Equity Mutual Funds with Best SIP Returns
Last Updated : Nov. 5, 2019, 2:11 p.m.
If you are looking to create a corpus for your retirement, there’s none better than investing in equity mutual funds via a Systematic Investment Plan (SIP) to achieve the same. The small bunch of regular payments can take you through to the corpus that would be sufficient to live your retirement days peacefully. Having said that, a wrong fund selection can make you fall short of accumulating the target corpus. Taking note of that, we have listed out the funds across categories (large cap, mid cap, small cap and multi cap) with impressive SIP returns over the years.
Which Large Cap Funds Have Delivered the Highest SIP Returns?
| Funds | 1-year Return | 3-year Return | 5-year Return | 10-year Return |
|---|---|---|---|---|
| Axis Bluechip Fund | 22.69% | 16.32% | 14.09% | |
| HDFC Index Fund - Sensex Plan | 15.40% | 12.85% | 11.95% | 11.43% |
| Mirae Asset Large Cap Fund | 14.50% | 10.71% | 12.30% | 15.40% |
| SBI Bluechip Fund | 15.40% | 8.02% | 9.05% | 13.04% |
| Motilal Oswal Focused 25 Fund | 18.89% | 11.08% | 10.54% | - |
Mid Cap Funds with Best Returns on SIP Investments
| Funds | 1-year Return | 3-year Return | 5-year Return | 10-year Return |
|---|---|---|---|---|
| Axis Midcap Fund | 20.61% | 13.35% | 12.27% | - |
| DSP Midcap Fund | 13.72% | 5.07% | 9.05% | 15.12% |
| Franklin India Prima Fund | 6.72% | 3.16% | 7.14% | 15.33% |
Which Small Cap Funds Have Given the Highest SIP Returns?
| Funds | 1-year Return | 3-year Return | 5-year Return | 10-year Return |
|---|---|---|---|---|
| Axis Small Cap Fund | 30.55% | 12.95% | 12.63% | - |
| SBI Small Cap Fund | 16.93% | 7.25% | 12.24% | 20.47% |
Multi Cap Funds with Good SIP Returns
| Funds | 1-year Return | 3-year Return | 5-year Return | 10-year Return |
|---|---|---|---|---|
| Axis Focused 25 Fund | 24.02% | 13.57% | 14.11% | - |
| DSP Equity Fund | 23.53% | 11.10% | 11.34% | 12.87% |
| Franklin India Focused Equity Fund | 9.23% | 6.38% | 8.20% | 14.71% |
| Motilal Oswal Multicap 35 Fund | 12.36% | 5.68% | 9.73% | - |
| SBI Focused Equity Fund | 20.05% | 12.72% | 12.77% | 16.02% |
What Else You Need to Do Beyond Checking the Returns?
Yes, the return is an important criterion as it tells about the way the fund has performed. But the decision to choose an equity mutual fund will also depend on the kind of risk appetite you have. If you have a moderate risk appetite, you would be better off choosing either a large or multi-cap fund. In case you can take a very high risk, you can go with mid and small-cap funds. Having said that, it’s ideal to choose two different types of funds for optimal investment diversification. Maybe, you should invest a maximum chunk in the fund that goes with your risk profile.
Note – Data sourced from Value Research as of Nov 4, 2019
Disclaimer – “Mutual fund investments are subject to market risks. Please read the scheme related documents carefully before investing”.