About RBL Bank Car Loan in Gurugram
RBL Bank is now offering car loan at one of the lowest interest rates on car loans in India. The facility of a higher loan amount along with the low EMI payment will make it possible for you to buy your favorite car. So, what are you waiting for? Get instant approval for car loan at Gurugram branch of the bank. But, first have a look at the documentation checklist, check eligibility now, interest rates, and apply now.
RBL Bank Car Loan in Gurugram at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 10.35%-10.85% p.a. |
| Loan amount | For salaried - ₹30 lakhs For Self-employed- ₹1 Crore |
| Tenure | Up to 5 years |
| Processing Fee | 1% of Loan amount |
Eligibility Criteria
The eligibility criteria to apply for a car loan or vehicle loan at RBL Bank is as follows:
For salaried-
- Applicant’s age should be minimum 21 years and maximum 58 years at loan maturity (maximum 60 years for Govt. employees.)
- Minimum total work experience of 3 years required.
- Minimum one landline contact at residence or office and a post-paid mobile connection required.
- Minimum annual income from ₹1 lakh to ₹9 lakhs
For self-employed-
- Self-Employed Individuals / Professionals
- Applicant’s age should be minimum 25 years and maximum 65 years at loan maturity.
- Minimum 3 years of experience required in the same line of business.
- Minimum one landline contact at residence or office and a post-paid mobile connection required.
- Minimum annual income of from ₹1 lakh to ₹7.5 lakhs
Documentation Required
The document checklist that an applicant must have at the time of applying for a car loan at RBL Bank is as follows:
- PAN Card – For Individual/Partnership Firm / Company
- Identity Proof – Any one (Voter ID / Driving License / Passport / Aadhar Card)
- Address Proof – Any one (Voter ID / Driving License / Passport / Telephone Bill / Electricity Bill / Registered Lease Deed or Sale Agreement / Bank Statement)
- Business Continuity Proof – Any one document dated 3 years old (Bank Statement / Sales Tax Challans / IT Returns / Shops & Est. Certificate / Certificate of Incorporation / Partnership Deed)
- Passport Size Photographs of all applicants & co-applicants
- Car Documents
- Pro-forma Invoice of the Car
- Margin money receipt from the dealer
- RTO set
- Income Proof
- Bank statements
For more information, read Car Loan Gurugram
Address of RBL Bank Branches in Gurugram
| Branch Name | Complete Address | IFSC | MICR | Contact Number |
|---|---|---|---|---|
| Gurugram | Abw Tower, At Iffco Chowk, Village Sukhrauli, Nh-8, Gurugram, Haryana - 122002 | RATN0000116 | 110176003 | 9899733770 |
| Sohna | The Ratnakar Bank Ltd, Aditya Building, Ground Floor, Killa No.230-8/2/1, Rakba 2, Ward No.5, Near Bikaner Sweet, Sohna, Haryana - 122103 | RATN0000115 | 110176005 | 9871115450 |
