Car Loan Rates EMI 2024
SBI Car Loan in Kolkata
Last Updated : Sept. 5, 2017, 5:47 p.m.
About State Bank of India Car Loan in Kolkata
Owning a car is the desire of many people. But the subdue their desire due to lack of money. State Bank of India values the wishes of people and therefore lends them funds to accomplish them. It makes the payment to the car dealer on behalf of its customers and redeems the same in installment. It levies charges on the facility granted. The details regarding the loan amount and charges are mentioned in the following table.
SBI Car Loan in Kolkata at a Glance
| Particulars | Description |
|---|---|
| Interest Rate | 7.20% - 7.90% |
| Processing Fee | New Cars: No processing fees Used Cars: 1.25% of loan amount + GST; Min INR 3750 + GST & Max: INR 10,000 + GST |
| Foreclosure Charges | NIL |
| Loan Tenure | 1-7 Years for New Cars 1-5 Years for Old Cars |
Eligibility Criteria
The State Bank of India provides car loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The car loan eligibility criteria are:
- A regular employee of State / Central Government, Public Sector Undertaking, Private Company or a reputed establishment with minimum annual income of ₹ 2,50,000.
- Professionals, self-employed, businessmen, proprietary/partnership firms who are income tax assesses with net profit or gross taxable income of ₹ 4,00,000 per annum
- Person engaged in agricultural and allied activities with minimum net annual income of ₹ 4,00,000
Documents Required
In order to avail the benefit of a car loan, the individual needs to submit the following documents:
- Statement of bank account for last 6 months
- 2 passport size photographs
- Proof of Identity: (Copy of any one) Passport/ PAN Card/ Voters ID card/ Driving License etc.
- Address Proof: (Copy of any one) Ration card/Driving License/Voters ID card/ Passport / Telephone Bill/ Electricity bill/Life Insurance policy
Income Proof: Latest Salary Slip, Form 16/ ITR for last 2 years, I.T. Returns or Form 16 for the last 2 years, Audited Balance sheet, P&L statement for 2 years, Shop & establishment act certificate/sales tax certificate / SSI registered certificate/copy of partnership ( non- salaried)
For more information, visit Car Loan Kolkata
Address of SBI Branches in Kolkata
The branch address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Kolkata are mentioned in the table below:
| Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
|---|---|---|---|---|
| MICR Cheque Processing Centre | Jeevan Sudha, 42 C.J.L. Nehru road , Dist Kolkata State West Bengal Pin 700071 | SBIN0004269 | 700002000 | 033-22830006, 22830008 |
| Service Branch , Kolkata | Jeevan Deep, 6 And 7th Floor, 1 Middleton Street, Distt Kolkata, W B 700001 | SBIN0008554 | 700002001 | 033-22811071 |
| Alipore | 24 By 1 Alipore Road T Kolkata West Bengal 700027 | SBIN0000004 | 700002002 | 033-24798631 |
| Amherst Street | 1 B, Mahendra Srimani, Kolkata, West Bengal | SBIN0001800 | 700002003 | 1 1800 425 3800 |
| B. K. Paul Avenue | 104 By 2, B.K. Paul Avenue, Distt. Kolkata, West Bengal 700005 | SBIN0001767 | 700002005 | 033-25307889 |
| Baghajatin Bzr. | 1 A Ashok Road, Kolkata, West Bengal, Pin 700084 | SBIN0006789 | 700002006 | 033-24622890 |
| Bagh Bazar | 2 A, Girish Avenue, Calcutta, West Bengal, West Bengal 700003 | SBIN0001652 | 700002007 | 033-25551133 |
