SBI Car Loan in Kolkata

About State Bank of India Car Loan in Kolkata

Owning a car is the desire of many people. But the subdue their desire due to lack of money. State Bank of India values the wishes of people and therefore lends them funds to accomplish them. It makes the payment to the car dealer on behalf of its customers and redeems the same in installment. It levies charges on the facility granted. The details regarding the loan amount and charges are mentioned in the following table.

SBI Car Loan in Kolkata at a Glance

Interest RateNew Cars - 8.70%-9.20%

Used Cars

men: 10.40-12.60%, women: 10.35-12.60%
Processing FeeNew Cars: No processing fees

Used Cars: 0.50% of loan amount + GST; Min ₹ 450.00 + GST & Max: ₹ 9100.00 + GST
Foreclosure ChargesNIL
Loan Tenure1-7 Years for New Cars
1-5 Years for Old Cars

Eligibility Criteria

The State Bank of India provides car loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The car loan eligibility criteria are:

  • A regular employee of State / Central Government, Public Sector Undertaking, Private Company or a reputed establishment with minimum annual income of ₹ 2,50,000.
  • Professionals, self-employed, businessmen, proprietary/partnership firms who are income tax assesses with net profit or gross taxable income of ₹ 4,00,000 per annum
  • Person engaged in agricultural and allied activities with minimum net annual income of ₹ 4,00,000

Documents Required

In order to avail the benefit of a car loan, the individual needs to submit the following documents:

  • Statement of bank account for last 6 months
  • 2 passport size photographs
  • Proof of Identity: (Copy of any one) Passport/ PAN Card/ Voters ID card/ Driving License etc.
  • Address Proof: (Copy of any one) Ration card/Driving License/Voters ID card/ Passport / Telephone Bill/ Electricity bill/Life Insurance policy
    Income Proof: Latest Salary Slip, Form 16/ ITR for last 2 years, I.T. Returns or Form 16 for the last 2 years, Audited Balance sheet, P&L statement for 2 years, Shop & establishment act certificate/sales tax certificate / SSI registered certificate/copy of partnership ( non- salaried)

For more information, visit Car Loan Kolkata

Address of SBI Branches in Kolkata

The branch address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Kolkata are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
MICR Cheque Processing Centre

Jeevan Sudha, 42 C.J.L. Nehru road , Dist Kolkata State West Bengal Pin 700071SBIN0004269700002000033-22830006, 22830008
Service Branch , Kolkata

Jeevan Deep, 6 And 7th Floor, 1 Middleton Street, Distt Kolkata, W B 700001SBIN0008554700002001033-22811071

24 By 1 Alipore Road T Kolkata West Bengal 700027SBIN0000004700002002033-24798631
Amherst Street

1 B, Mahendra Srimani, Kolkata, West BengalSBIN00018007000020031 1800 425 3800
B. K. Paul Avenue

104 By 2, B.K. Paul Avenue, Distt. Kolkata, West Bengal 700005SBIN0001767700002005033-25307889
Baghajatin Bzr.

1 A Ashok Road, Kolkata, West Bengal, Pin 700084SBIN0006789700002006033-24622890
Bagh Bazar

2 A, Girish Avenue, Calcutta, West Bengal, West Bengal 700003SBIN0001652700002007033-25551133

P 36, C.I.T. Scheme, MVII. Hs. XII, Calcutta Pin - 700054SBIN0003682700002008033-23557342
Bagri Market

23 BRRB Road Distt Kolkata West Bengal 700001SBIN0001748700002009033-22131771
Ballygunge Rly. Stn.
54 Ekdalia Rd Kolkata West BengalSBIN0003951700002011 033-25549030, 25307886
Belgachia Duttabagan Milk Colony

64 By 1 By 46 A Belgachia Road Distt Kolkata West Bengal 700037SBIN0005367700002013033-25565393/ 25323740

25, Beliaghata Main Road, Calcutta Pin-700010SBIN0001798700002014033-23506382 033-23552559
B B Gangully Street

Gunadhar Babu Lane Distt. Kolkata West Bengal 700012SBIN0006788700002015033 - 22361614

6 By 1, Ramesh Mitra Road, Distt. Kolkata, West Bengal 700025SBIN000004070000201624752440/ 24545623/ 24860029
Bhupen Bose Avenue

49 A, Shyambazar Street, Distt. Kolkata, West Bengal 700004SBIN00067647000020171800 425 3800
Kolkata Main

Samriddhi Bhawan, 1 Strand Road, Kolkata 700001SBIN0000001700002021033 22487602 / 22130491 / 22488599
Calcutta University

College Street, Kolkata, W. B., Pin 700073SBIN00077667000020221800 425 3800

19, Chetla Central Road, Kolkata, W.B., Pin 700027SBIN0003691700002024033-24799769
C R Avenue

150, Chittaranjan Avenue, Kolkata West Bengal 700073SBIN0007406700002025033-22199222

38 B Jawarlal Nehru Road Distt Kolkata West Bengal 700071SBIN0001054700002026033-22885203, 22262371
College Street Matket, Kolkata
223, Bidhan Sarani, Calcutta 700006, BengalSBIN0005723700002027033-22198201, 033-22198024

62 By 1, Kashinath Dutta, Road, Distt. Kolkata, West Bengal 700036SBIN0002043700002028033-25578100

12 And 14 E Garaiahat Road South Distt Kolkata West Bengal 700031
SBIN0001405700002030033 - 24730666
Elgin Road

91 B Chowringhee Road Distt Kolkata West Bengal 700020SBIN0001768700002031033- 22236448 / 22231237 / 22235291
Elliot Road, Kolkata

54, Rafi Ahmed Kidwai Road, Calcutta, West Bengal 700016SBIN0001792700002032033-22294762

34 Girish Ch. Bose Road, Distt. Kolkata, West Bengal 700014SBIN00018307000020331800 425 3800

9 B, Sidhu Kanhu Dahar, Distt. Kolkata, West Bengal, 700069
SBIN0001971700002034033-22480410/ 22308686/ 22308670
Fort William

St. Geroges Gate, Distt. Kolkata West Bengal 700021SBIN0001597700002035033-22480552

51 By B, Garcha Road, Distt. Kolkata, West Bengal 700019SBIN0003692700002036033-24754778/ 24619593

283 A NSC Bose Road Distt Kolkata West Bengal 700047SBIN00053687000020371800 425 3800
Gariahat Civic Centre

510 Joshpur Park, Distt. Kolkata West Bengal 700068
SBIN00078267000020381800 425 3800
Gokhale Road

Institution Of Engineering Bldg, 8, Gokhale Rd, Kolkata
SBIN00020627000020391800 425 3800

33, Sahitya Parishad St, Plot No. 6, Kolkata, West Bengal
Grey Street Extn. Branch

196 A G, Arabinda Sarani, Kolkata, West Bengal, Pin 700004
Harish Mukherjee Road

102 B, Harish Mukherjee Road, Kolkata, West Bengal 700025
SBIN0003961700002043 033-24552140

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