SBI Car Loan in Patna
Last Updated : March 11, 2020, 3:56 p.m.
About State Bank of India Car Loan in Patna
Being the oldest bank, State Bank of India maintains the high standards of integrity and boosts the confidence of the depositors and customers. It acquires a pre-eminent position in the Indian Banking industry and secures a vital place in the country’s economic life. It has a dynamic range of products to cater the diverse requirement of its customers. The bank has proposed car loan product to fulfill the car requirement of the customers. The eligible candidates can take advantage of this facility by visiting the nearest bank branch.
SBI Car Loan in Patna at a Glance
| Particulars | Description |
|---|---|
| Interest Rate | 7.20% - 7.90% |
| Processing Fee | New Cars: No processing fees Used Cars: 1.25% of loan amount + GST; Min INR 3750 + GST & Max: INR 10,000 + GST |
| Foreclosure Charges | NIL |
| Loan Tenure | 1-7 Years for New Cars 1-5 Years for Old Cars |
Eligibility Criteria
The State Bank of India provides car loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The car loan eligibility criteria are:
- A regular employee of State / Central Government, Public Sector Undertaking, Private Company or a reputed establishment with minimum annual income of ₹ 2,50,000.
- Professionals, self-employed, businessmen, proprietary/partnership firms who are income tax assesses with net profit or gross taxable income of ₹ 4,00,000 per annum
- Person engaged in agricultural and allied activities with minimum net annual income of ₹ 4,00,000
Documents Required
In order to avail the benefit of a car loan, the individual needs to submit the following documents:
- Statement of bank account for last 6 months
- 2 passport size photographs
- Proof of Identity: (Copy of any one) Passport/ PAN Card/ Voters ID card/ Driving License etc.
- Address Proof: (Copy of any one) Ration card/Driving License/Voters ID card/ Passport / Telephone Bill/ Electricity bill/Life Insurance policy
Income Proof: Latest Salary Slip, Form 16/ ITR for last 2 years, I.T. Returns or Form 16 for the last 2 years, Audited Balance sheet, P&L statement for 2 years, Shop & establishment act certificate/sales tax certificate / SSI registered certificate/copy of partnership ( non- salaried)
For more information, visit Car Loan Patna
Address of SBI Branches in Patna
The branch address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Patna are mentioned in the table below:
| Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
|---|---|---|---|---|
| Service Branch Patna | West Gandhi Maidan, Patna, Bihar 800001 | SBIN0009933 | 800002001 | 0612 - 2204949 |
| Anandpuri | West Boring Canal Road, Patna, Bihar, Pin 800001 | SBIN0009002 | 800002004 | 0612-2573089 |
| Ashiana Nagar | Patna Phase - 1 Patna, Bihar , Pin - 800025 | SBIN0009004 | 800002005 | 0612-2586142 |
| Bhikhnapahari, Patna | Bhikhanapahari, Patna, Bihar, Pin 800006 | SBIN0003561 | 800002007 | 0612-2688020 |
| Boring Road | Boring Road Dist Patna, Bihar 800001 | SBIN0001435 | 800002008 | 0612-2228756, 2203550 |
| Bihar Veterinary College Complex | Phulwari Sharif T. Patna Bihar 801505 | SBIN0009006 | 800002010 | 0612-2220724 |
| Digha | P.O. - Bataganj, Patna, Bihar 800012 | SBIN0003559 | 800002012 | 0612-2561527 |
| Fraser Road | Shahi Complex, 1st Floor, New Dakbunglow Road, Patna Patna, Bihar, Pin - 800001 | SBIN0003476 | 800002016 | 0612-2225826 |
| Hanuman Nagar | Shanker Market Patna Bihar | SBIN0009005 | 800002020 | 0612-2348423 |
| IGIMS | Sheikhapur Bagicha, P.O.B. V College, Patna , Pin - 800014 | SBIN0007945 | 800002021 | 0612-2287534 |
| Judges Court Rd | Judges Court Rd, Patna, Bihar 800001 | SBIN0001233 | 800002022 | 0612-2300155 |
| Kadamkuan | Shashi Place, Nala Road Kadamkuan Patna, Bihar 800004 | SBIN0001561 | 800002023 | 0612-2672173 |
| Kankarbagh Residential Colony | Tempo Stand Kankar Bagh Patna Bihar 800020 | SBIN0003564 | 800002025 | 0612-2352240 |
| Kurji, Patna | Patna, Industrial Estate Roadpatna, Bihar , Pin - 800010 | SBIN0003500 | 800002026 | 0612-2263385 |
| Maurya Lok Complex | Dak Bungalow Road, Patna, Bihar State, Pin 800001 | SBIN0007506 | 800002030 | 0612-2204330, 2236278 |
| NMCC Patna | Nalanda Medical College Campus, Patna, Bihar, Pin - 800020 | SBIN0005331 | 800002031 | 0612-2341373 |
| New Market , Patna | Budha Marg Patna Patna, Bihar, Pin - 800001 | SBIN0003477 | 800002032 | 0612-2203781 |
| Patna Market, Patna | Ashok Rajpath Patna, Bihar, Pin - 800004 | SBIN0003576 | 800002035 | 0612-2302345 |
| Raj Bhawan, Patna | Rajbhawan Campus, Rajbhwan, Patna, Bihar, Pin - 800022 | SBIN0006917 | 800002038 | 0612- 2225209 |
