Kotak Mahindra Bank Hyderabad

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About Kotak Mahindra Bank

Halt your search of right financial & banking partner that can assist and guide you in taking crucial monetary decisions as Kotak Mahindra Bank is here to provide you with the wise and healthy banking advice. It was the first bank in the Indian history to convert into a bank from a financial company. Kotak Mahindra Finance Limited got the permission from RBI to conduct banking activities in the year 2003. Since then it has endeavoured to turn each market threat into the business opportunity and locked great success in the banking and financial industry. It is a well-known Indian private sector bank. It received an award of Best Private Bank in India at Global Private Banking Awards 2016 and has many more such awards to its credit.
It is a one stop shop for all banking needs. The bank offers personal finance solutions of every kind from savings accounts to credit cards, distribution of mutual funds to life insurance products. Kotak Mahindra Bank offers transaction banking, operates lending verticals, manages IPOs and provides working capital loans. Kotak has one of the largest and most respected Wealth Management teams in India, providing the widest range of solutions to high net worth individuals, entrepreneurs, business families and employed professionals. It has unique products to meet the diverse requirements of each social class.

Address of Kotak Mahindra Bank Branches in Hyderabad

The complete address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank located in Hyderabad are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Abid RoadNo.4-1-317 To 319, Troop Bazar, Abid Road, Hyderabad - 500001, TelanganaKKBK0007451NON-MICR18602662666
Ameerpet, Hyderabad27 To 39, I Floor, Neelgiri Block, Aditya Enclave, Ameerpet, Hyderabad - 500038, TelanganaKKBK0007453NON-MICR
(040) 23442212, (040) 23442211
A.S. Rao NagarOffice Unit No.1 Ground floor S, Hreeja Classic, Plot No. 51, H.No.1-6-51/E/1, Anupuram Main Road [A.S. Rao Nagar], Kapra village and Circle,GHMC, AS Rao Nagar, Hyderabad - 500062, Andhra PradeshKKBK0000565500485011(040) 40078393, (040) 40078406
Banjara Hills8-2-120/76/1/B, Ground Floor, Ashoka Hitech Chambers, Road No.2, Banjara Hill, Banjara Hills, Hyderabad - 500034, TelanganaKKBK0007461NON-MICR
040-23442202, 040-23442205
Banjara HillsIlyas Mohammed Khan Estate, Road No 1, Banjara Hills, Hyderabad - 500034, Andhra PradeshKKBK0000553500485006(040) 40176555
Bhel Township1315, Bhel Mig Colony, Ramachandrapuram, Bhel Township, Hyderabad - 502032, TelanganaKKBK0007467NON-MICR
18602662666
ChikkadapallyNo.1-1-191/A, 6Th Cross, Opp. More Super Market, Chikkadapally, Hyderabad - 500020, TelanganaKKBK0007455NON-MICR
18602662666
CZECH ColonySVSS Nivas, No.7-2-1813/5/A/1, CZECH Colony, Fateh Nagar Village,, Hyderabad - 500018, TelanganaKKBK0007469NON-MICR
18602662666
Dilsukhnagar, Hyderabad 3-8/1, Ground Floor, Hanuman Nagar Road, Chaitanyapuri, Dilsukhnagar, Hyderabad - 500036, Andhra PradeshKKBK0000563500485009
(040) 42201016
Gandhi NagarSt. Joseph'S Public School Premises, 1-3-183/40/A, I Floor, Gandhi Nagar, Hyderabad - 500080, TelanganaKKBK0007473NON-MICR
18602662666
Himayat Nagar3-6-140/A, City Centre Complex, Himayatnagar, Himayat Nagar, Hyderabad - 500029, Andhra PradeshKKBK0000555500485007
(040) 66441758, (040) 66441763
Jubilee HillsUptown Jubilee House Plot No 237, Jubilee Hills Co-op Housing Society Road No 36 Jubilee Hills , Hyderabad - 500033, Andhra PradeshKKBK0000564500485010(040) 64560046, (040) 64560030
Champapet, Hyderabad#17-1-362/BR/1/16, Brindavan Colony, Champapet Main Road, Karmanghat, Hyderabad - 500079, TelanganaKKBK0007474NON-MICR
(040) 23446642
Khairatabad6-3-636, Ground Floor, Perika Bhavan, Raj Bhavan Road, Opp Flyover, Khairatabad, Hyderabad - 500004, TelanganaKKBK0007468NON-MICR
18602662666

Products Offered by Kotak Mahindra Bank in Hyderabad

In Hyderabad, Kotak Mahindra Bank provides all the useful banking products and services to satisfy the banking requirements of people. The information of all products, their eligibility and documents required to avail those products are mentioned in the table below:

Kotak Mahindra Bank Products Details

Product NameEligibility CriteriaAmount Interest RateProcessing FeeTenure
Home Loan Individuals, either solely or jointly can apply for the home loan if they fall in the age bracket and earn a considerable income as per bank norm Up to 90% of the property8.35%
Nil Up to 20 years
Personal LoanAll Indian residents who are employees of either MNCs, Public and Private limited companies with:
- Minimum age 21 years and maximum 58 years
- Minimum net salary of ₹ 25,000
- Graduation as minimum Education qualification
- Minimum 1 year of stay in the current city
- Having total work experience of 2 years
Minimum - ₹ 50,000
Maximum - ₹ 15,00,000
10.99% - 17.99%
Up to 2% of the loan amount + service taxUp to 5 years
Car LoanEligible Segments- Partnership Firms and LLPs, Public & Private Ltd. companies, HUFs and Trusts

