Car Loan Rates EMI 2024
SBI Car Loan in Jammu
Last Updated : March 31, 2017, 5:24 p.m.
About State Bank of India Car Loan in Jammu
State Bank of India values the dreams of its customers and aims at customer’s satisfaction by providing them with the accurate banking solution. The mission of the bank is to deliver the products and services that can help the customer achieve his/her financial objective. In order to make the dream of personal car true, the bank provides a car loan to its customers.
SBI Car Loan in Jammu at a Glance
| Particulars | Description |
|---|---|
| Interest Rate | 7.20% - 7.90% |
| Processing Fee | New Cars: No processing fees Used Cars: 1.25% of loan amount + GST; Min INR 3750 + GST & Max: INR 10,000 + GST |
| Foreclosure Charges | NIL |
| Loan Tenure | 1-7 Years for New Cars 1-5 Years for Old Cars |
Eligibility Criteria
The State Bank of India provides car loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The car loan eligibility criteria are:
- A regular employee of State / Central Government, Public Sector Undertaking, Private Company or a reputed establishment with minimum annual income of ₹ 2,50,000.
- Professionals, self-employed, businessmen, proprietary/partnership firms who are income tax assesses with net profit or gross taxable income of ₹ 4,00,000 per annum
- Person engaged in agricultural and allied activities with minimum net annual income of ₹ 4,00,000
Documents Required
In order to avail the benefit of a car loan, the individual needs to submit the following documents:
- Statement of bank account for last 6 months
- 2 passport size photographs
- Proof of Identity: (Copy of any one) Passport/ PAN Card/ Voters ID card/ Driving License etc.
- Address Proof: (Copy of any one) Ration card/Driving License/Voters ID card/ Passport / Telephone Bill/ Electricity bill/Life Insurance policy
Income Proof: Latest Salary Slip, Form 16/ ITR for last 2 years, I.T. Returns or Form 16 for the last 2 years, Audited Balance sheet, P&L statement for 2 years, Shop & establishment act certificate/sales tax certificate / SSI registered certificate/copy of partnership ( non- salaried)
For more information, visit Car Loan Jammu
Address of SBI Branches in Jammu
The branch address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Jammu are mentioned in the table below:
| Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
|---|---|---|---|---|
| Hari Market | Hari Market, Near Bus Stand, Jammu, J And K | SBIN0000657 | 180002001 | 0191-2574086 |
| Purani Mandi | Old Hospital Road JDA Complex Jammu Tawi, Jammu And Kashmir 180001 | SBIN0001291 | 180002002 | 0191-2545516 |
| Kachi Chawni Jammu | Jammu J&K Dist Jammu, Jammu Kashmir 180 001 180001 | SBIN0002374 | 180002003 | 0191-2541001 |
| Railway Station, Jammu | Jammu, Trikuta Nagar, Jammu, Jammu And Kashmir , Pin - 180003 | SBIN0006894 | 180002006 | 0191-2473468 |
| Rehari Colony, Jammu | Rehari Colony, Jammu Kashmir Pin - 190005 | SBIN0009124 | 180002007 | 0191-2586211, 2579323 |
| Karan Nagar, Jammu | Jammu Tawai , Jammu And Kashmir , Pin - 180001 | SBIN0007970 | 180002008 | 0191-2573078, 2544184 |
| Mohalla Janipur, Jammu | Jammu Tawi Mohalla Janipur, Jammu, Jammu And Kashmir , Pin - 1800007 | SBIN0007974 | 180002009 | 2533019 2530053 |
| Talab Tiloo, Jammu | Canal Road, Dist Jammu, Jammu And Kashmir , Pin - 180016 | SBIN0005336 | 180002010 | 0191-2554913 |
| Sainik Colony Jammu | Sector B, Sainik Colony, Jammu Pin - 180011 | SBIN0004339 | 180002018 | 0191-2466054, 0191-2466004 |
| Ban Talab | Ban Talab Jammu 180001 | SBIN0010347 | 180002020 | 0191-2592644 |
| Narwal | Yard No 06, Shop No 338339 , Transport Nagar, Narwal, Jammu 180006 | SBIN0010461 | 180002023 | 9419430872 |
| Miran Sahib | Opposite Army Gate, Miran Sahib, Tehsil RS Pura, Dist Jammu 181101 | SBIN0011890 | 180002030 | 9419200967 |
| RASMECCC Jammu | Z.O., Rail Head Complex, Kargil Shaheed Marg, Jammu | SBIN0005028 | 180002031 | 0191-2474812 |
| Shakti Nagar | Jammu, Main Chowk, Shakti Nagar, Dist: Jammu - 180001 | SBIN0011856 | 180002026 | 0191-2636420 |
| SME Jammu | Administrative Office Building, 2nd Floor, Rail Head Complex, Jammu And Kashmir, Dist: Jammu - 180012 | SBIN0014501 | NON-MICR | 9419046869 /2478110 |
| Trikuta Nagar | Trikuta Nagar, House No 86 Sector 1 Trikuta Nagar, H.P.O Gandhi Nagar, Dist: Jammu-180012 | SBIN0014641 | NON-MICR | 9419233336/ 9419142071 |
| New Plot Jammu | 120 Sarwal Colony, Dist; Jammu, Jammu And Kashmir-180007 | SBIN0014642 | NON-MICR | 9419185488 |
| Gangyal | Gangyal Main Bazar, Jammu-180003 | SBIN0014643 | NON-MICR | 9419126990 |
| RBO- II Jammu | Rail Head Complex, Jammu, Jammu And Kashmir - 180012 | SBIN0014852 | NON-MICR | 9419046169 |