Kotak Mahindra Bank Car Loan Noida EMI Calculator- Wishfin

Kotak Mahindra Bank Car Loan in Noida

About Kotak Mahindra Bank Car Loan in Noida

Are you looking for a car loan lender who can lend you sufficient amount at a reasonable rate of interest? Check the Kotak Mahindra Bank car loan. The bank lends up to 90% of the car value and grants loan for the flexible tenure of 7 years. It charges interest at the nominal rates, the details of which are provided below.

Kotak Mahindra Bank Car Loan in Noida at a Glance

Interest Rate Customized
Loan amountMinimum - ₹ 75,000
Maximum - Up to 90% of the car value
TenureMaximum - 7 years
Processing feeAs per bank’s norms
Pre- payment chargesAs per bank’s norms

Eligibility Criteria

The Kotak Mahindra Bank provides car loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The car loan eligibility criteria are:

  • Eligible Segments- Partnership Firms and LLPs, Public & Private Ltd. companies, HUFs and Trusts
  • Criteria for Salaried:
    Minimum age of the applicant should be 21 years
    Maximum age of the applicant at loan maturity should be 58 years
    The applicant must earn minimum income of ₹ 15,000 per month
    Must have minimum employment of 12 months
  • Criteria for Self- Employed:
    Minimum age of the applicant should be 21 years
    Maximum age of the applicant at loan maturity should be 65 years
    Minimum employment in the current line of business should be at least 1 year

Documents Required

In order to avail the benefit of a car loan, the individual needs to submit the following documents:

  • Duly filled Application form
  • Photograph
  • Proof of Identity: Passport copy, PAN Card, Voters Id car, driving licence( Laminated, Recent, Legible)
  • Income Proof: Latest salary slip with Form 16./ Income Tax Returns of 2 previous financial years
  • Address Proof: Ration card/Driving licence/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy PAN Card
  • Signature Verification from your Banker / Voters ID / IT PAN card / IT Return / Driving License / Passport
  • Salary Bank Statement/ Business Bank Statement
  • P&L A / C and B / S for the last 2 years certified by CA by Non-Salaried

Check Car Loan Noida for more details

Address of Kotak Mahindra Bank Branches in Noida

The branch address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank branches located in Noida are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Kotak Mahindra Noida B 1 Sector 16Basement, Ground Floor, First Floor, Second Floor, B-1, Sector 16 - 201301KKBK00050291104850701800-102-6022
Ansal Fortune ArcadeShop Nos: 2-4, 42-46 & LGF-50, Plot No 84, Ansal Fortune Arcade, Sector - 18, Noida - 201301, Uttar PradeshKKBK0005033
Sector 18G-31/32, Block G, Sec 18, Sector 18, Noida - 201301, Uttar PradeshKKBK0000181110485004(0120) 4364800
Sector 51B1/8, B1/9, Sector 51, Noida - 201301, Uttar PradeshKKBK0000154110485056(0120) 4015460
Sector 62C - 25/SG-16, "Stellar IT Park", Sector-62, Gautam Budhha Nagar, Sector 62, Noida - 201309, Uttar PradeshKKBK0005032NON-MICR0120 - 4544684
Sector - 63H-1/A-16, Ground Floor, Sector - 63, Sector 63, Noida - 201301, Uttar PradeshKKBK0000180110485040

(0120) 4082460, (0120) 4082477

Personal Loan Interest Rates March 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates March 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%