SBI Agra
Last Updated : Aug. 30, 2018, 5:58 p.m.
About State Bank of India (SBI)
State Bank of India is the oldest bank in the country that was established 200 years ago. It was founded in the year 1806 and was formerly known as Bank of Calcutta. In 1955, it was named as State Bank of India. It is an Indian multinational public sector bank. It is the largest commercial bank in terms of assets, deposits, profits, branches, customers and employees. The bank has a vast network of branches and offices spread within and outside the national boundaries. It has 18,354 branches in India and 191 overseas offices spread over 36 countries. The bank has the largest presence in foreign markets among Indian banks. The SBI bank alone has 49,577 ATMs located in every nook and corner of the country.
It is the country’s bank that provides a range of banking products to help the people resolve their problems. It renders quality financial services to the people and helps them in achieving their financial aims. It has drafted multiple banking products and services that serve as a tailor-made solution for all requirements. The multiple products offered by the bank include both loans and investment products. The branch addresses and details of the products offered by the bank in Agra city are mentioned below.
Address of SBI Branches in Agra
The complete address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Agra are mentioned in the table below:
| Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
|---|---|---|---|---|
| SAARC, Agra | Dist, Agra State , Uttar, Pradesh | SBIN0010322 | 250002957 | 9917474405 |
| Service Branch Agra | Old SBI Bldg, Chhipitola Complex, M.G. Rd, Agra | SBIN0009968 | 282002000 | 0562-2262663 |
| Agra City | Jeoni Mandi, Agra City Pin 282004 | SBIN0000593 | 282002002 | 0562-2520566 |
| Agra Main | Chhipi Tola, Agra UP 202004 | SBIN0000602 | 282002003 | 1800 425 3800 |
| ADA Jaipur House, Agra | Jaipur House, Agra, Uttar Pradesh, Pin.282002 | SBIN0006532 | 282002004 | 0562-2810425 0562-2813446 0562-2511521 |
| Balkeshwar Colony, Agra | Agra, U P, Pin 282004 | SBIN0003708 | 282002005 | 0562-2542046 |
| Chhata Bazar, Agra | Achal Bhawan, Chhatta Bazar Daresi No 2 Agra, 282003 | SBIN0003090 | 282002006 | 011-2366673, 011-2265375 |
| Foundry Nagar | Narai Ch Hathras Road, Agra, Uttar Pradesh , 282006, Pin - 282006 | SBIN0005717 | 282002007 | 0562-2241943 |
| Heera Bagh Colony, Agra | 6, Moti Bagh Dayal Bagh, Agra, Agra, 282005 | SBIN0001931 | 282002008 | 0562-2571224 0562-2570428 |
| Loha Mandi | 32, 10, Gujar Topkhana, Loha Mandi, Agra, U P, Pin 282002 | SBIN0003326 | 282002009 | 0562-2811583 0562-2512681 |
| Nagar Mahapalika, Agra | Agra, Uttar Pradesh 282002 , Pin - 282002 | SBIN0003707 | 282002010 | 0562 - 25226102 |
| SSI Nunhai | Ind Estate Nunhai, Agra Dt Agra, UP PIN 282006 | SBIN0001126 | 282002011 | 0562-2280754 |
| Raja Ki Mandi | Raja Ki Mandi, Agra, Uttar Pradesh | SBIN0001892 | 282002012 | 0562-2854586 |
| SIB Agra | SIB Branch Agra, Sanjay Palace, U.P | SBIN0007278 | 282002013 | 0562-2527350 |
| S.N.M.C Agra | Agra, Up, Pin - 282001 | SBIN0007892 | 282002014 | 0562-2260345 0562-2360146 |
| Sadar Bazar Agra | Agra Uttar Pradesh | SBIN0002467 | 282002015 | 0562-2225003/ 2225553 |
| Shoe Market Area, Agra | Hing Ki Mandi, Agra, Pin 282003 | SBIN0001283 | 282002017 | 0562-2369280 |
| Taj Ganj | Fatehabad Road, Agra, Uttar Pradesh , Pin - 282001 | SBIN0004537 | 282002018 | 0562-2330449 |
| Transport Nagar, Agra | Plot No. 139 - 140, Sector - 3, Agra, Uttar Pradesh , 282002 , Pin - 282002 | SBIN0005556 | 282002019 | 0562-2601360 0562-2601509 |
| New Shahganj, Agra | Shri Krishna Gaushala Building Agra, Uttar Pradesh 282010 , Pin - 282010 | SBIN0004029 | 282002020 | 0562-2213632, 2217086, 0562-2213632 |
| Kamla Nagar, Agra | E - 769, Kamla Nagar, Agra Agra, Uttar Pradesh, Pin - 282005 | SBIN0004100 | 282002021 | 0562-2184224, 2581351 |
| Army Base Work Shop, Agra | 509, Army Base Workshop, Bundu Katra, Gwalior Road, Agra, Uttar Pradesh , PIN - 282001 | SBIN0004117 | 282002022 | 0562-2410979 |
| Bichpuri | Bichpuri, Distt. Agra, Uttar Pradesh - 283105 | SBIN0002317 | 282002023 | 0562-2636641, 2636536 |
| Central Ordnance Depot Agra | COD, Agra, UP PIN 282001 | SBIN0010628 | 282002024 | 1800 425 3800 |