| Bagmari | P 36, C.I.T. Scheme, MVII. Hs. XII, Calcutta Pin - 700054 | SBIN0003682 | 700002008 | 033-23557342 |
| Bagri Market | 23 BRRB Road Distt Kolkata West Bengal 700001 | SBIN0001748 | 700002009 | 033-22131771 |
| Ballygunge Rly. Stn. | 54 Ekdalia Rd Kolkata West Bengal | SBIN0003951 | 700002011 | 033-25549030, 25307886 |
| Belgachia Duttabagan Milk Colony | 64 By 1 By 46 A Belgachia Road Distt Kolkata West Bengal 700037 | SBIN0005367 | 700002013 | 033-25565393/ 25323740 |
| Beliaghata | 25, Beliaghata Main Road, Calcutta Pin-700010 | SBIN0001798 | 700002014 | 033-23506382 033-23552559 |
| B B Gangully Street | Gunadhar Babu Lane Distt. Kolkata West Bengal 700012 | SBIN0006788 | 700002015 | 033 - 22361614 |
| Bhowanipore | 6 By 1, Ramesh Mitra Road, Distt. Kolkata, West Bengal 700025 | SBIN0000040 | 700002016 | 24752440/ 24545623/ 24860029 |
| Bhupen Bose Avenue | 49 A, Shyambazar Street, Distt. Kolkata, West Bengal 700004 | SBIN0006764 | 700002017 | 1800 425 3800 |
| Kolkata Main | Samriddhi Bhawan, 1 Strand Road, Kolkata 700001 | SBIN0000001 | 700002021 | 033 22487602 / 22130491 / 22488599 |
| Calcutta University | College Street, Kolkata, W. B., Pin 700073 | SBIN0007766 | 700002022 | 1800 425 3800 |
| Chetla | 19, Chetla Central Road, Kolkata, W.B., Pin 700027 | SBIN0003691 | 700002024 | 033-24799769 |
| C R Avenue | 150, Chittaranjan Avenue, Kolkata West Bengal 700073 | SBIN0007406 | 700002025 | 033-22199222 |
| Chowringhee | 38 B Jawarlal Nehru Road Distt Kolkata West Bengal 700071 | SBIN0001054 | 700002026 | 033-22885203, 22262371 |
| College Street Matket, Kolkata | 223, Bidhan Sarani, Calcutta 700006, Bengal | SBIN0005723 | 700002027 | 033-22198201, 033-22198024 |
| Cossipore | 62 By 1, Kashinath Dutta, Road, Distt. Kolkata, West Bengal 700036 | SBIN0002043 | 700002028 | 033-25578100 |
| Dhakuria | 12 And 14 E Garaiahat Road South Distt Kolkata West Bengal 700031 | SBIN0001405 | 700002030 | 033 - 24730666 |
| Elgin Road | 91 B Chowringhee Road Distt Kolkata West Bengal 700020 | SBIN0001768 | 700002031 | 033- 22236448 / 22231237 / 22235291 |
| Elliot Road, Kolkata | 54, Rafi Ahmed Kidwai Road, Calcutta, West Bengal 700016 | SBIN0001792 | 700002032 | 033-22294762 |
| Entally | 34 Girish Ch. Bose Road, Distt. Kolkata, West Bengal 700014 | SBIN0001830 | 700002033 | 1800 425 3800 |
| Esplanade | 9 B, Sidhu Kanhu Dahar, Distt. Kolkata, West Bengal, 700069 | SBIN0001971 | 700002034 | 033-22480410/ 22308686/ 22308670 |
| Fort William | St. Geroges Gate, Distt. Kolkata West Bengal 700021 | SBIN0001597 | 700002035 | 033-22480552 |
| Garcha | 51 By B, Garcha Road, Distt. Kolkata, West Bengal 700019 | SBIN0003692 | 700002036 | 033-24754778/ 24619593 |
| Garia | 283 A NSC Bose Road Distt Kolkata West Bengal 700047 | SBIN0005368 | 700002037 | 1800 425 3800 |
| Gariahat Civic Centre | 510 Joshpur Park, Distt. Kolkata West Bengal 700068 | SBIN0007826 | 700002038 | 1800 425 3800 |
| Gokhale Road | Institution Of Engineering Bldg, 8, Gokhale Rd, Kolkata | SBIN0002062 | 700002039 | 1800 425 3800 |
| Goabagan | 33, Sahitya Parishad St, Plot No. 6, Kolkata, West Bengal | SBIN0004773 | 700002040 | 033-25330089 |
| Grey Street Extn. Branch | 196 A G, Arabinda Sarani, Kolkata, West Bengal, Pin 700004 | SBIN0001750 | 700002042 | 033-25545212 |
| Harish Mukherjee Road | 102 B, Harish Mukherjee Road, Kolkata, West Bengal 700025 | SBIN0003961 | 700002043 | 033-24552140 |