Criteria for Salaried:
Minimum age of the applicant should be 21 years
Maximum age of the applicant at loan maturity should be 58 years
The applicant must earn minimum income of ₹ 15,000 per month
Must have minimum employment of 12 months

Criteria for Self- Employed;
Minimum age of the applicant should be 21 years
Maximum age of the applicant at loan maturity should be 65 years
Minimum employment in the current line of business should be at least 1 year
Minimum - ₹ 75,000
Maximum - Up to 90% of the car value
As per company’s normsAs per company’s norms
Maximum - 7 years
Loan Against Property- All individuals either solely or jointly can apply for loan against property
- Minimum annual income should be Rs. 1.44 lakh as per the P&L.
- Minimum 21 years of age.
- Maximum 65 years of age at the time of loan maturity.
- Firm/company should have been in operation for the last 3 years.
- Firm/company should be making cash profits for the last two years.
₹ 10 lakhs to ₹ 3 crores10% p.a. up to 1% of the loan amountMaximum Up to 12 years
Business LoanThe borrower should be in the line of business for 3 years and the business should be profitable for last 2 years.

The eligible segments are:
- Self employed businessmen with an annual turnover of ₹ 2 crores
- Manufacturers with an annual turnover of ₹ 1 crore
- Service Providers with an annual turnover of ₹ 50 lacs
₹ 3 lacs to ₹ 75 lacs16% p.a. - 19.99% p.a.Up to 2% of the loan amount15 years
Gold Loan- The applicant should be a resident Individual or Proprietor
-The age of the applicant should be 18 years and above
Minimum - ₹ 25,000
Maximum - ₹ 25 lacs
10.5% p.a. to 17% p.a.2% of the loan amountUp to 3 years
Education Loan- The student should be an Indian National
- The student shall have secured the admission in India or abroad through an entrance test or through merit based selection process
- The minimum age of the joint applicant should be 21 years but not more than 70 years
For studies in India - maximum ₹ 10 lacs

Studies abroad - maximum ₹ 20 lacs
11.5% p.a. - 24% p.a.Up to 2% of the loan amount + service tax
Fixed DepositAn individual either solely or jointly
A minor jointly with a major
HUF
Private Traders
Professionals
Partnerships Firms
Companies
Clubs
Societies & Corporates
-3.50% - 7.30%
-7 days to 10 year

Documents Required

The list of documents required to avail the benefit of the financial products are given below:

Product NameDocuments
Home Loan Proof of identity (photocopies of Voters ID card/ Passport/ Driving
licence/ IT PAN card)
Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
Property tax receipt/ Passport/ Voters ID card)
Proof of Income - Original Salary Certificate from employer, TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt., Acknowledged copies of three years I.T. returns/ Assessment Orders, Photocopies of challans evidencing payment of Advance Income Tax
Proof of business address for non-salaried individuals
Statement of Bank Account/ Pass Book for last six months
Signature identification from present bankers
Personal Assets and Liabilities statement
Personal LoanApplication Form
1 Latest Photograph
Identity Proof - Passport/ PAN Card/ Voters ID card/ Driving License etc
Residence Proof - Ration card/Driving License/Voters ID card/ Passport / Telephone Bill/ Electricity bill/Life Insurance policy
Age Proof - Passport, PAN Card or Any Other Certificate from Statutory Authority
Signature Proof
Ownership Proof
Income Proof - Salary slips for last 3 months, ITR/ Form 16 for last 3 years, Latest Income Tax Return
Bank Account Statements
Car LoanDuly filled Application form
Photograph
Proof of Identity:- Passport copy, PAN Card, Voters Id car, driving licence( Laminated, Recent, Legible)
Income Proof: Latest salary slip with Form 16./ Income Tax Returns of 2 previous financial years
Address Proof: Ration card/Driving licence/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy PAN Card
Signature Verification from your Banker / Voters ID / IT PAN card / IT Return / Driving License / Passport
Salary Bank Statement/ Business Bank Statement
P&L A / C and B / S for the last 2 years certified by CA by Non-Salaried
Loan Against PropertyApplication form
Financial Statements/ Bank Statement
Address Proof: Ration card/Driving licence/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy PAN Card
Age Proof - Passport, PAN Card or Any Other Certificate from Statutory Authority
Business LoanProof of Identity: Voter’s ID Card/ Passport/ Driving License/ PAN Card/ Signature identification from present bankers of proprietor, partner of director (if a company)

Proof of residence: Recent telephone bills, electricity bill, property tax receipt /Passport/ Voter’s ID Card of Proprietor, partner of Director
(if a company)

I.T.R., 2 Years, Balance Sheet and Profit & Loss Account
Proof of ownership of Residential or Commercial Property (including Parental Property) in select locations
Latest 6 months Bank statement of Business
Gold LoanFor Kotak customers: Latest address proof (only if the address of the customer has changed)
For non-Kotak customers: Identity Proof, Address Proof, Signature Proof (KYC Documents) and 3 passport size photographs
Education Loan Application Form
2 photographs
Proof of Identity - Passport/ PAN Card/ Voters ID card/ Driving License etc.
Residence Proof - Passport/ Driving License/ Voter ID/ Ration Card/ Telephone Bill
Signature verification from bank
Income Details of Co- Applicant and Guarantor - Latest payslip or Form 16 or 2 years ITR
Proof of Ownership
Proof of Relationship
Confirmed admission letter
Letter from college
Academic Pass out Mark sheet/Certificate
Fixed DepositProof of Identity - Passport, Voter ID card, Driving license, PAN card, Government department ID card
Proof of Residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement

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