| Oad Zonal Office Agra | Dist Agra State Uttar Pradesh Pincode 282004 | SBIN0006760 | 282002027 | 0562-2522561 |
| Handauli | Agra Dist Uttar Pradesh State 283126 | SBIN0011315 | 282002096 | 9868890004 |
| Tehra | Vill Tehra, Distt Agra, UP 283124 | SBIN0011316 | 282002097 | 05613-216455 |
| Runkuta | NH 2 Runkuta, Agra, Distt Agra, 282007 | SBIN0012467 | 282002107 | 05613 - 272173, 272174 |
| Trans Yamuna, Agra | Trans Yamuna, Agra, Dist Agra 282001 | SBIN0011638 | 282002806 | 0562-2240735 |
| Akola | Agra Kagarole Road, Agra, Distt Agra, 283102 | SBIN0012469 | 283002109 | 0562-2710950, 2710951 |
Products Offered by SBI in Agra
The State Bank of India offers a wide range of products under the category of loan and investments. The loan products offered by the bank include home loan, personal loan, car loan, education loan, business loan, loan against property and gold loan. It even proffers investment products such as fixed deposits. The details, eligibility criteria, rate of interest and tenure of various loan and investment products offered by the bank are given in the table below:
Basic Details of State Bank of India Products
| Product Name | Eligibility Criteria | Amount | Interest Rate | Processing Fee | Tenure |
|---|---|---|---|---|---|
| Home Loan | Minimum age of the applicant should be 18 years and not more than 70 years at the time of repayment. | Up to ₹ 10 crores | 9.15% - 11.30% | Minimum - ₹ 1,000 to ₹ 10,000 | Up to 30 years |
| Personal Loan | Eligible segments - Salaried individual of good quality corporate, self- employed engineer, doctor, architect, chartered accountant, MBA with minimum 2 years standing Central and state Government Quasi-Government Central PSUs Profit making State PSUs Educational Institutions of National Repute Selected Corporates Pensioners | Minimum - ₹ 24,000 in metro & urban areas, ₹ 10,000 in rural areas Maximum - ₹ 15,00,000 | 11.00% - 14.00% | 1% - 3% of the loan amount + GST | Up to 5 years |
| Car Loan | Regular employee of State / Central Government, Public Sector Undertaking, Private Company or a reputed establishment with minimum annual income of ₹ 2,50,000. Professionals, self-employed, businessmen, proprietary/partnership firms who are income tax assesses with net profit or gross taxable income of ₹ 4,00,000 per annum Person engaged in agricultural and allied activities with minimum net annual income of ₹ 4,00,000 | Maximum - Up to 85% of on-road price | 7.20% - 7.90% | For new car- ₹ 1,000 Pre-owned - ₹ 450 to ₹ 9,100 + GST | Maximum - 7 years |
| Loan Against Property | An employee or a professional, self-employed or an income tax assesses or NRIs (Who has residential property or commercial properties in his own name or in the name of spouse/children/parent/sibling) Minimum net monthly income of the individual should be ₹ 25,000 or ₹ 3,00,000 per annum The maximum age shouldn’t exceed 70 years at the time of repayment | Minimum - ₹ 10 lacs Maximum - ₹ 7.5 crores | 9.45% - 11% p.a. | 1% of the loan + GST Maximum - ₹ 50,000 + GST | Minimum - 5 years Maximum - 15 years |
| Business Loan | Business units engaged in trading, manufacturing and services | Up to ₹ 20 crores | As per the bank norms | 1% of the loan amount | 15 years |
| Gold Loan | The age of the applicant should be 21 years and above | Minimum - ₹ 10,000 Maximum - ₹ 20 lacs | 0.1015 | 0.50% of the loan amount + GST | Up to 30 months |
| Education Loan | Indian Nationals for pursuing higher education in India or abroad where admission has been secured | For studies in India - maximum ₹ 10 lacs Studies abroad - maximum ₹ 20 lacs | 9.35% - 10.75% p.a. | No processing fee | 15 years |
| Fixed Deposit | An individual either solely or jointly A minor jointly with a major HUF Private Traders Professionals Partnerships Firms Companies Clubs Societies & Corporates | - | 2.90% - 6.20% | - | 7 days to 10 years |
Documents Required
The list of documents required to avail the benefit of the financial products are given below:
| Product Name | Documents |
|---|---|
