / IT Return / Driving License / Passport
- Salary Bank Statement/ Business Bank Statement
- P&L A / C and B / S for the last 2 years certified by CA by Non-Salaried
Check Car Loan Kolkata for more details
Address of Kotak Mahindra Bank Branches in Kolkata
The branch address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank branches located in Kolkata are mentioned in the table below:
| Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
|---|---|---|---|---|
| Kotak Mahindra Ballygunge Kolkata | Ground Floor Devalaya 3 A Gariahat Road, Kolkata - 700019 West Bengal | KKBK0006578 | NON-MICR | 1800-102-6022 |
| Kotak Mahindra Brabourne Road Overseas Calcutta Kolkata | City Centre 19 Synagogue Street, Kolkata - 700001 West Bengal | KKBK0006573 | NON-MICR | 1800-102-6022 |
| Kotak Mahindra Burra Bazar Kolkatta | Burra Bazar Branch-kolkatta, Ground & Fifth Floor ; Building #1, Jogendra Kaviraj Row, Near Kalakar Street Post Office, Kolkata - 700007 | KKBK0006562 | 700485012 | 033 22740137, 033 22740153 |
| Kotak Mahindra Chittaranjan Avenue | Ground Floor Premises #219 Chittaranjan Avenue Kolkata - 700006 West Bengal | KKBK0006584 | NON-MICR | 033 25551140, 033 25551160 |
| Kotak Mahindra Garia Kolkata | 279 A Ground Floor N. S. C Bose Road, Kolkata - 700047 | KKBK0006577 | NON-MICR | 1800-102-6022 |
| Kotak Mahindra Gol Park | Ground Floor & First Floor, 23 By 20 By 2, Gariahat Road, Gol Park, Kolkatta, Kolkata - 700029 | KKBK0006567 | NON-MICR | 033 40715583, 033 40715584, 033 40715585 |