Punjab & Sind Bank Fixed Deposit Kochi-Eligibility, Interest Rates - Wishfin

Punjab & Sind Bank Fixed Deposit in Kochi

About Punjab & Sind Bank Fixed Deposit Kochi

Are you looking for the financial instrument which provides safe returns? Consider fixed deposit scheme offered by Punjab & Sind Bank Kochi which guarantees you safe returns for the time period chosen by you. The time interval ranges from 7 days to 10 years. Upon maturity, it depends on you that either you would like the interest value getting credited in your bank account or allow it to go on auto-renewal mode for another time interval(similar interval specified earlier). So, Kochi customers get ready and apply now at Punjab & Sind Bank Fixed Deposit Kochi for pooling on maximum returns.

Punjab & Sind Bank Fixed Deposit Kochi at a glance

ParticularsDetails
Interest Rate3.00% - 5.80%
Minimum Investment Amount₹ 1,000
Tenure7 days – 10 years

Eligibility Criteria

1. The following entities are eligibile to apply for fixed deposit :

  • Individuals

  • Hindu Undivided Families (HUFs)

  • Minor represented by parents/guardian

  • Guardian on behalf of societies, clubs, trusts and associations

  • Associations

  • Clubs

  • Trusts

  • Sole proprietorship firms

  • Partnership firms

  • Limited companies

  • Senior Citizens

  • Ex-staff members

Documents Required with Punjab & Sind Bank Fixed Deposit Kochi

Category

Documents
An Individual, Hindu Undivided Family, Sole Proprietorship Concern
ID Proof – Passport, PAN Card, Driving Licence, Voter ID, Government ID Card, Senior Citizen ID Card
Address Proof - Telephone Bill, Electricity Bill, ID Card Issued by Post Office, Bank Statement with Cheque,
A photograph
Trusts
Copy of the Trust Deed
Copy of the registration certificate
Copy of the Resolution of the Trustees authorizing the members concerned to open and operate the account
Photographs of the members operating the account
Associations/Clubs
By-laws of the Association
Copy of the Resolution by the board authorizing the members concerned to open and operate the account
Photographs of the members operating the account
Partnership Firm
Partnership Deed
Letter from partners approving the persons concerned to open and operate the account
Photographs of the persons operating the account
Public or Private Limited CompaniesBoard Resolution / Authority Letter
Memorandum & Articles of Association
Certificate of Incorporation
Certificate of Commencement of Business (Public Limited Company)
Form 32 in case list of directors are not original subscribers to Memorandum & Articles of Association (in case of Private Limited Cos) Duly acknowledged by ROC
Governing Act / Rules and Regulations(PSUs) (certified true copy)

For additional details, visit Fixed Deposit Kochi

Address of Punjab & Sind Bank Branches in Kochi

Branch NameComplete AddressIFSCMICRContact Number
CochinM.G. Road Ernakulam, Cochin - 682011PSIB0000363NON-MICR2382496

Personal Loan Interest Rates March 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates March 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%