SBI Car Loan Jammu Interest Rate- Wishfin

SBI Car Loan in Jammu

About State Bank of India Car Loan in Jammu

State Bank of India values the dreams of its customers and aims at customer’s satisfaction by providing them with the accurate banking solution. The mission of the bank is to deliver the products and services that can help the customer achieve his/her financial objective. In order to make the dream of personal car true, the bank provides a car loan to its customers.

SBI Car Loan in Jammu at a Glance

Interest Rate7.20% - 7.90%
Processing FeeNew Cars: No processing fees
Used Cars: 1.25% of loan amount + GST; Min INR 3750 + GST & Max: INR 10,000 + GST
Foreclosure ChargesNIL
Loan Tenure1-7 Years for New Cars
1-5 Years for Old Cars

Eligibility Criteria

The State Bank of India provides car loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The car loan eligibility criteria are:

  • A regular employee of State / Central Government, Public Sector Undertaking, Private Company or a reputed establishment with minimum annual income of ₹ 2,50,000.
  • Professionals, self-employed, businessmen, proprietary/partnership firms who are income tax assesses with net profit or gross taxable income of ₹ 4,00,000 per annum
  • Person engaged in agricultural and allied activities with minimum net annual income of ₹ 4,00,000

Documents Required

In order to avail the benefit of a car loan, the individual needs to submit the following documents:

  • Statement of bank account for last 6 months
  • 2 passport size photographs
  • Proof of Identity: (Copy of any one) Passport/ PAN Card/ Voters ID card/ Driving License etc.
  • Address Proof: (Copy of any one) Ration card/Driving License/Voters ID card/ Passport / Telephone Bill/ Electricity bill/Life Insurance policy
    Income Proof: Latest Salary Slip, Form 16/ ITR for last 2 years, I.T. Returns or Form 16 for the last 2 years, Audited Balance sheet, P&L statement for 2 years, Shop & establishment act certificate/sales tax certificate / SSI registered certificate/copy of partnership ( non- salaried)

For more information, visit Car Loan Jammu

Address of SBI Branches in Jammu

The branch address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Jammu are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Hari Market

Hari Market, Near Bus Stand, Jammu, J And KSBIN0000657180002001 0191-2574086

Purani Mandi

Old Hospital Road JDA Complex Jammu Tawi, Jammu And Kashmir 180001SBIN00012911800020020191-2545516
Kachi Chawni Jammu

Jammu J&K Dist Jammu, Jammu Kashmir 180 001 180001SBIN00023741800020030191-2541001
Railway Station, Jammu

Jammu, Trikuta Nagar, Jammu, Jammu And Kashmir , Pin - 180003SBIN00068941800020060191-2473468
Rehari Colony, Jammu

Rehari Colony, Jammu Kashmir Pin - 190005SBIN00091241800020070191-2586211, 2579323
Karan Nagar, Jammu

Jammu Tawai , Jammu And Kashmir , Pin - 180001SBIN00079701800020080191-2573078, 2544184
Mohalla Janipur, Jammu

Jammu Tawi Mohalla Janipur, Jammu, Jammu And Kashmir , Pin - 1800007
SBIN00079741800020092533019 2530053
Talab Tiloo, Jammu

Canal Road, Dist Jammu, Jammu And Kashmir , Pin - 180016SBIN00053361800020100191-2554913
Sainik Colony Jammu

Sector B, Sainik Colony, Jammu Pin - 180011SBIN00043391800020180191-2466054, 0191-2466004
Ban Talab
Ban Talab Jammu 180001SBIN00103471800020200191-2592644

Yard No 06, Shop No 338339 , Transport Nagar, Narwal, Jammu 180006SBIN00104611800020239419430872
Miran Sahib

Opposite Army Gate, Miran Sahib, Tehsil RS Pura, Dist Jammu 181101SBIN00118901800020309419200967

Z.O., Rail Head Complex, Kargil Shaheed Marg, JammuSBIN00050281800020310191-2474812
Shakti Nagar

Jammu, Main Chowk, Shakti Nagar, Dist: Jammu - 180001SBIN00118561800020260191-2636420
SME Jammu

Administrative Office Building, 2nd Floor, Rail Head Complex, Jammu And Kashmir, Dist: Jammu - 180012SBIN0014501NON-MICR9419046869 /2478110
Trikuta Nagar

Trikuta Nagar, House No 86 Sector 1 Trikuta Nagar, H.P.O Gandhi Nagar, Dist: Jammu-180012SBIN0014641NON-MICR9419233336/ 9419142071
New Plot Jammu

120 Sarwal Colony, Dist; Jammu, Jammu And Kashmir-180007SBIN0014642NON-MICR9419185488

Gangyal Main Bazar, Jammu-180003SBIN0014643NON-MICR9419126990
RBO- II Jammu

Rail Head Complex, Jammu, Jammu And Kashmir - 180012SBIN0014852NON-MICR9419046169


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