Oriental Bank of Commerce Fixed Deposit in Kochi

About Oriental Bank of Commerce Fixed Deposit in Kochi

Called as the commercial hub of Kerala, Kochi gives utmost delight to the business enterprises, especially the shipping companies with the establishment of ports here. Within the enterprises, there remains a section of the salaried segment that wants to embrace a future that would let them live the life with freedom. The answer lies in the custom fixed deposit option of Oriental Bank of Commerce (OBC) that provides the said facility for different periods at different interest rates. So, don’t go any further and open a fixed deposit account at OBC in Kochi. But before that, you can look at Oriental Bank of Commerce Fixed Deposit Kochi description in full.

Oriental Bank of Commerce Fixed Deposit Kochi at a Glance

ParticularsDetails
Minimum Deposit Amount₹100 and in multiples of the same thereafter
Interest Rate4.00% - 6.60%
Maximum Deposit Period10 Years

Oriental Bank of Commerce Fixed Deposit Eligibility Criteria in Kochi

OBC allows a list of individuals and organizations to open a fixed deposit in Kochi. Find them out in the pointers below.

  • Individuals
  • Companies
  • Partnership Firms
  • Trusts
  • Proprietary Concerns
  • Unincorporated Association or a Body of Individuals

Documents Needed for Opening Oriental Bank of Commerce Fixed Deposit in Kochi

Keen to know the documents asked by OBC to open a fixed deposit in Kochi? Below are the pointers that will act as a guide.

Documents for Individuals

  • Identity Proof- Passport/PAN Card/Voter ID/Driving License/Aadhaar Card/Job Card Issued by NREGA Duly Signed by the Competent State Govt Official/Letter Issued by a Gazetted Officer with a Duly Attested Photograph
  • Address Proof- Receipt of Property or Municipal Tax/Letter of Allotment of Accommodation from Employer Issued by Central or State Government Departments, Public Sector Undertakings, Scheduled Commercial Banks, Listed companies/Documents issued by Government departments of foreign jurisdictions and letter issued by Foreign Embassy or Mission in India

Documents for Companies

  • Certificate of incorporation
  • Memorandum and Articles of Association
  • Board of Director Resolution giving power of attorney to managers, employees or officers to transact on behalf of the company.
  • A valid official document required for managers, officers or employees who have been given the power of attorney for transaction

Documents for Partnership Firms

  • Registration certificate
  • Partnership deed
  • A valid official document required for the individual having given the power of attorney with respect to transaction

Documents for Trusts

  • Registration certificate
  • Trust deed
  • A valid official document required for the individual having given the power of attorney with respect to transaction

Documents for Unincorporated Association or a Body of Individuals

  • Resolution of Managing Body of association or body of individuals
  • Power of attorney granted to an individual to transact on behalf of the association or body of individuals
  • A valid official document required for the individual having given the power of attorney with respect to transaction

Documents for Proprietorship Firms

  • Registration Certificate (If it is registered)
  • License or certificate issued by the municipal corporation under Shop & Establishment Act
  • Income Tax Return
  • VAT/CST Certificate
  • Certificate/Registration document issued by service tax/professional tax/sales tax authorities
  • Licensing or Registration Document Issued in the name of proprietorship firm by an authority or department from either state or central government.
  • Importer Exporter Code (IEC) issued by DGFT to the proprietary concern
  • Latest utility bills in the name of proprietorship firm

Check for More Information in Fixed Deposit Kochi

Oriental Bank of Commerce Fixed Deposit Kochi Branches

Branch NameComplete AddressIFSCMICRContact Detail
PanyapallyGautam Hospital, Panyapally, Kochi, Kerala-682005ORBC01010086820220030484-2221591
S.A. RoadABM Complex, Manorama, Junction, S.A. Road, Kochi, KeralaORBC01011416820220050484-2319292

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