| Home Loan | For Applicants: Completed loan application 3 Passport size photographs Proof of identify (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card) Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/ Property tax receipt/ Passport/ Voters ID card) Proof of business address for non-salaried individuals Statement of Bank Account/ Pass Book for last six months Signature identification from present bankers Personal Assets and Liabilities statement For Guarantor: Personal Assets and Liabilities Statement 2 passport size photographs Proof of identification as above Proof of residence as above Proof of business address as above Signature identification from his/her present bankers Additional Documents for Salaried: Original Salary Certificate from employer TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt. Additional Documents for Professionals/ Self- Employed/ Other IT assesses: Acknowledged copies of three years I.T. returns/ Assessment Orders Photocopies of challans evidencing payment of Advance Income Tax |
| Personal Loan | Latest Photograph, Photo Identity & Residence Proof of the Applicant & Guarantor Income Proof - Salary slips for last 3 months, ITR/ Form 16 for last 3 years (for salaried) |
| Car Loan | Statement of bank account for last 6 months 2 passport size photographs Proof of Identity : (Copy of any one) Passport/ PAN Card/ Voters ID card/ Driving License etc. Address Proof : (Copy of any one) Ration card/Driving License/Voters ID card/ Passport / Telephone Bill/ Electricity bill/Life Insurance policy Income Proof: Latest Salary Slip, Form 16/ ITR for last 2 years, I.T. Returns or Form 16 for the last 2 years, Audited Balance sheet, P&L statement for 2 years, Shop & establishment act certificate / sales tax certificate / SSI registered certificate / copy of partnership ( non- salaried) |
| Loan Against Property | Application form Financial Statements in case limit is over Rs.10.00 Lakh Copy of Sales Tax / VAT / any other Tax Registration if applicable Details of Property offered along with the latest valuation For existing business, statement of accounts maintained with other Banks |
| Business Loan | Proof of Identity: Voter’s ID Card/ Passport/ Driving License/ PAN Card/ Signature identification from present bankers of proprietor, partner of director (if a company) Proof of residence: Recent telephone bills, electricity bill, property tax receipt /Passport/ Voter’s ID Card of Proprietor, partner of Director (if a company) Proof of business Address Panchayat Licence Actual - Past 3 years Balance Sheet, Estimated - Current Year Balance Sheet, Projected - Next Year Balance Sheet CMA form Copy of Sales tax / VAT /any other Tax Registration Memorandum and articles of association of the Company/ Partnership Deed of partners etc. Assets and liabilities statement of promoters and guarantors along with latest income tax returns Project Report Plan / Estimate / Invoices Rent Agreement (if business premises on rent) and clearance from pollution control board if applicable Power Allocation SSI / MSME registration if applicable Projected balance sheets for the next two years in case of working capital limits and for the period of the loan in case of term loan (for all cases of Rs.2 lakhs and above) Photocopies of lease deeds/ title deeds of all the properties being offered as primary and collateral securities |
| Gold Loan | Application Form for Gold Loans Two copies of photograph of the borrower(s) Proof of Identity - Passport/ PAN Card/ Voters ID card/ Driving License etc. Proof of Address - Ration card/Driving License/Voters ID card/Passport /Telephone Bill/ Electricity bill/Life Insurance policy |
| Education Loan | Letter of admission Completely filled in Loan Application Form 2 passport size photographs Statement of cost of study PAN Card of the student and Parent/ Guardian AADHAR Card of the student and Parent/ Guardian Proof of identity (Driving Licence/Passport/Aadhar/ any photo identity) Proof of residence (Driving Licence/Passport/Electricity bill/Telephone bill) Student/Co-borrower/ guarantor's bank account statement for last 6 months IT return/ IT assessment order, of previous 2 years of Parent/ Guardian/ other co-borrower (if IT Payee) Brief statement of assets & liabilities of Parent/ Guardian/ other co-borrower Proof of income (i.e. salary slips/ Form 16) Parent/ Guardian/ other co-borrower |
| Fixed Deposit | Proof of Identity - Passport, Voter ID card, Driving license, PAN card, Government department ID card Proof of Residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement |
