SBI Car Loan in Chandigarh
Last Updated : Sept. 5, 2017, 5:38 p.m.
About State Bank of India Car Loan in Chandigarh
State Bank of India has a long history, traced back to British rule. Through the Imperial Bank of India, to the founding of Bank of Calcutta in 1806, SBI is the oldest bank in the Indian subcontinent. It became State Bank of India in 1955. It was ranked as the top bank in India based on tier 1 Capital by The Banker magazine in the 2014 ranking. The bank has been and still continues to fulfill the wishes of the people.
SBI Car Loan in Chandigarh at a Glance
| Particulars | Description |
|---|---|
| Interest Rate | 7.20% - 7.90% |
| Processing Fee | New Cars: No processing fees Used Cars: 1.25% of loan amount + GST; Min INR 3750 + GST & Max: INR 10,000 + GST |
| Foreclosure Charges | NIL |
| Loan Tenure | 1-7 Years for New Cars 1-5 Years for Old Cars |
Eligibility Criteria
The State Bank of India provides car loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The car loan eligibility criteria are:
- A regular employee of State / Central Government, Public Sector Undertaking, Private Company or a reputed establishment with minimum annual income of ₹ 2,50,000.
- Professionals, self-employed, businessmen, proprietary/partnership firms who are income tax assesses with net profit or gross taxable income of ₹ 4,00,000 per annum
- Person engaged in agricultural and allied activities with minimum net annual income of ₹ 4,00,000
Documents Required
In order to avail the benefit of a car loan, the individual needs to submit the following documents:
- Statement of bank account for last 6 months
- 2 passport size photographs
- Proof of Identity: (Copy of any one) Passport/ PAN Card/ Voters ID card/ Driving License etc.
- Address Proof: (Copy of any one) Ration card/Driving License/Voters ID card/ Passport / Telephone Bill/ Electricity bill/Life Insurance policy
Income Proof: Latest Salary Slip, Form 16/ ITR for last 2 years, I.T. Returns or Form 16 for the last 2 years, Audited Balance sheet, P&L statement for 2 years, Shop & establishment act certificate/sales tax certificate / SSI registered certificate/copy of partnership ( non- salaried)
For more information, visit Car Loan Chandigarh
Address of SBI Branches in Chandigarh
The branch address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Chandigarh are mentioned in the table below:
| Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
|---|---|---|---|---|
| Service Branch Chandigarh | 105108 Sec 17 BCHD | SBIN0009850 | 160002001 | 0172-2714088, 2703772, 2714270 |
| Attawa, Chandigarh | Attawa Sector 42 C Chandigarh Chandigarh , Pin - 160036 | SBIN0003936 | 160002002 | 0172-2602013 |
| HCS Chandigarh | Sector 1, Chandigarh, Haryana , Pin - 160001 | SBIN0006831 | 160002004 | 0172-2749200 5080062, 2741281 |
| Industrial Estate, Chandigarh | M W Marketind Area Phase I Chandigarh Haryana 160002 | SBIN0001508 | 160002005 | 1722650602 |
| SCB Chandigarh | Specialised Comm. Branch, Sco 103 - 106, Sec - 17 B, Chandigarh | SBIN0009926 | 160002006 | 0172- 2700915 |
| Medical Institute (PGI) | PG I Sector 12, Chandigarh, Pin 160012 | SBIN0001524 | 160002007 | 0172-2747012 |
| Panjab Engineering College, Chandigarh | Sector - 12, Chandigarh 160012 | SBIN0002452 | 160002008 | 0172-2744072 |
| Punjab University | PU Sector 14, Chandigarh, Pin 160014 | SBIN0000742 | 160002009 | 0172-2541252 |
| Ram Darbar, Chandigarh | Ramdarbar Chandigarh, Chandigarh , Pin - 160002 | SBIN0007501 | 160002010 | 0172-2653743, 2651890 |
| Air Force Station Chandigarh | No. 3 BRD Chandigarh 160003 | SBIN0001495 | 160002012 | 0172-2657210 |
| PBB Chandigarh | Sector 17 Blho Complex Chandigarh , Pin - 160001 | SBIN0004049 | 160002013 | 0172-2701673, 2704301 |
| Sector - 7 | Sec - 7 Chandigarh | SBIN0003246 | 160002014 | 0172-2794497/ 5080753 |
| Sector - 22 - C Chandigarh | SCO No.291516, Sector 22c, Chandigarh, Pin 160022 | SBIN0004703 | 160002015 | 0172-2721059 0172-2700151 |
| Sector - 23, Chandigarh | SCO 35, Sector 23 C, Chandigarh, SCO 35, Sector 23 C, Chandigarh | SBIN0003263 | 160002016 | 0172- 2715490 2707357 |
| Sector - 30 Chandigarh | Sec. - 30, Chandigarh | SBIN0001443 | 160002017 | 0172-2638231 0172-2651702 |
| Sector - 31, Chandigarh | SCO No 75 - 76 Sector 31 C, Chandigarh, Chandigarh , Pin - 160031 | SBIN0005864 | 160002018 | 0172-2601686, 2668704 |
| Sector - 41, Chandigarh | Sector 41, Chandigarh Pin - 160055 | SBIN0009301 | 160002019 | 0172-2629538 |
| Chandigarh Main | Sector 17, Chandigarh. Pincode 160017 | SBIN0000628 | 160002020 | 0172-2703933/ 2713748 |
| Sector - 34, Chandigarh | SCO 156 - 159, Sector 34 A Chandigarh, Chandigarh , Pin - 160022 | SBIN0008701 | 160002021 | 0172-2602006 |
| Sector - 37, Chandigarh | S.C.O. NO.221, Sector - 37 Chandigarh , Pin - 160036 | SBIN0006597 | 160002022 | 0172-2691196 |
| NRI Chandigarh | 111113, Sector17 B, Chandigarh, Pin 160017 | SBIN0005850 | 160002027 | 0172-2709414 |
| High Grounds | High Grounds Chandigarh, Pin - 160004 | SBIN0004934 | 160002032 | 01762-288014 |
| Chandigarh Housing Board | Sector 9, Chandigarh 160009 | SBIN0010604 | 160002042 | 9876186602 |
| Govt. Medical College Hospital Sector 32, Chandigarh 160032 | Govt. Medical College Hospital Sector 32, Chandigarh 160032 | SBIN0010607 | 160002043 | 9815146407 |
| Sri Guru Gobind Singh College, Chandigarh | Sri Guru Gobind Singh College, Sector 26, Chandigarh 160026 | SBIN0010608 | 160002044 | 9855024220 |
| M.C.M. D.A.V. College For Women, Chandigarh | M.C.M. D.A.V. College For Women, Sector 26, Chandigarh, 160026 | SBIN0010609 | 160002045 | 9872996781 |
| New Haryana Sectt. Opposite Fire Station | New Haryana Sectt. Opposite Fire Station Setor 17, Chandigarh 160017 | SBIN0010603 | 160002046 | 0172-2771721 |
| Shri Rajiv Gandhi IT Park | Govt College For Girls, Sector 11, Chandigarh, Chandigarh | SBIN0010605 | 160002049 | 0172-2747010; 9888880304 |
| Sec - 49 Chandigarh | Govt College For Boys, Sector11, Chandigarh | SBIN0010606 | 160002050 | 0172-2747011; 9815501417 |
| SME Branch Chandigarh | 3rd.floor, SCO. 4348, Bank.square, Sector 17. B, Chandigarh 160017 | SBIN0011705 | 160002054 | 0172-2702820, 2702113 |
| SME City Credit Centre, Chandigarh | Dist Chandigarh State Chandigarh Pin 160017 | SBIN0005022 | 160002093 | 0172-5548665 |
| Trade Finance CPC (TFCPC) Chandigarh | SBI Zonal Office 101 - 107 Sector 17b Chandigarh | SBIN0005062 | 160002095 | 0172-2703098, 2704692 |
| Zonal Office (punjab) Chandigarh | Chandigarh State Chandigarh Pincode 160017 | SBIN0006753 | 160002503 | 0172-2702114 |
| SAMB, Chandigarh | SCO, 109 - 110, 4th Floor, SBI Zo, Punjab Chandigarh Building, Sector - 17 | SBIN0004262 | 160002928 | 0172-2720579 |
| Office Administration, Department. Chandigarh LHO | Local Head Office, Sector17 A, Chandigarh | SBIN0005788 | 160002989 | 0172-2714833 |
| Chandigarh | Shopping Centre, SCO NO - 118, 119, 120, Sector - 34 A, Chandigarh - 160022 | SBIN0030440 | 160005002 | 0172-5079276 |
