Oriental Bank of Commerce Fixed Deposit in Lucknow

About Oriental Bank of Commerce Fixed Deposit in Lucknow

Oriental Bank of Commerce (OBC) is a state-owned bank that has established a strong foothold in India with over 1,000 branches across India. The branches are located in Lucknow, the city of Nawab, as well. The Lucknow branches also have a fixed deposit to offer you. This is a type of deposit account opened at any of the bank branches by parking a fixed sum of money for a particular period of time. Fixed deposit allows the money to grow on the back of interest rate offered on the same. OBC also has attractive interest rates that can enable the dream of a secured future.

Oriental Bank of Commerce Fixed Deposit Lucknow at a Glance

ParticularsDetails
Minimum Deposit Amount₹100 and in multiples of the same thereafter
Interest Rate4.00% - 6.60%
Maximum Deposit Period10 Years

Oriental Bank of Commerce Fixed Deposit Eligibility Criteria in Lucknow

OBC allows a list of individuals and organizations to open a fixed deposit in Lucknow. Find them out in the pointers below.

  • Individuals
  • Companies
  • Partnership Firms
  • Trusts
  • Proprietary Concerns
  • Unincorporated Association or a Body of Individuals

Documents Needed for Opening Oriental Bank of Commerce Fixed Deposit in Lucknow

Keen to know the documents asked by OBC to open a fixed deposit in Lucknow? Below are the pointers that will act as a guide.

Documents for Individuals

  • Identity Proof- Passport/PAN Card/Voter ID/Driving License/Aadhaar Card/Job Card Issued by NREGA Duly Signed by the Competent State Govt Official/Letter Issued by a Gazetted Officer with a Duly Attested Photograph
  • Address Proof- Receipt of Property or Municipal Tax/Letter of Allotment of Accommodation from Employer Issued by Central or State Government Departments, Public Sector Undertakings, Scheduled Commercial Banks, Listed companies/Documents issued by Government departments of foreign jurisdictions and letter issued by Foreign Embassy or Mission in India

Documents for Companies

  • Certificate of incorporation
  • Memorandum and Articles of Association
  • Board of Director Resolution giving power of attorney to managers, employees or officers to transact on behalf of the company.
  • A valid official document required for managers, officers or employees who have been given the power of attorney for transaction

Documents for Partnership Firms

  • Registration certificate
  • Partnership deed
  • A valid official document required for the individual having given the power of attorney with respect to transaction

Documents for Trusts

  • Registration certificate
  • Trust deed
  • A valid official document required for the individual having given the power of attorney with respect to transaction

Documents for Unincorporated Association or a Body of Individuals

  • Resolution of Managing Body of association or body of individuals
  • Power of attorney granted to an individual to transact on behalf of the association or body of individuals
  • A valid official document required for the individual having given the power of attorney with respect to transaction

Documents for Proprietorship Firms

  • Registration Certificate (If it is registered)
  • License or certificate issued by the municipal corporation under Shop & Establishment Act
  • Income Tax Return
  • VAT/CST Certificate
  • Certificate/Registration document issued by service tax/professional tax/sales tax authorities
  • Licensing or Registration Document Issued in the name of proprietorship firm by an authority or department from either state or central government.
  • Importer Exporter Code (IEC) issued by DGFT to the proprietary concern
  • Latest utility bills in the name of proprietorship firm

Check for More Information in Fixed Deposit Lucknow

Oriental Bank of Commerce Fixed Deposit Lucknow Branches

Branch NameComplete AddressIFSCMICRContact Detail
Hazratganj94, Mahatma Gandhi Marg, Hazratganj, Lucknow, Uttar Pradesh-226001ORBC0100050226022002
Aminabad ParkPrakash Deep Building, Aminabad Park, Lucknow, Uttar Pradesh-226018ORBC0100100226022003
BeharipurTalab Tikait Rai, Beharipur, Lucknow, Uttar Pradesh, 226004ORBC0100367226022004
Ram Sagar Mishra NagarA-30, Ram Sagar Mishra Nagar, Lucknow, Uttar Pradesh-226016ORBC0100427226022006
MahanagarB-68, Sector C, Mandir Marg, Mahanagar, Lucknow, Uttar PradeshORBC0100501226022005
Gomti Nagar2/9, Vivek Khand, Gomti Nagar, Lucknow, Uttar Pradesh-226010ORBC0100687226022007
Alambagh665/Ka/90, Opposite -Singar, Nagar, Alambagh, Lucknow, Uttar PradeshORBC0100752226022008
Aliganj39, Chandralok, Aliganj, Lucknow, Uttar Pradesh-226020ORBC0100887226022009
Khun Khun Ji Road313/9 Tejkrishna Plaza, Khun Khun Ji Road, Lucknow, Uttar Pradesh-226003ORBC0100894226022010
Naka HindolaGuru Singh Sabha, Naka Hindola, Gurudwara, Lucknow, Uttar PradeshORBC0101003226022051

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